McCulloch County, Texas Income Statistics
McCulloch County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
McCulloch County Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Median Household Income | $54,426 | $78,939 | $80,455 |
| Median Personal Income | $46,712 | $56,913 | $60,758 |
| Average Yearly Income Growth | 3.7% | 4.6% | 4.8% |
| Six-Figure Earners | 7.8% | 13.0% | 13.9% |
| $200k+ Households | 4.8% | 12.5% | 13.2% |
The median household income in McCulloch County is about 31% lower than in Texas. Income has been growing slower in McCulloch County (3.7%/yr) than in Texas (4.6%/yr).
About 8% of adults in McCulloch County earn six figures ($100,000 or more) a year, lower than the Texas average of 13%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in McCulloch County, Texas grew by 51.5% from 2009 to 2024, reaching $54,426 in 2024. That's an average of about 3.7% per year.
Income Inequality and the Gender Pay Gap in McCulloch County
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.533 | 0.570 | 0.552 |
| Male Median Income | $56,773 | $66,147 | $69,667 |
| Female Median Income | $45,234 | $53,058 | $56,850 |
| Gender Pay Gap | 20.3% | 19.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In McCulloch County, it is 0.533, lower than Texas's 0.570, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 26% more than women's income in McCulloch County, Texas. Over a 35-year career, a 26% wage gap accumulates to roughly $403,865 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in McCulloch County, Texas has narrowed from about 49% to 20% in 2024. Over that period the gap was narrowest at 17% in 2014. In dollar terms, the gap has narrowed by $10,543 since 2009.
Employment
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 9.0% | 5.2% | 5.2% |
| Working from Home | 16.4% | 14.4% | 15.0% |
| Commute time (minutes) | 16 | 22 | 22 |
Approximately 327 people are unemployed in McCulloch County, Texas.
The average commute time in McCulloch County is 16 minutes, shorter than the 22 minutes in Texas.
Unemployment Rate Over Time
Since 2011, the unemployment rate in McCulloch County, Texas has risen from 3.4% to 9.0% in 2024. Over that period the rate peaked at 10.5% in 2023 and fell as low as 2.5% in 2018.
McCulloch County, TX Wealth Compared With Nearby Counties
McCulloch County, TX is the 2nd largest of the 6 counties compared here, 7,514 residents against a local median of 3,955. McCulloch County, TX's unemployment, at 9.0%, runs 192% above the 3.1% typical of the counties around it. That is the weaker end of the local range on this measure.
Income growth tells the same story from another angle: 3.7%/yr against a local median of 4.4%/yr, 16% below it. Every measure here with a clear better direction points the same way, and it is the wrong way: McCulloch County, TX reads weaker than its neighbours on all of them. The counties themselves spread 9.3% on unemployment, so McCulloch County, TX sits at one end of an already wide local range rather than apart from it. McCulloch County, TX has the 5th lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| McCulloch County, TX | 7,514 | $54,426 #4/6 | 3.7%/yr #5/6 | 9.0% #5/6 | 0.533 #3/6 |
| Mason County, TX | 3,955 | $72,067 | 9.1%/yr | 3.0% | 0.529 |
| San Saba County, TX | 5,696 | $56,904 | 4.4%/yr | 3.1% | 0.581 |
| Concho County, TX | 3,328 | $64,450 | 4.4%/yr | 1.5% | 0.648 |
| Menard County, TX | 1,955 | $54,153 | 5.1%/yr | 10.8% | 0.488 |
| Coleman County, TX | 7,833 | $48,851 | 1.9%/yr | 7.7% | 0.544 |
Conclusion
Considering all these factors, McCulloch County, Texas has an overall wealth index grade of D, making it about on par with Texas, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in McCulloch County, Texas.
How Rich Is McCulloch County, Texas?
McCulloch County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $54,426, about 31% lower than the Texas average of $78,939.
Are incomes growing in McCulloch County, Texas?
Between 2009 and 2024, the median household income in McCulloch County, Texas rose 51%, from $35,935 to $54,426. Over the same years, income here lagged behind Texas as a whole: +51% against +64%.
What was the median household income in McCulloch County in 2023?
In 2023, the median household income in McCulloch County, Texas was $51,586, down 6% from $54,847 in 2022. The Texas median that year was $76,528.
What was the median household income in McCulloch County in 2020?
In 2020, the median household income in McCulloch County, Texas was $47,799. By 2024 it had risen 14% to $54,426.
How strong is the job market in McCulloch County, Texas?
Unemployment in McCulloch County, Texas is 9.0%, well above the Texas rate of 5.2%, so job seekers may face more competition than elsewhere.
What is the Gini coefficient in McCulloch County, Texas?
The Gini coefficient in McCulloch County is 0.533. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in McCulloch County, Texas?
Since 2009, the income gap between men and women in McCulloch County, Texas has narrowed from about 49% to 20% in 2024. Over that period the gap was narrowest at 17% in 2014. In dollar terms, the gap has narrowed by $10,543 since 2009.
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