Saratoga County, New York Income Statistics
Saratoga County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
-
B
Saratoga County Around averageAmong the top 5 wealthiest counties in New York
Source: Map AI Methodology
Income Statistics Overview
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Median Household Income | $100,718 | $86,556 | $80,455 |
| Median Personal Income | $76,318 | $70,316 | $60,758 |
| Average Yearly Income Growth | 3.9% | 4.5% | 4.8% |
| Six-Figure Earners | 19.5% | 16.7% | 13.9% |
| $200k+ Households | 17.5% | 17.1% | 13.2% |
The median household income in Saratoga County is about 16% higher than in New York. Income has been growing slower in Saratoga County (3.9%/yr) than in New York (4.5%/yr).
About 20% of adults in Saratoga County earn six figures ($100,000 or more) a year, higher than the New York average of 17%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Saratoga County, New York grew by 54.0% from 2009 to 2024, reaching $100,718 in 2024. That's an average of about 3.9% per year.
Income Inequality and the Gender Pay Gap in Saratoga County
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.495 | 0.557 | 0.552 |
| Male Median Income | $88,712 | $77,531 | $69,667 |
| Female Median Income | $68,862 | $67,892 | $56,850 |
| Gender Pay Gap | 22.4% | 12.4% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Saratoga County, it is 0.495, lower than New York's 0.557, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 29% more than women's income in Saratoga County, New York. Over a 35-year career, a 29% wage gap accumulates to roughly $694,750 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Saratoga County, New York has narrowed from about 26% to 22% in 2024. Over that period the gap was widest at 27% in 2011. In dollar terms, the gap has widened by $5,163 since 2009.
Employment
| Metric | Saratoga County | New York Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.3% | 6.4% | 5.2% |
| Working from Home | 17.3% | 15.0% | 15.0% |
| Commute time (minutes) | 22 | 28 | 22 |
Approximately 4,216 people are unemployed in Saratoga County, New York.
The average commute time in Saratoga County is 22 minutes, shorter than the 28 minutes in New York.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Saratoga County, New York has fallen from 5.3% to 3.3% in 2024. Over that period the rate peaked at 6.5% in 2013 and fell as low as 3.1% in 2023.
Saratoga County, NY Wealth Compared With Nearby Counties
Saratoga County, NY is the 2nd largest of the 6 counties compared here, 238,162 residents against a local median of 160,313. Where Saratoga County, NY breaks from the counties next to it is unemployment, sitting 35% below the local median of 5.0% at 3.3%. That is the better end of the local range on this measure.
Median household income tells the same story from another angle: $100,718 against a local median of $80,482, 25% above it. Every measure here with a clear better direction points the same way, so Saratoga County, NY is not trading one advantage for another, it reads stronger than its neighbours across the board. The counties themselves spread 1.4% on unemployment, so Saratoga County, NY sits at one end of an already wide local range rather than apart from it. Saratoga County, NY has the lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Saratoga County, NY | 238,162 | $100,718 #1/6 | 3.9%/yr #5/6 | 3.3% #1/6 | 0.495 #1/6 |
| Schenectady County, NY | 160,313 | $80,482 | 3.8%/yr | 5.8% | 0.526 |
| Warren County, NY | 65,516 | $78,804 | 4.0%/yr | 4.3% | 0.497 |
| Washington County, NY | 60,519 | $73,510 | 4.5%/yr | 5.0% | 0.512 |
| Albany County, NY | 317,009 | $85,884 | 4.4%/yr | 5.0% | 0.529 |
| Rensselaer County, NY | 160,332 | $87,745 | 4.4%/yr | 5.3% | 0.509 |
Conclusion
Considering all these factors, Saratoga County, New York has an overall wealth index grade of B, making it somewhat better than New York, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Saratoga County, New York.
How Rich Is Saratoga County, New York?
Saratoga County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $100,718, about 16% higher than the New York average of $86,556.
Are incomes growing in Saratoga County, New York?
Between 2009 and 2024, the median household income in Saratoga County, New York rose 54%, from $65,418 to $100,718. Over the same years, income here lagged behind New York as a whole: +54% against +56%.
What was the median household income in Saratoga County in 2023?
In 2023, the median household income in Saratoga County, New York was $99,759, up 3% from $97,109 in 2022. The New York median that year was $85,199.
What was the median household income in Saratoga County in 2020?
In 2020, the median household income in Saratoga County, New York was $86,099. By 2024 it had risen 17% to $100,718.
How strong is the job market in Saratoga County, New York?
Unemployment in Saratoga County, New York is only 3.3%, well below the New York rate of 6.4%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Saratoga County, New York?
The Gini coefficient in Saratoga County is 0.495. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Saratoga County, New York?
Since 2009, the income gap between men and women in Saratoga County, New York has narrowed from about 26% to 22% in 2024. Over that period the gap was widest at 27% in 2011. In dollar terms, the gap has widened by $5,163 since 2009.
Analyze any area in the US
Get local demographics for any address, aggregated by drive time or radius, on the interactive map.
Explore the map →