Clay County, Florida Income Statistics
Clay County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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B
Clay County Around averageWealthier than 85% of counties in Florida
Source: Map AI Methodology
Income Statistics Overview
| Metric | Clay County | Florida Avg | US Average |
|---|---|---|---|
| Median Household Income | $88,122 | $74,580 | $80,455 |
| Median Personal Income | $56,735 | $52,322 | $60,758 |
| Average Yearly Income Growth | 5.1% | 5.4% | 4.8% |
| Six-Figure Earners | 11.8% | 11.6% | 13.9% |
| $200k+ Households | 9.9% | 11.0% | 13.2% |
The median household income in Clay County is about 18% higher than in Florida. Income has been growing slower in Clay County (5.1%/yr) than in Florida (5.4%/yr).
About 12% of adults in Clay County earn six figures ($100,000 or more) a year, about the same as the Florida average of 12%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Clay County, Florida grew by 45.9% from 2009 to 2024, reaching $88,122 in 2024. That's an average of about 5.1% per year.
Income Inequality and the Gender Pay Gap in Clay County
| Metric | Clay County | Florida Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.535 | 0.551 | 0.552 |
| Male Median Income | $67,395 | $60,595 | $69,667 |
| Female Median Income | $50,144 | $50,762 | $56,850 |
| Gender Pay Gap | 25.6% | 16.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Clay County, it is 0.535, lower than Florida's 0.551, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 34% more than women's income in Clay County, Florida. Over a 35-year career, a 34% wage gap accumulates to roughly $603,785 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Clay County, Florida has narrowed from about 28% to 26% in 2024. Over that period the gap was narrowest at 20% in 2019. In dollar terms, the gap has widened by $2,768 since 2009.
Employment
| Metric | Clay County | Florida Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.7% | 4.8% | 5.2% |
| Working from Home | 15.9% | 15.7% | 15.0% |
| Commute time (minutes) | 31 | 23 | 22 |
Approximately 4,258 people are unemployed in Clay County, Florida.
The average commute time in Clay County is 31 minutes, longer than the 23 minutes in Florida.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Clay County, Florida has fallen from 9.4% to 3.7% in 2024. Over that period the rate peaked at 11.4% in 2014.
Clay County, FL Wealth Compared With Nearby Counties
Clay County, FL is the 3rd largest of the 6 counties compared here, 225,443 residents against a local median of 75,164. The measure that sets Clay County, FL apart most is median household income: $88,122, 37% above the local median of $64,093. That is the better end of the local range on this measure.
Unemployment tells the same story from another angle: 3.7% against a local median of 4.7%, 21% below it. Every measure here with a clear better direction points the same way, so Clay County, FL is not trading one advantage for another, it reads stronger than its neighbours across the board. The counties themselves spread $62,602 on median household income, so Clay County, FL sits at one end of an already wide local range rather than apart from it. Clay County, FL has the 2nd highest median household income of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Clay County, FL | 225,443 | $88,122 #2/6 | 5.1%/yr #3/6 | 3.7% #2/6 | 0.535 #1/6 |
| Bradford County, FL | 27,885 | $62,931 | 5.0%/yr | 4.7% | 0.590 |
| Putnam County, FL | 75,164 | $48,004 | 4.8%/yr | 7.4% | 0.549 |
| Duval County, FL | 1,023,142 | $71,427 | 4.8%/yr | 4.3% | 0.540 |
| St. Johns County, FL | 306,934 | $110,606 | 5.8%/yr | 3.3% | 0.539 |
| Union County, FL | 15,701 | $64,093 | 6.8%/yr | 4.7% | 0.674 |
Conclusion
Considering all these factors, Clay County, Florida has an overall wealth index grade of B, making it somewhat better than Florida, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Clay County, Florida.
How Rich Is Clay County, Florida?
Clay County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $88,122, about 18% higher than the Florida average of $74,580.
How has median household income changed in Clay County, Florida?
Between 2009 and 2024, the median household income in Clay County, Florida rose 46%, from $60,387 to $88,122. Over the same years, income here lagged behind Florida as a whole: +46% against +57%.
What was the median household income in Clay County in 2023?
In 2023, the median household income in Clay County, Florida was $87,297, up 5% from $82,943 in 2022. The Florida median that year was $71,864.
What was the median household income in Clay County in 2020?
In 2020, the median household income in Clay County, Florida was $69,481. By 2024 it had risen 27% to $88,122.
How strong is the job market in Clay County, Florida?
Unemployment in Clay County, Florida is only 3.7%, well below the Florida rate of 4.8%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Clay County, Florida?
The Gini coefficient in Clay County is 0.535. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Clay County, Florida?
Since 2009, the income gap between men and women in Clay County, Florida has narrowed from about 28% to 26% in 2024. Over that period the gap was narrowest at 20% in 2019. In dollar terms, the gap has widened by $2,768 since 2009.
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