St. Charles County, Missouri Demographics

Population trends, housing costs, income, commuting, and health, all on one page.

St. Charles County, MO Population Density Map and Area Scores

Area Score

Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.

  • B
    Health Around average
    Healthiest county in Missouri
  • B
    Income Around average
    Wealthiest county in Missouri
  • B
    Education Around average
    Among the top 5 best educated counties in Missouri

Source: Map AI Methodology

St. Charles County
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Population density, people per sq mi

Population: density and quick facts

Metric St. Charles County Missouri Avg U.S. Average
Population 414,008 6,186,340 337,468,954
Population density (per sq mi) 698.7 88.8 86.4
Population growth (%/yr) 1.09% 0.28% 0.59%
Median age 38.7 37.5 37.3
Households 161,114 2,507,647 130,235,071

Population in St. Charles County grew by 20.8% from 2009 to 2024, reaching 414,008 in 2024.

Population Growth 2009–2024

Year St. Charles County

Race & Ethnicity

Group Share

Age & Sex

The largest generation in St. Charles County is Millennials, aged 29–44, at 22.8% of residents. That is 1.5 points above Missouri as a whole.

Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Missouri, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.

Male and female share

Women are 50.6% of the people living in St. Charles County and men 49.4%.

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414,008

100% of everyone living in St. Charles County

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Economy

St. Charles County has a the economy index of B, which means it is quite prosperous.

Metric St. Charles County Missouri Avg U.S. Average
Median household income $105,635 $70,801 $80,455
Income growth (%/yr) 4.28% 4.56% 4.80%
Unemployment rate 2.9% 4.0% 5.2%

The median household income in St. Charles County is about 49% higher than in Missouri.

Detailed wealth and income breakdown →

Housing

Metric St. Charles County Missouri Avg U.S. Average
Median home price $326,504 $145,462 $248,835
Median rent $1,369 $1,033 $1,407
Homeownership rate 80.5% 68.1% 65.2%

The median home price in St. Charles County is about 19.9 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $1,369 per month for that long.

Full housing market analysis →

Commute Time & Mobility

Commuters in St. Charles County spend about 45 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 189 hours, about 7.9 full days, spent commuting.

Metric St. Charles County Missouri Avg U.S. Average
One-way commute (min) 22.7 21.0 22.4
Round-trip commute (min) 45.4 41.9 44.8
Yearly time spent (hours) 189 175 187
Estimated yearly cost $5,867 $5,415 $5,790
Work from home 18.0% 13.0% 15.0%
Highway traffic (vehicles/day) 14,472 7,545 8,813
Local road traffic (vehicles/day) 2,159 923 1,355

Fastest commutes among counties in Missouri: Saline County (11.9 min), Adair County (12.0 min), Nodaway County (12.1 min).
Slowest: Bollinger County (33.1 min), Ray County (32.2 min), Maries County (31.9 min).

The average commute time in St. Charles County is 23 minutes, longer than the 21 minutes in Missouri.

Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.

Commute and transport details →

Education & Households

St. Charles County has a education index of B, which means it is quite educated.

Metric St. Charles County Missouri Avg U.S. Average
Bachelor's degree or higher 39.0% 28.8% 31.6%
Average household size 2.53 2.40 2.53

Highest education index among counties in Missouri: St. Louis County (0.4), Platte County (0.4), Boone County (0.4).
Lowest: Bollinger County (0.2), Wayne County (0.2), Ripley County (0.2).

Health

St. Charles County has a health index of B, which means it is quite healthy.

Metric St. Charles County Missouri Avg U.S. Average
Life expectancy (years) 79.9 76.9 78.3
Self-rated poor health 11.5% 19.0% 16.3%
Smokers 16.0% 22.8% 19.0%

Highest health index among counties in Missouri: St. Charles County (0.8), Platte County (0.8), Boone County (0.8).
Lowest: Scotland County (0.7), Ripley County (0.7), Pemiscot County (0.8).

Full health data →

St. Charles County, MO Compared With Nearby Counties

St. Charles County, MO is the 2nd largest of the 4 counties compared here, 414,008 residents against a local median of 63,057. Where St. Charles County, MO breaks from the counties next to it is median home price, sitting 58% above the local median of $206,522 at $326,504.

Median household income tells the same story from another angle: $105,635 against a local median of $83,558, 26% above it. The one measure here that carries a verdict is median household income, and at 26% above the local median it puts St. Charles County, MO at the better end of the local range. The counties themselves sit within $98,185 of each other on median home price, a tighter band than the gap between any of them and St. Charles County, MO, which makes it a genuine outlier here rather than one end of a wide local spread. St. Charles County, MO has the highest median home price of the 4 areas compared here.

Area Population Median household income Median home price Commute
St. Charles County, MO 414,008 $105,635 #1/4 $326,504 #1/4 22.7 min #2/4
St. Louis County, MO 995,111 $83,558 $227,571 21.9 min
Lincoln County, MO 63,057 $88,874 $206,522 30.7 min
Jersey County, IL 21,266 $78,198 $129,386 22.8 min

Frequently Asked Questions

Common questions about St. Charles County, Missouri.

How big is St. Charles County, Missouri by population?

About 414,008 people live in St. Charles County, Missouri, in 161,114 households of 2.5 people on average. The median age is 38.7, close to the U.S. median of 37.3.

Is St. Charles County, Missouri mostly urban or rural?

Averaged over its land area, St. Charles County, Missouri has 699 people per square mile, a density typical of a mix of suburbs, small towns and farmland. That is about 8.1 times the U.S. average of 86.

Can a typical household afford a home in St. Charles County, Missouri?

The median home costs 3.1 times the median household income ($326,504 against $105,635), compared with 3.1 times nationally. A ratio of about 3 is traditionally considered affordable. Median rent of $1,369 a month takes about 16% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.

How strong is the job market in St. Charles County, Missouri?

Unemployment in St. Charles County, Missouri is only 2.9%, well below the U.S. rate of 5.2%, a sign of a tight labor market where employers compete for workers.

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