St. Charles County, Missouri Income Statistics
St. Charles County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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B
St. Charles County Around averageWealthiest county in Missouri
Source: Map AI Methodology
Income Statistics Overview
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Median Household Income | $105,635 | $70,801 | $80,455 |
| Median Personal Income | $70,196 | $54,686 | $60,758 |
| Average Yearly Income Growth | 4.3% | 4.6% | 4.8% |
| Six-Figure Earners | 17.8% | 10.5% | 13.9% |
| $200k+ Households | 15.9% | 8.7% | 13.2% |
The median household income in St. Charles County is about 49% higher than in Missouri. Income has been growing slower in St. Charles County (4.3%/yr) than in Missouri (4.6%/yr).
About 18% of adults in St. Charles County earn six figures ($100,000 or more) a year, higher than the Missouri average of 11%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in St. Charles County, Missouri grew by 50.6% from 2009 to 2024, reaching $105,635 in 2024. That's an average of about 4.3% per year.
Income Inequality and the Gender Pay Gap in St. Charles County
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.501 | 0.532 | 0.552 |
| Male Median Income | $84,084 | $64,288 | $69,667 |
| Female Median Income | $63,691 | $51,060 | $56,850 |
| Gender Pay Gap | 24.3% | 20.6% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In St. Charles County, it is 0.501, lower than Missouri's 0.532, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 32% more than women's income in St. Charles County, Missouri. Over a 35-year career, a 32% wage gap accumulates to roughly $713,755 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in St. Charles County, Missouri has narrowed from about 32% to 24% in 2024. Over that period the gap was narrowest at 24% in 2022. In dollar terms, the gap has widened by $2,060 since 2009.
Employment
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 2.9% | 4.0% | 5.2% |
| Working from Home | 18.0% | 13.0% | 15.0% |
| Commute time (minutes) | 22 | 20 | 22 |
Approximately 6,752 people are unemployed in St. Charles County, Missouri.
The average commute time in St. Charles County is 22 minutes, longer than the 20 minutes in Missouri.
Unemployment Rate Over Time
Since 2011, the unemployment rate in St. Charles County, Missouri has fallen from 6.0% to 2.9% in 2024. Over that period the rate peaked at 6.8% in 2013 and fell as low as 2.8% in 2023.
St. Charles County, MO Wealth Compared With Nearby Counties
St. Charles County, MO is the 2nd largest of the 5 counties compared here, 414,008 residents against a local median of 42,161. Where St. Charles County, MO breaks from the counties next to it is median household income, sitting 23% above the local median of $86,216 at $105,635. That is the better end of the local range on this measure.
Income growth tells the same story from another angle: 4.3%/yr against a local median of 5.5%/yr, 22% below it. The picture is mixed rather than uniform: median household income runs ahead of the neighbourhood while income growth runs behind it, so St. Charles County, MO is trading one against the other rather than simply out-performing what surrounds it. The counties themselves spread $14,255 on median household income, so St. Charles County, MO sits at one end of an already wide local range rather than apart from it. St. Charles County, MO has the highest median household income of the 5 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| St. Charles County, MO | 414,008 | $105,635 #1/5 | 4.3%/yr #4/5 | 2.9% #1/5 | 0.501 #1/5 |
| St. Louis County, MO | 995,111 | $83,558 | 4.0%/yr | 4.3% | 0.530 |
| Calhoun County, IL | 4,330 | $92,454 | 7.0%/yr | 3.2% | 0.535 |
| Lincoln County, MO | 63,057 | $88,874 | 6.0%/yr | 3.7% | 0.510 |
| Jersey County, IL | 21,266 | $78,198 | 5.0%/yr | 3.4% | 0.520 |
Conclusion
Considering all these factors, St. Charles County, Missouri has an overall wealth index grade of B, making it notably better than Missouri, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in St. Charles County, Missouri.
How Rich Is St. Charles County, Missouri?
St. Charles County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $105,635, about 49% higher than the Missouri average of $70,801.
Are incomes growing in St. Charles County, Missouri?
Between 2009 and 2024, the median household income in St. Charles County, Missouri rose 51%, from $70,129 to $105,635. Over the same years, income here lagged behind Missouri as a whole: +51% against +54%.
What was the median household income in St. Charles County in 2023?
In 2023, the median household income in St. Charles County, Missouri was $103,630, up 4% from $99,501 in 2022. The Missouri median that year was $69,047.
What was the median household income in St. Charles County in 2020?
In 2020, the median household income in St. Charles County, Missouri was $88,218. By 2024 it had risen 20% to $105,635.
Do many residents of St. Charles County, Missouri earn over $100,000?
Yes. 18% of adults in St. Charles County, Missouri earn $100,000 or more a year (about 1 in 6), against 11% (about 1 in 9) in Missouri. 16% of households have a combined income of $200,000 or more, compared with 9% in Missouri.
How strong is the job market in St. Charles County, Missouri?
Unemployment in St. Charles County, Missouri is only 2.9%, well below the Missouri rate of 4.0%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in St. Charles County, Missouri?
The Gini coefficient in St. Charles County is 0.501. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in St. Charles County, Missouri?
Since 2009, the income gap between men and women in St. Charles County, Missouri has narrowed from about 32% to 24% in 2024. Over that period the gap was narrowest at 24% in 2022. In dollar terms, the gap has widened by $2,060 since 2009.
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