Harford County, Maryland Income Statistics
Harford County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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A
Harford County Above average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Median Household Income | $113,029 | $103,916 | $80,455 |
| Median Personal Income | $79,313 | $75,715 | $60,758 |
| Average Yearly Income Growth | 4.2% | 4.0% | 4.8% |
| Six-Figure Earners | 20.6% | 20.7% | 13.9% |
| $200k+ Households | 19.6% | 20.3% | 13.2% |
The median household income in Harford County is about 9% higher than in Maryland. Income has been growing faster in Harford County (4.2%/yr) than in Maryland (4.0%/yr).
About 21% of adults in Harford County earn six figures ($100,000 or more) a year, about the same as the Maryland average of 21%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Harford County, Maryland grew by 49.1% from 2009 to 2024, reaching $113,029 in 2024. That's an average of about 4.2% per year.
Income Inequality and the Gender Pay Gap in Harford County
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.514 | 0.534 | 0.552 |
| Male Median Income | $91,186 | $84,327 | $69,667 |
| Female Median Income | $71,390 | $72,201 | $56,850 |
| Gender Pay Gap | 21.7% | 14.4% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Harford County, it is 0.514, lower than Maryland's 0.534, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 28% more than women's income in Harford County, Maryland. Over a 35-year career, a 28% wage gap accumulates to roughly $692,860 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Harford County, Maryland has narrowed from about 27% to 22% in 2024. In dollar terms, the gap has widened by $3,211 since 2009.
Employment
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.8% | 4.8% | 5.2% |
| Working from Home | 14.9% | 19.3% | 15.0% |
| Commute time (minutes) | 30 | 28 | 22 |
Approximately 5,415 people are unemployed in Harford County, Maryland.
The average commute time in Harford County is 30 minutes, longer than the 28 minutes in Maryland.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Harford County, Maryland has fallen from 6.2% to 3.8% in 2024. Over that period the rate peaked at 7.3% in 2013 and fell as low as 3.7% in 2022.
Harford County, MD Wealth Compared With Nearby Counties
Harford County, MD is the 3rd largest of the 5 counties compared here, 263,722 residents against a local median of 331,429. The measure that sets Harford County, MD apart most is median household income: $113,029, 25% above the local median of $90,074. That is the better end of the local range on this measure.
The counties themselves sit within $14,671 of each other on median household income, a tighter band than the gap between any of them and Harford County, MD, which makes it a genuine outlier here rather than one end of a wide local spread. Harford County, MD has the highest median household income of the 5 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Harford County, MD | 263,722 | $113,029 #1/5 | 4.2%/yr #3/5 | 3.8% #3/5 | 0.514 #1/5 |
| Baltimore County, MD | 850,783 | $92,513 | 3.7%/yr | 4.9% | 0.536 |
| Cecil County, MD | 104,960 | $93,370 | 4.1%/yr | 5.5% | 0.531 |
| Kent County, MD | 19,345 | $78,699 | 4.4%/yr | 2.9% | 0.517 |
| Lancaster County, PA | 557,898 | $87,635 | 5.0%/yr | 3.4% | 0.520 |
Conclusion
Considering all these factors, Harford County, Maryland has an overall wealth index grade of A, making it somewhat better than Maryland, and notably better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Harford County, Maryland.
How Rich Is Harford County, Maryland?
Harford County has a wealth index grade of A. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A grade means residents are much better off than the U.S. average. The median household income is $113,029, about 9% higher than the Maryland average of $103,916.
Are incomes growing in Harford County, Maryland?
Between 2009 and 2024, the median household income in Harford County, Maryland rose 49%, from $75,793 to $113,029. Over the same years, income here kept pace with Maryland as a whole: +49% against +49%.
What was the median household income in Harford County in 2023?
In 2023, the median household income in Harford County, Maryland was $112,097, up 5% from $106,859 in 2022. The Maryland median that year was $101,974.
What was the median household income in Harford County in 2020?
In 2020, the median household income in Harford County, Maryland was $94,538. By 2024 it had risen 20% to $113,029.
How strong is the job market in Harford County, Maryland?
Unemployment in Harford County, Maryland is only 3.8%, well below the Maryland rate of 4.8%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Harford County, Maryland?
The Gini coefficient in Harford County is 0.514. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Harford County, Maryland?
Since 2009, the income gap between men and women in Harford County, Maryland has narrowed from about 27% to 22% in 2024. In dollar terms, the gap has widened by $3,211 since 2009.
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