McCulloch County, Texas Housing Market Prices
McCulloch County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 97% below the Texas median Among the top 3 cheapest counties in Texas$8,999
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Median rent 43% below the Texas median Cheaper than 78% of counties in Texas$806
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Median Home Price | $8,999 | $258,873 | $248,835 |
| Price Trend (Annual %) | 150.9% | 9.2% | 7.5% |
| Median Gross Rent | $806 | $1,402 | $1,407 |
| Rent Trend (Annual %) | 2.2% | 5.6% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in McCulloch County is about 97% lower than in Texas. Rent is about 43% lower than the Texas average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2023
Median Rent Prices, 2015-2024
Both home prices and rent are rising in McCulloch County, up about 150.9% and 2.2% a year respectively. Home prices are changing faster.
Median rent in McCulloch County rose about 22.4% between 2015 and 2024, from $658 to $806. Over the same span, rent in Texas rose about 59.1%.
Affordability
On average, housing unit costs 0.2 yearly household incomes in McCulloch County.
Buying the median-priced home in McCulloch County costs roughly 0.9 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in McCulloch County. The price-to-rent ratio in Texas is about 15.4.
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Median Home Price | $8,999 | $258,873 | $248,835 |
| Median Household Income | $54,426 | $78,939 | $80,455 |
| Price-to-Income Ratio | 0.2 | 3.3 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2023, the median home price in McCulloch County rose about 17.2%, while median household income rose about 38.6% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 52.0% | 56.7% | 58.5% |
| Rental Rate | 26.1% | 33.9% | 31.2% |
| Vacancy Rate | 21.9% | 9.4% | 10.2% |
| Median Tenure (years) | 17.0 | 14.0 | 15.0 |
| Median Year Moved In | 2009 | 2012 | 2011 |
McCulloch County has a homeownership rate of 52.0%, lower than the Texas average of 56.7%. Its housing vacancy rate is 21.9%, compared with 9.4% in Texas.
Housing Stock
| Metric | McCulloch County | Texas Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.25 people | 2.69 people | 2.53 people |
| Median Structure Built Year | 1971 | 1990 | 1978 |
| Median Number of Rooms | 5.1 | 5.4 | 5.5 |
The typical housing unit in McCulloch County was built around 1971. On average, 2.2 people live in a home with about 5.1 rooms, staying for about 17.0 years on average.
McCulloch County, TX Housing Compared With Nearby Counties
How McCulloch County, TX compares with the 1 counties closest to it.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| McCulloch County, TX | 7,514 | $8,999 #2/2 | $806 #1/2 | 66.6% #2/2 |
| Coleman County, TX | 7,833 | $131,108 | $653 | 77.2% |
Frequently Asked Questions
Common questions about the housing market in McCulloch County, Texas.
What is the median home price in McCulloch County, Texas?
The median home price in McCulloch County, Texas is $8,999, lower than the Texas average of $258,873.
What is the average home price in McCulloch County, Texas?
The typical home price in McCulloch County, Texas, reported as the median sale price, is $8,999. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in McCulloch County, Texas?
The median gross rent in McCulloch County, Texas is $806 per month, lower than the Texas average of $1,402.
What was the median gross rent in McCulloch County in 2020?
In 2020, the median gross rent in McCulloch County, Texas was $708 per month.
What is the price-to-rent ratio in McCulloch County, Texas?
The price-to-rent ratio in McCulloch County, Texas is about 0.9, meaning it would take roughly 0.9 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in McCulloch County.
Are home prices or rent rising faster in McCulloch County, Texas?
Both home prices and rent are rising in McCulloch County, up about 150.9% and 2.2% a year respectively. Home prices are changing faster.
What is the homeownership rate in McCulloch County, Texas?
52.0% of households in McCulloch County, Texas own their home, lower than the Texas average of 56.7%.
What is the vacancy rate in McCulloch County, Texas?
The housing vacancy rate in McCulloch County, Texas is 21.9%, higher than the Texas average of 9.4%.
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