Cumberland County, Pennsylvania Income Statistics
Cumberland County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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B
Cumberland County Around averageAmong the top 5 wealthiest counties in Pennsylvania
Source: Map AI Methodology
Income Statistics Overview
| Metric | Cumberland County | Pennsylvania Avg | US Average |
|---|---|---|---|
| Median Household Income | $88,838 | $78,249 | $80,455 |
| Median Personal Income | $64,922 | $62,573 | $60,758 |
| Average Yearly Income Growth | 4.3% | 4.4% | 4.8% |
| Six-Figure Earners | 14.0% | 13.0% | 13.9% |
| $200k+ Households | 12.3% | 11.8% | 13.2% |
The median household income in Cumberland County is about 14% higher than in Pennsylvania. Income has been growing slower in Cumberland County (4.3%/yr) than in Pennsylvania (4.4%/yr).
About 14% of adults in Cumberland County earn six figures ($100,000 or more) a year, higher than the Pennsylvania average of 13%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Cumberland County, Pennsylvania grew by 46.8% from 2009 to 2024, reaching $88,838 in 2024. That's an average of about 4.3% per year.
Income Inequality and the Gender Pay Gap in Cumberland County
| Metric | Cumberland County | Pennsylvania Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.515 | 0.537 | 0.552 |
| Male Median Income | $73,529 | $71,585 | $69,667 |
| Female Median Income | $60,967 | $57,854 | $56,850 |
| Gender Pay Gap | 17.1% | 19.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Cumberland County, it is 0.515, lower than Pennsylvania's 0.537, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 21% more than women's income in Cumberland County, Pennsylvania. Over a 35-year career, a 21% wage gap accumulates to roughly $439,670 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Cumberland County, Pennsylvania has narrowed from about 25% to 17% in 2024. Over that period the gap was narrowest at 16% in 2020. In dollar terms, the gap has widened by $112 since 2009.
Employment
| Metric | Cumberland County | Pennsylvania Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.7% | 5.2% | 5.2% |
| Working from Home | 17.7% | 15.6% | 15.0% |
| Commute time (minutes) | 18 | 22 | 22 |
Approximately 5,121 people are unemployed in Cumberland County, Pennsylvania.
The average commute time in Cumberland County is 18 minutes, shorter than the 22 minutes in Pennsylvania.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Cumberland County, Pennsylvania has fallen from 5.2% to 3.7% in 2024. Over that period the rate peaked at 6.4% in 2013 and fell as low as 3.4% in 2019.
Cumberland County, PA Wealth Compared With Nearby Counties
Cumberland County, PA is the 2nd largest of the 6 counties compared here, 267,961 residents against a local median of 106,097. Nothing separates Cumberland County, PA sharply from the counties around it. Each measure below lands within 15% of the local median, close enough that the differences are within what survey sampling alone would produce.
The largest of those small differences is median household income, 15% above the local median at $88,838 against $77,330. Cumberland County, PA has the highest median household income of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Cumberland County, PA | 267,961 | $88,838 #1/6 | 4.3%/yr #1/6 | 3.7% #4/6 | 0.515 #5/6 |
| Perry County, PA | 46,229 | $79,736 | 3.9%/yr | 3.1% | 0.492 |
| Adams County, PA | 106,097 | $83,650 | 3.9%/yr | 3.4% | 0.492 |
| Juniata County, PA | 23,379 | $67,134 | 4.1%/yr | 2.1% | 0.497 |
| Franklin County, PA | 157,379 | $77,330 | 4.1%/yr | 4.0% | 0.501 |
| Dauphin County, PA | 289,538 | $76,316 | 4.0%/yr | 4.5% | 0.520 |
Conclusion
Considering all these factors, Cumberland County, Pennsylvania has an overall wealth index grade of B, making it somewhat better than Pennsylvania, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Cumberland County, Pennsylvania.
How Rich Is Cumberland County, Pennsylvania?
Cumberland County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $88,838, about 14% higher than the Pennsylvania average of $78,249.
How fast is household income rising in Cumberland County, Pennsylvania?
Between 2009 and 2024, the median household income in Cumberland County, Pennsylvania rose 47%, from $60,512 to $88,838. Over the same years, income here lagged behind Pennsylvania as a whole: +47% against +57%.
What was the median household income in Cumberland County in 2023?
In 2023, the median household income in Cumberland County, Pennsylvania was $87,169, up 5% from $83,196 in 2022. The Pennsylvania median that year was $76,230.
What was the median household income in Cumberland County in 2020?
In 2020, the median household income in Cumberland County, Pennsylvania was $72,278. By 2024 it had risen 23% to $88,838.
How strong is the job market in Cumberland County, Pennsylvania?
Unemployment in Cumberland County, Pennsylvania is only 3.7%, well below the Pennsylvania rate of 5.2%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Cumberland County, Pennsylvania?
The Gini coefficient in Cumberland County is 0.515. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Cumberland County, Pennsylvania?
Since 2009, the income gap between men and women in Cumberland County, Pennsylvania has narrowed from about 25% to 17% in 2024. Over that period the gap was narrowest at 16% in 2020. In dollar terms, the gap has widened by $112 since 2009.
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