Cumberland County, Tennessee Income Statistics
Cumberland County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
Cumberland County Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Cumberland County | Tennessee Avg | US Average |
|---|---|---|---|
| Median Household Income | $60,349 | $69,901 | $80,455 |
| Median Personal Income | $43,413 | $53,263 | $60,758 |
| Average Yearly Income Growth | 5.3% | 5.2% | 4.8% |
| Six-Figure Earners | 6.4% | 10.4% | 13.9% |
| $200k+ Households | 3.9% | 9.0% | 13.2% |
The median household income in Cumberland County is about 14% lower than in Tennessee. Income has been growing faster in Cumberland County (5.3%/yr) than in Tennessee (5.2%/yr).
About 6% of adults in Cumberland County earn six figures ($100,000 or more) a year, lower than the Tennessee average of 10%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Cumberland County, Tennessee grew by 65.9% from 2009 to 2024, reaching $60,349 in 2024. That's an average of about 5.3% per year.
Income Inequality and the Gender Pay Gap in Cumberland County
| Metric | Cumberland County | Tennessee Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.517 | 0.542 | 0.552 |
| Male Median Income | $51,821 | $61,993 | $69,667 |
| Female Median Income | $40,621 | $50,108 | $56,850 |
| Gender Pay Gap | 21.6% | 19.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Cumberland County, it is 0.517, lower than Tennessee's 0.542, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 28% more than women's income in Cumberland County, Tennessee. Over a 35-year career, a 28% wage gap accumulates to roughly $392,000 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Cumberland County, Tennessee has widened from about 14% to 22% in 2024. Over that period the gap was widest at 23% in 2023, and was narrowest at 9% in 2012. In dollar terms, the gap has widened by $6,644 since 2009.
Sharply against the trend: the pay gap in Cumberland County widened by 7.7 points while Tennessee's narrowed by 3.7 points.
Employment
| Metric | Cumberland County | Tennessee Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.1% | 4.6% | 5.2% |
| Working from Home | 9.3% | 12.9% | 15.0% |
| Commute time (minutes) | 18 | 22 | 22 |
Approximately 1,255 people are unemployed in Cumberland County, Tennessee.
The average commute time in Cumberland County is 18 minutes, shorter than the 22 minutes in Tennessee.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Cumberland County, Tennessee has fallen from 9.3% to 5.1% in 2024. Over that period the rate peaked at 10.6% in 2012 and fell as low as 4.9% in 2023.
Cumberland County, TN Wealth Compared With Nearby Counties
Cumberland County, TN is the largest of the 6 counties compared here, 63,553 residents against a local median of 21,361. There is no headline here. Every measure below sits within 15% of the median across the nearest counties, which makes Cumberland County, TN an unremarkable member of its own neighbourhood rather than an outlier in it.
The largest of those small differences is median household income, 10% above the local median at $60,349 against $54,853. Cumberland County, TN has the 2nd highest median household income of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Cumberland County, TN | 63,553 | $60,349 #2/6 | 5.3%/yr #4/6 | 5.1% #3/6 | 0.517 #1/6 |
| Rhea County, TN | 33,992 | $55,956 | 4.9%/yr | 5.8% | 0.561 |
| Morgan County, TN | 21,361 | $65,837 | 6.7%/yr | 5.1% | 0.568 |
| Bledsoe County, TN | 15,032 | $54,853 | 4.5%/yr | 1.8% | 0.572 |
| Fentress County, TN | 19,309 | $51,226 | 6.1%/yr | 4.7% | 0.520 |
| White County, TN | 28,160 | $54,822 | 5.5%/yr | 5.6% | 0.520 |
Conclusion
Considering all these factors, Cumberland County, Tennessee has an overall wealth index grade of D, making it about on par with Tennessee, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Cumberland County, Tennessee.
How Rich Is Cumberland County, Tennessee?
Cumberland County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $60,349, about 14% lower than the Tennessee average of $69,901.
How has median household income changed in Cumberland County, Tennessee?
Between 2009 and 2024, the median household income in Cumberland County, Tennessee rose 66%, from $36,370 to $60,349. Over the same years, income here outpaced Tennessee as a whole: +66% against +63%.
What was the median household income in Cumberland County in 2023?
In 2023, the median household income in Cumberland County, Tennessee was $58,491, up 4% from $56,257 in 2022. The Tennessee median that year was $67,483.
What was the median household income in Cumberland County in 2020?
In 2020, the median household income in Cumberland County, Tennessee was $49,497. By 2024 it had risen 22% to $60,349.
What is the Gini coefficient in Cumberland County, Tennessee?
The Gini coefficient in Cumberland County is 0.517. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Cumberland County, Tennessee?
Since 2009, the income gap between men and women in Cumberland County, Tennessee has widened from about 14% to 22% in 2024. Over that period the gap was widest at 23% in 2023, and was narrowest at 9% in 2012. In dollar terms, the gap has widened by $6,644 since 2009.
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