Habersham County, Georgia Housing Market Prices
Habersham County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 40% above the Georgia median More expensive than 90% of counties in Georgia$359,259
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Median rent 30% below the Georgia median$974
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Median Home Price | $359,259 | $256,986 | $248,835 |
| Price Trend (Annual %) | 17.5% | 8.9% | 7.5% |
| Median Gross Rent | $974 | $1,392 | $1,407 |
| Rent Trend (Annual %) | 4.4% | 5.7% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Habersham County is about 40% higher than in Georgia. Rent is about 30% lower than the Georgia average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Habersham County, up about 17.5% and 4.4% a year respectively. Home prices are changing faster.
Median rent in Habersham County rose about 41.8% between 2015 and 2024, from $687 to $974. Over the same span, rent in Georgia rose about 58.5%.
Affordability
On average, housing unit costs 5.3 yearly household incomes in Habersham County.
Buying the median-priced home in Habersham County costs roughly 30.7 years of rent at the median monthly rate. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Habersham County. The price-to-rent ratio in Georgia is about 15.4.
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Median Home Price | $359,259 | $256,986 | $248,835 |
| Median Household Income | $68,082 | $77,523 | $80,455 |
| Price-to-Income Ratio | 5.3 | 3.3 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Habersham County rose about 199.9%, while median household income rose about 55.9% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 64.0% | 58.9% | 58.5% |
| Rental Rate | 23.9% | 30.8% | 31.2% |
| Vacancy Rate | 12.2% | 10.3% | 10.2% |
| Median Tenure (years) | 17.0 | 14.0 | 15.0 |
| Median Year Moved In | 2009 | 2012 | 2011 |
Habersham County has a homeownership rate of 64.0%, higher than the Georgia average of 58.9%. Its housing vacancy rate is 12.2%, compared with 10.3% in Georgia.
Housing Stock
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.71 people | 2.62 people | 2.53 people |
| Median Structure Built Year | 1991 | 1990 | 1978 |
| Median Number of Rooms | 5.6 | 5.9 | 5.5 |
The typical housing unit in Habersham County was built around 1991. On average, 2.7 people live in a home with about 5.6 rooms, staying for about 17.0 years on average.
Habersham County, GA Housing Compared With Nearby Counties
Habersham County, GA is the largest of the 5 counties compared here, 47,793 residents against a local median of 18,291. Where Habersham County, GA breaks from the counties next to it is median home price, sitting 26% above the local median of $284,091 at $359,259.
The counties themselves spread $313,863 on median home price, so Habersham County, GA sits at one end of an already wide local range rather than apart from it. Habersham County, GA has the 2nd highest median home price of the 5 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Habersham County, GA | 47,793 | $359,259 #2/5 | $974 #3/5 | 72.8% #5/5 |
| White County, GA | 28,810 | $235,937 | $1,031 | 78.8% |
| Banks County, GA | 19,270 | $85,000 | $827 | 78.7% |
| Rabun County, GA | 17,312 | $398,863 | $1,046 | 77.1% |
| Towns County, GA | 12,900 | $332,246 | $808 | 82.3% |
Frequently Asked Questions
Common questions about the housing market in Habersham County, Georgia.
What is the median home price in Habersham County, Georgia?
The median home price in Habersham County, Georgia is $359,259, higher than the Georgia average of $256,986.
What is the average home price in Habersham County, Georgia?
The typical home price in Habersham County, Georgia, reported as the median sale price, is $359,259. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Habersham County, Georgia?
The median gross rent in Habersham County, Georgia is $974 per month, lower than the Georgia average of $1,392.
What was the median gross rent in Habersham County in 2020?
In 2020, the median gross rent in Habersham County, Georgia was $777 per month.
What is the price-to-rent ratio in Habersham County, Georgia?
The price-to-rent ratio in Habersham County, Georgia is about 30.7, meaning it would take roughly 30.7 years of rent payments at the median rent to equal the median home price. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Habersham County.
Are home prices or rent rising faster in Habersham County, Georgia?
Both home prices and rent are rising in Habersham County, up about 17.5% and 4.4% a year respectively. Home prices are changing faster.
What is the homeownership rate in Habersham County, Georgia?
64.0% of households in Habersham County, Georgia own their home, higher than the Georgia average of 58.9%.
What is the vacancy rate in Habersham County, Georgia?
The housing vacancy rate in Habersham County, Georgia is 12.2%, higher than the Georgia average of 10.3%.
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