Schoharie County, New York Housing Market Prices
Schoharie County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 67% below the New York median$154,687
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Median rent 44% below the New York median Cheaper than 75% of counties in New York$909
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Schoharie County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $154,687 | $471,885 | $248,835 |
| Price Trend (Annual %) | 9.2% | 7.1% | 7.5% |
| Median Gross Rent | $909 | $1,621 | $1,407 |
| Rent Trend (Annual %) | 2.6% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Schoharie County is about 67% lower than in New York. Rent is about 44% lower than the New York average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Schoharie County, up about 9.2% and 2.6% a year respectively. Home prices are changing faster.
Median rent in Schoharie County rose about 24.1% between 2015 and 2024, from $732 to $909. Over the same span, rent in New York rose about 43.2%.
Affordability
On average, housing unit costs 2.2 yearly household incomes in Schoharie County.
Buying the median-priced home in Schoharie County costs roughly 14.2 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Schoharie County. The price-to-rent ratio in New York is about 24.3.
| Metric | Schoharie County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $154,687 | $471,885 | $248,835 |
| Median Household Income | $69,692 | $86,556 | $80,455 |
| Price-to-Income Ratio | 2.2 | 5.5 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Schoharie County rose about 75.6%, while median household income rose about 30.6% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Schoharie County | New York Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 59.3% | 48.8% | 58.5% |
| Rental Rate | 18.3% | 41.1% | 31.2% |
| Vacancy Rate | 22.3% | 10.1% | 10.2% |
| Median Tenure (years) | 18.0 | 17.0 | 15.0 |
| Median Year Moved In | 2008 | 2009 | 2011 |
Schoharie County has a homeownership rate of 59.3%, higher than the New York average of 48.8%. Its housing vacancy rate is 22.3%, compared with 10.1% in New York.
Housing Stock
| Metric | Schoharie County | New York Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.23 people | 2.49 people | 2.53 people |
| Median Structure Built Year | 1969 | 1960 | 1978 |
| Median Number of Rooms | 5.7 | 5.0 | 5.5 |
The typical housing unit in Schoharie County was built around 1969. On average, 2.2 people live in a home with about 5.7 rooms, staying for about 18.0 years on average.
Schoharie County, NY Housing Compared With Nearby Counties
Schoharie County, NY is the smallest of the 6 counties compared here, 30,049 residents against a local median of 49,864. The measure that sets Schoharie County, NY apart most is median home price: $154,687, 15% below the local median of $182,714.
The counties themselves spread $163,429 on median home price, so Schoharie County, NY sits at one end of an already wide local range rather than apart from it. Schoharie County, NY has the 4th highest median home price of the 6 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Schoharie County, NY | 30,049 | $154,687 #4/6 | $909 #6/6 | 76.4% #2/6 |
| Montgomery County, NY | 49,528 | $152,503 | $940 | 70.4% |
| Greene County, NY | 47,409 | $262,000 | $1,004 | 77.2% |
| Schenectady County, NY | 160,313 | $212,185 | $1,193 | 64.1% |
| Albany County, NY | 317,009 | $182,714 | $1,313 | 56.6% |
| Fulton County, NY | 49,864 | $98,571 | $912 | 72.2% |
Frequently Asked Questions
Common questions about the housing market in Schoharie County, New York.
What is the median home price in Schoharie County, New York?
The median home price in Schoharie County, New York is $154,687, lower than the New York average of $471,885.
What is the average home price in Schoharie County, New York?
The typical home price in Schoharie County, New York, reported as the median sale price, is $154,687. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Schoharie County, New York?
The median gross rent in Schoharie County, New York is $909 per month, lower than the New York average of $1,621.
What was the median gross rent in Schoharie County in 2020?
In 2020, the median gross rent in Schoharie County, New York was $809 per month.
What is the price-to-rent ratio in Schoharie County, New York?
The price-to-rent ratio in Schoharie County, New York is about 14.2, meaning it would take roughly 14.2 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Schoharie County.
Are home prices or rent rising faster in Schoharie County, New York?
Both home prices and rent are rising in Schoharie County, up about 9.2% and 2.6% a year respectively. Home prices are changing faster.
What is the homeownership rate in Schoharie County, New York?
59.3% of households in Schoharie County, New York own their home, higher than the New York average of 48.8%.
What is the vacancy rate in Schoharie County, New York?
The housing vacancy rate in Schoharie County, New York is 22.3%, higher than the New York average of 10.1%.
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