Stephens County, Georgia Income Statistics
Stephens County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
Stephens County Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Stephens County | Georgia Avg | US Average |
|---|---|---|---|
| Median Household Income | $54,840 | $77,523 | $80,455 |
| Median Personal Income | $42,348 | $55,999 | $60,758 |
| Average Yearly Income Growth | 5.0% | 5.3% | 4.8% |
| Six-Figure Earners | 5.0% | 12.4% | 13.9% |
| $200k+ Households | 3.4% | 11.9% | 13.2% |
The median household income in Stephens County is about 29% lower than in Georgia. Income has been growing slower in Stephens County (5.0%/yr) than in Georgia (5.3%/yr).
About 5% of adults in Stephens County earn six figures ($100,000 or more) a year, lower than the Georgia average of 12%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Stephens County, Georgia grew by 59.5% from 2009 to 2024, reaching $54,840 in 2024. That's an average of about 5.0% per year.
Income Inequality and the Gender Pay Gap in Stephens County
| Metric | Stephens County | Georgia Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.530 | 0.561 | 0.552 |
| Male Median Income | $49,829 | $65,087 | $69,667 |
| Female Median Income | $39,077 | $53,213 | $56,850 |
| Gender Pay Gap | 21.6% | 18.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Stephens County, it is 0.530, lower than Georgia's 0.561, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 28% more than women's income in Stephens County, Georgia. Over a 35-year career, a 28% wage gap accumulates to roughly $376,320 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Stephens County, Georgia has narrowed from about 25% to 22% in 2024. Over that period the gap was widest at 32% in 2010, and was narrowest at 13% in 2016. In dollar terms, the gap has widened by $1,746 since 2009.
Employment
| Metric | Stephens County | Georgia Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.4% | 5.1% | 5.2% |
| Working from Home | 7.8% | 15.9% | 15.0% |
| Commute time (minutes) | 16 | 23 | 22 |
Approximately 671 people are unemployed in Stephens County, Georgia.
The average commute time in Stephens County is 16 minutes, shorter than the 23 minutes in Georgia.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Stephens County, Georgia has fallen from 10.7% to 5.4% in 2024. Over that period the rate peaked at 12.7% in 2013 and fell as low as 5.2% in 2023.
Stephens County, GA Wealth Compared With Nearby Counties
Stephens County, GA is typical in size for this group, 27,012 residents against a local median of 24,234, so the measures below are close to a like for like comparison. Where Stephens County, GA breaks from the counties next to it is unemployment, sitting 85% above the local median of 2.9% at 5.4%. That is the weaker end of the local range on this measure.
Income growth tells the same story from another angle: 5.0%/yr against a local median of 6.4%/yr, 22% below it. Every measure here with a clear better direction points the same way, and it is the wrong way: Stephens County, GA reads weaker than its neighbours on all of them. The counties themselves spread 4.6% on unemployment, so Stephens County, GA sits at one end of an already wide local range rather than apart from it. Stephens County, GA has the 4th lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Stephens County, GA | 27,012 | $54,840 #5/6 | 5.0%/yr #5/6 | 5.4% #4/6 | 0.530 #1/6 |
| Franklin County, GA | 24,234 | $52,500 | 4.4%/yr | 5.9% | 0.561 |
| Habersham County, GA | 47,793 | $68,082 | 6.4%/yr | 2.7% | 0.557 |
| Banks County, GA | 19,270 | $77,371 | 8.5%/yr | 2.9% | 0.543 |
| Oconee County, SC | 80,589 | $63,288 | 5.3%/yr | 5.9% | 0.558 |
| Rabun County, GA | 17,312 | $69,357 | 7.9%/yr | 1.3% | 0.531 |
Conclusion
Considering all these factors, Stephens County, Georgia has an overall wealth index grade of D, making it somewhat worse than Georgia, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Stephens County, Georgia.
How Rich Is Stephens County, Georgia?
Stephens County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $54,840, about 29% lower than the Georgia average of $77,523.
How has median household income changed in Stephens County, Georgia?
Between 2009 and 2024, the median household income in Stephens County, Georgia rose 60%, from $34,376 to $54,840. Over the same years, income here outpaced Georgia as a whole: +60% against +57%.
What was the median household income in Stephens County in 2023?
In 2023, the median household income in Stephens County, Georgia was $53,161, up 1% from $52,477 in 2022. The Georgia median that year was $74,682.
What was the median household income in Stephens County in 2020?
In 2020, the median household income in Stephens County, Georgia was $46,930. By 2024 it had risen 17% to $54,840.
What is the Gini coefficient in Stephens County, Georgia?
The Gini coefficient in Stephens County is 0.530. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Stephens County, Georgia?
Since 2009, the income gap between men and women in Stephens County, Georgia has narrowed from about 25% to 22% in 2024. Over that period the gap was widest at 32% in 2010, and was narrowest at 13% in 2016. In dollar terms, the gap has widened by $1,746 since 2009.
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