Saratoga County, New York Housing Market Prices
Saratoga County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 79% below the New York median Cheaper than 79% of counties in New York$99,814
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Median rent 14% below the New York median More expensive than 77% of counties in New York$1,393
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $99,814 | $471,885 | $248,835 |
| Price Trend (Annual %) | -1.5% | 7.1% | 7.5% |
| Median Gross Rent | $1,393 | $1,621 | $1,407 |
| Rent Trend (Annual %) | 3.9% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Saratoga County is about 79% lower than in New York. Rent is about 14% lower than the New York average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Home prices and rent are moving in opposite directions in Saratoga County: home prices fell about 1.5% a year while rent rose about 3.9% a year. That is an unusual pattern worth watching.
Median rent in Saratoga County rose about 40.5% between 2015 and 2024, from $992 to $1,393. Over the same span, rent in New York rose about 43.2%.
Affordability
On average, housing unit costs 1.0 yearly household incomes in Saratoga County.
Buying the median-priced home in Saratoga County costs roughly 6.0 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Saratoga County. The price-to-rent ratio in New York is about 24.3.
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $99,814 | $471,885 | $248,835 |
| Median Household Income | $100,718 | $86,556 | $80,455 |
| Price-to-Income Ratio | 1.0 | 5.5 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Saratoga County fell about 37.8%, while median household income rose about 45.9% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 65.7% | 48.8% | 58.5% |
| Rental Rate | 25.2% | 41.1% | 31.2% |
| Vacancy Rate | 9.1% | 10.1% | 10.2% |
| Median Tenure (years) | 16.0 | 17.0 | 15.0 |
| Median Year Moved In | 2010 | 2009 | 2011 |
Saratoga County has a homeownership rate of 65.7%, higher than the New York average of 48.8%. Its housing vacancy rate is 9.1%, compared with 10.1% in New York.
Housing Stock
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.30 people | 2.49 people | 2.53 people |
| Median Structure Built Year | 1978 | 1960 | 1978 |
| Median Number of Rooms | 6.0 | 5.0 | 5.5 |
The typical housing unit in Saratoga County was built around 1978. On average, 2.3 people live in a home with about 6.0 rooms, staying for about 16.0 years on average.
Saratoga County, NY Housing Compared With Nearby Counties
Saratoga County, NY is the 2nd largest of the 6 counties compared here, 238,162 residents against a local median of 160,313. Where Saratoga County, NY breaks from the counties next to it is median home price, sitting 45% below the local median of $182,714 at $99,814.
Median rent tells the same story from another angle: $1,393 against a local median of $1,193, 17% above it. The counties themselves spread $121,336 on median home price, so Saratoga County, NY sits at one end of an already wide local range rather than apart from it. Saratoga County, NY has the 6th highest median home price of the 6 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Saratoga County, NY | 238,162 | $99,814 #6/6 | $1,393 #1/6 | 72.3% #2/6 |
| Schenectady County, NY | 160,313 | $212,185 | $1,193 | 64.1% |
| Warren County, NY | 65,516 | $237,725 | $1,105 | 72.1% |
| Washington County, NY | 60,519 | $116,389 | $1,033 | 76.7% |
| Albany County, NY | 317,009 | $182,714 | $1,313 | 56.6% |
| Rensselaer County, NY | 160,332 | $181,589 | $1,216 | 64.8% |
Frequently Asked Questions
Common questions about the housing market in Saratoga County, New York.
What is the median home price in Saratoga County, New York?
The median home price in Saratoga County, New York is $99,814, lower than the New York average of $471,885.
What is the average home price in Saratoga County, New York?
The typical home price in Saratoga County, New York, reported as the median sale price, is $99,814. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Saratoga County, New York?
The median gross rent in Saratoga County, New York is $1,393 per month, lower than the New York average of $1,621.
What was the median gross rent in Saratoga County in 2020?
In 2020, the median gross rent in Saratoga County, New York was $1,150 per month.
What is the price-to-rent ratio in Saratoga County, New York?
The price-to-rent ratio in Saratoga County, New York is about 6.0, meaning it would take roughly 6.0 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Saratoga County.
Are home prices or rent rising faster in Saratoga County, New York?
Home prices and rent are moving in opposite directions in Saratoga County: home prices fell about 1.5% a year while rent rose about 3.9% a year. That is an unusual pattern worth watching.
What is the homeownership rate in Saratoga County, New York?
65.7% of households in Saratoga County, New York own their home, higher than the New York average of 48.8%.
What is the vacancy rate in Saratoga County, New York?
The housing vacancy rate in Saratoga County, New York is 9.1%, lower than the New York average of 10.1%.
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