Habersham County, Georgia Income Statistics
Habersham County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
Habersham County Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Median Household Income | $68,082 | $77,523 | $80,455 |
| Median Personal Income | $45,190 | $55,999 | $60,758 |
| Average Yearly Income Growth | 6.4% | 5.3% | 4.8% |
| Six-Figure Earners | 7.1% | 12.4% | 13.9% |
| $200k+ Households | 6.7% | 11.9% | 13.2% |
The median household income in Habersham County is about 12% lower than in Georgia. Income has been growing faster in Habersham County (6.4%/yr) than in Georgia (5.3%/yr).
About 7% of adults in Habersham County earn six figures ($100,000 or more) a year, lower than the Georgia average of 12%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Habersham County, Georgia grew by 68.5% from 2009 to 2024, reaching $68,082 in 2024. That's an average of about 6.4% per year.
Income Inequality and the Gender Pay Gap in Habersham County
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.557 | 0.561 | 0.552 |
| Male Median Income | $52,672 | $65,087 | $69,667 |
| Female Median Income | $42,480 | $53,213 | $56,850 |
| Gender Pay Gap | 19.3% | 18.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Habersham County, it is 0.557, about the same as Georgia's 0.561, so income here is about as evenly distributed as there, and about the same as the US's 0.552, so income here is about as evenly distributed as there.
Men's income is about 24% more than women's income in Habersham County, Georgia. Over a 35-year career, a 24% wage gap accumulates to roughly $356,720 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Habersham County, Georgia has narrowed from about 21% to 19% in 2024. Over that period the gap was widest at 23% in 2021, and was narrowest at 12% in 2016. In dollar terms, the gap has widened by $2,662 since 2009.
Employment
| Metric | Habersham County | Georgia Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 2.7% | 5.1% | 5.2% |
| Working from Home | 9.6% | 15.9% | 15.0% |
| Commute time (minutes) | 21 | 23 | 22 |
Approximately 583 people are unemployed in Habersham County, Georgia.
The average commute time in Habersham County is 21 minutes, shorter than the 23 minutes in Georgia.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Habersham County, Georgia has fallen from 8.3% to 2.7% in 2024. Over that period the rate peaked at 10.3% in 2013 and fell as low as 2.2% in 2023.
Habersham County, GA Wealth Compared With Nearby Counties
Habersham County, GA is the largest of the 6 counties compared here, 47,793 residents against a local median of 19,270. Where Habersham County, GA breaks from the counties next to it is unemployment, sitting 28% below the local median of 3.7% at 2.7%. That is the better end of the local range on this measure.
The counties themselves spread 4.0% on unemployment, so Habersham County, GA sits at one end of an already wide local range rather than apart from it. Habersham County, GA has the 2nd lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Habersham County, GA | 47,793 | $68,082 #4/6 | 6.4%/yr #4/6 | 2.7% #2/6 | 0.557 #6/6 |
| White County, GA | 28,810 | $70,708 | 6.6%/yr | 3.7% | 0.539 |
| Stephens County, GA | 27,012 | $54,840 | 5.0%/yr | 5.4% | 0.530 |
| Banks County, GA | 19,270 | $77,371 | 8.5%/yr | 2.9% | 0.543 |
| Rabun County, GA | 17,312 | $69,357 | 7.9%/yr | 1.3% | 0.531 |
| Towns County, GA | 12,900 | $59,591 | 5.4%/yr | 4.6% | 0.543 |
Conclusion
Considering all these factors, Habersham County, Georgia has an overall wealth index grade of D, making it about on par with Georgia, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Habersham County, Georgia.
How Rich Is Habersham County, Georgia?
Habersham County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $68,082, about 12% lower than the Georgia average of $77,523.
Are incomes growing in Habersham County, Georgia?
Between 2009 and 2024, the median household income in Habersham County, Georgia rose 69%, from $40,403 to $68,082. Over the same years, income here outpaced Georgia as a whole: +69% against +57%.
What was the median household income in Habersham County in 2023?
In 2023, the median household income in Habersham County, Georgia was $65,370, up 7% from $60,813 in 2022. The Georgia median that year was $74,682.
What was the median household income in Habersham County in 2020?
In 2020, the median household income in Habersham County, Georgia was $54,496. By 2024 it had risen 25% to $68,082.
Is unemployment high in Habersham County, Georgia?
Unemployment in Habersham County, Georgia is only 2.7%, well below the Georgia rate of 5.1%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Habersham County, Georgia?
The Gini coefficient in Habersham County is 0.557. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is almost the same as the US average of 0.552, so income is distributed about as equally as in the country overall.
How has the income gap between men and women changed in Habersham County, Georgia?
Since 2009, the income gap between men and women in Habersham County, Georgia has narrowed from about 21% to 19% in 2024. Over that period the gap was widest at 23% in 2021, and was narrowest at 12% in 2016. In dollar terms, the gap has widened by $2,662 since 2009.
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