St. Charles County, Missouri Housing Market Prices
St. Charles County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
-
Median home price 124% above the Missouri median Among the 5 most expensive counties in Missouri$326,504
-
Median rent 33% above the Missouri median Most expensive county in Missouri$1,369
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Median Home Price | $326,504 | $145,462 | $248,835 |
| Price Trend (Annual %) | 9.1% | 5.2% | 7.5% |
| Median Gross Rent | $1,369 | $1,033 | $1,407 |
| Rent Trend (Annual %) | 4.6% | 4.0% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in St. Charles County is about 124% higher than in Missouri. Rent is about 33% higher than the Missouri average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in St. Charles County, up about 9.1% and 4.6% a year respectively. Home prices are changing faster.
Median rent in St. Charles County rose about 47.1% between 2015 and 2024, from $931 to $1,369. Over the same span, rent in Missouri rose about 38.6%.
Affordability
On average, housing unit costs 3.1 yearly household incomes in St. Charles County.
Buying the median-priced home in St. Charles County costs roughly 19.9 years of rent at the median monthly rate. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in St. Charles County. The price-to-rent ratio in Missouri is about 11.7.
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Median Home Price | $326,504 | $145,462 | $248,835 |
| Median Household Income | $105,635 | $70,801 | $80,455 |
| Price-to-Income Ratio | 3.1 | 2.1 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in St. Charles County rose about 113.2%, while median household income rose about 45.8% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 77.7% | 60.5% | 58.5% |
| Rental Rate | 18.8% | 28.3% | 31.2% |
| Vacancy Rate | 3.5% | 11.2% | 10.2% |
| Median Tenure (years) | 15.0 | 15.0 | 15.0 |
| Median Year Moved In | 2011 | 2011 | 2011 |
St. Charles County has a homeownership rate of 77.7%, higher than the Missouri average of 60.5%. Its housing vacancy rate is 3.5%, compared with 11.2% in Missouri.
Housing Stock
| Metric | St. Charles County | Missouri Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.53 people | 2.40 people | 2.53 people |
| Median Structure Built Year | 1991 | 1978 | 1978 |
| Median Number of Rooms | 6.3 | 5.7 | 5.5 |
The typical housing unit in St. Charles County was built around 1991. On average, 2.5 people live in a home with about 6.3 rooms, staying for about 15.0 years on average.
St. Charles County, MO Housing Compared With Nearby Counties
St. Charles County, MO is the 2nd largest of the 4 counties compared here, 414,008 residents against a local median of 63,057. Where St. Charles County, MO breaks from the counties next to it is median home price, sitting 58% above the local median of $206,522 at $326,504.
Median rent tells the same story from another angle: $1,369 against a local median of $961, 43% above it. The counties themselves sit within $98,185 of each other on median home price, a tighter band than the gap between any of them and St. Charles County, MO, which makes it a genuine outlier here rather than one end of a wide local spread. St. Charles County, MO has the highest median home price of the 4 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| St. Charles County, MO | 414,008 | $326,504 #1/4 | $1,369 #1/4 | 80.5% #2/4 |
| St. Louis County, MO | 995,111 | $227,571 | $1,208 | 69.2% |
| Lincoln County, MO | 63,057 | $206,522 | $961 | 79.0% |
| Jersey County, IL | 21,266 | $129,386 | $845 | 80.5% |
Frequently Asked Questions
Common questions about the housing market in St. Charles County, Missouri.
What is the median home price in St. Charles County, Missouri?
The median home price in St. Charles County, Missouri is $326,504, higher than the Missouri average of $145,462.
What is the average home price in St. Charles County, Missouri?
The typical home price in St. Charles County, Missouri, reported as the median sale price, is $326,504. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in St. Charles County, Missouri?
The median gross rent in St. Charles County, Missouri is $1,369 per month, higher than the Missouri average of $1,033.
What was the median gross rent in St. Charles County in 2020?
In 2020, the median gross rent in St. Charles County, Missouri was $1,069 per month.
What is the price-to-rent ratio in St. Charles County, Missouri?
The price-to-rent ratio in St. Charles County, Missouri is about 19.9, meaning it would take roughly 19.9 years of rent payments at the median rent to equal the median home price. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in St. Charles County.
Are home prices or rent rising faster in St. Charles County, Missouri?
Both home prices and rent are rising in St. Charles County, up about 9.1% and 4.6% a year respectively. Home prices are changing faster.
What is the homeownership rate in St. Charles County, Missouri?
77.7% of households in St. Charles County, Missouri own their home, higher than the Missouri average of 60.5%.
What is the vacancy rate in St. Charles County, Missouri?
The housing vacancy rate in St. Charles County, Missouri is 3.5%, lower than the Missouri average of 11.2%.
Analyze any area in the US
Get local demographics for any address, aggregated by drive time or radius, on the interactive map.
Explore the map →