Schertz, Texas Income Statistics
Schertz Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
-
B
Schertz Around average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Schertz | Texas Avg | US Average |
|---|---|---|---|
| Median Household Income | $103,590 | $78,939 | $80,455 |
| Median Personal Income | $64,045 | $56,913 | $60,758 |
| Average Yearly Income Growth | 3.5% | 4.6% | 4.8% |
| Six-Figure Earners | 15.3% | 13.0% | 13.9% |
| $200k+ Households | 11.7% | 12.5% | 13.2% |
The median household income in Schertz is about 31% higher than in Texas. Income has been growing slower in Schertz (3.5%/yr) than in Texas (4.6%/yr).
About 15% of adults in Schertz earn six figures ($100,000 or more) a year, higher than the Texas average of 13%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Schertz, Texas grew by 50.9% from 2009 to 2024, reaching $103,590 in 2024. That's an average of about 3.5% per year.
Income Inequality and the Gender Pay Gap in Schertz
| Metric | Schertz | Texas Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.541 | 0.570 | 0.552 |
| Male Median Income | $79,741 | $66,147 | $69,667 |
| Female Median Income | $61,244 | $53,058 | $56,850 |
| Gender Pay Gap | 23.2% | 19.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Schertz, it is 0.541, lower than Texas's 0.570, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 30% more than women's income in Schertz, Texas. Over a 35-year career, a 30% wage gap accumulates to roughly $647,395 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Schertz, Texas has narrowed from about 33% to 23% in 2024. Over that period the gap was widest at 37% in 2010, and was narrowest at 18% in 2020. In dollar terms, the gap has widened by $780 since 2009.
Employment
| Metric | Schertz | Texas Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.2% | 5.2% | 5.2% |
| Working from Home | 17.4% | 14.4% | 15.0% |
| Commute time (minutes) | 27 | 22 | 22 |
Approximately 1,166 people are unemployed in Schertz, Texas.
The average commute time in Schertz is 27 minutes, longer than the 22 minutes in Texas.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Schertz, Texas has fallen from 5.4% to 5.2% in 2024. Over that period the rate peaked at 6.5% in 2013 and fell as low as 3.8% in 2019.
Schertz, TX Wealth Compared With Nearby Cities
How Schertz, TX compares with the 2 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Schertz, TX | 43,352 | $103,590 #2/3 | 3.5%/yr #3/3 | 5.2% #2/3 | 0.541 #2/3 |
| Cibolo, TX | 29,314 | $119,992 | 3.7%/yr | 6.0% | 0.549 |
| Converse, TX | 31,527 | $85,925 | 4.5%/yr | 4.5% | 0.525 |
Conclusion
Considering all these factors, Schertz, Texas has an overall wealth index grade of B, making it somewhat better than Texas, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Schertz, Texas.
How Rich Is Schertz, Texas?
Schertz has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $103,590, about 31% higher than the Texas average of $78,939.
How has median household income changed in Schertz, Texas?
Between 2009 and 2024, the median household income in Schertz, Texas rose 51%, from $68,660 to $103,590. Over the same years, income here lagged behind Texas as a whole: +51% against +64%.
What was the median household income in Schertz in 2023?
In 2023, the median household income in Schertz, Texas was $99,019, up 3% from $96,462 in 2022. The Texas median that year was $76,528.
What was the median household income in Schertz in 2020?
In 2020, the median household income in Schertz, Texas was $87,183. By 2024 it had risen 19% to $103,590.
What is the Gini coefficient in Schertz, Texas?
The Gini coefficient in Schertz is 0.541. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Schertz, Texas?
Since 2009, the income gap between men and women in Schertz, Texas has narrowed from about 33% to 23% in 2024. Over that period the gap was widest at 37% in 2010, and was narrowest at 18% in 2020. In dollar terms, the gap has widened by $780 since 2009.
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