Harford County, Maryland Housing Market Prices
Harford County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 52% above the Maryland median More expensive than 78% of counties in Maryland$406,848
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Median rent 7% below the Maryland median$1,585
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Median Home Price | $406,848 | $267,101 | $248,835 |
| Price Trend (Annual %) | 11.5% | 3.4% | 7.5% |
| Median Gross Rent | $1,585 | $1,704 | $1,407 |
| Rent Trend (Annual %) | 4.0% | 3.8% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Harford County is about 52% higher than in Maryland. Rent is about 7% lower than the Maryland average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Harford County, up about 11.5% and 4.0% a year respectively. Home prices are changing faster.
Median rent in Harford County rose about 37.8% between 2015 and 2024, from $1,151 to $1,585. Over the same span, rent in Maryland rose about 38.7%.
Affordability
On average, housing unit costs 3.6 yearly household incomes in Harford County.
Buying the median-priced home in Harford County costs roughly 21.4 years of rent at the median monthly rate. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Harford County. The price-to-rent ratio in Maryland is about 13.1.
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Median Home Price | $406,848 | $267,101 | $248,835 |
| Median Household Income | $113,029 | $103,916 | $80,455 |
| Price-to-Income Ratio | 3.6 | 2.6 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Harford County rose about 112.0%, while median household income rose about 46.0% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 76.9% | 62.4% | 58.5% |
| Rental Rate | 19.6% | 29.9% | 31.2% |
| Vacancy Rate | 3.5% | 7.7% | 10.2% |
| Median Tenure (years) | 17.0 | 15.0 | 15.0 |
| Median Year Moved In | 2009 | 2011 | 2011 |
Harford County has a homeownership rate of 76.9%, higher than the Maryland average of 62.4%. Its housing vacancy rate is 3.5%, compared with 7.7% in Maryland.
Housing Stock
| Metric | Harford County | Maryland Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.57 people | 2.57 people | 2.53 people |
| Median Structure Built Year | 1985 | 1977 | 1978 |
| Median Number of Rooms | 7.0 | 6.2 | 5.5 |
The typical housing unit in Harford County was built around 1985. On average, 2.6 people live in a home with about 7.0 rooms, staying for about 17.0 years on average.
Harford County, MD Housing Compared With Nearby Counties
Harford County, MD is the 3rd largest of the 5 counties compared here, 263,722 residents against a local median of 331,429. The measure that sets Harford County, MD apart most is median home price: $406,848, 113% above the local median of $191,315.
Median rent tells the same story from another angle: $1,585 against a local median of $1,366, 16% above it. The counties themselves spread $203,673 on median home price, so Harford County, MD sits at one end of an already wide local range rather than apart from it. Harford County, MD has the highest median home price of the 5 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Harford County, MD | 263,722 | $406,848 #1/5 | $1,585 #2/5 | 79.7% #1/5 |
| Baltimore County, MD | 850,783 | $326,717 | $1,627 | 66.4% |
| Cecil County, MD | 104,960 | $137,826 | $1,377 | 75.3% |
| Kent County, MD | 19,345 | $123,045 | $1,208 | 72.5% |
| Lancaster County, PA | 557,898 | $244,804 | $1,356 | 69.8% |
Frequently Asked Questions
Common questions about the housing market in Harford County, Maryland.
What is the median home price in Harford County, Maryland?
The median home price in Harford County, Maryland is $406,848, higher than the Maryland average of $267,101.
What is the average home price in Harford County, Maryland?
The typical home price in Harford County, Maryland, reported as the median sale price, is $406,848. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Harford County, Maryland?
The median gross rent in Harford County, Maryland is $1,585 per month, lower than the Maryland average of $1,704.
What was the median gross rent in Harford County in 2020?
In 2020, the median gross rent in Harford County, Maryland was $1,294 per month.
What is the price-to-rent ratio in Harford County, Maryland?
The price-to-rent ratio in Harford County, Maryland is about 21.4, meaning it would take roughly 21.4 years of rent payments at the median rent to equal the median home price. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Harford County.
Are home prices or rent rising faster in Harford County, Maryland?
Both home prices and rent are rising in Harford County, up about 11.5% and 4.0% a year respectively. Home prices are changing faster.
What is the homeownership rate in Harford County, Maryland?
76.9% of households in Harford County, Maryland own their home, higher than the Maryland average of 62.4%.
What is the vacancy rate in Harford County, Maryland?
The housing vacancy rate in Harford County, Maryland is 3.5%, lower than the Maryland average of 7.7%.
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