Montgomery County, Ohio Income Statistics
Montgomery County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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C
Montgomery County Below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Montgomery County | Ohio Avg | US Average |
|---|---|---|---|
| Median Household Income | $66,795 | $71,509 | $80,455 |
| Median Personal Income | $56,126 | $58,431 | $60,758 |
| Average Yearly Income Growth | 5.0% | 4.4% | 4.8% |
| Six-Figure Earners | 10.0% | 11.1% | 13.9% |
| $200k+ Households | 7.3% | 9.1% | 13.2% |
The median household income in Montgomery County is about 7% lower than in Ohio. Income has been growing faster in Montgomery County (5.0%/yr) than in Ohio (4.4%/yr).
About 10% of adults in Montgomery County earn six figures ($100,000 or more) a year, lower than the Ohio average of 11%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Montgomery County, Ohio grew by 52.4% from 2009 to 2024, reaching $66,795 in 2024. That's an average of about 5.0% per year.
Income Inequality and the Gender Pay Gap in Montgomery County
| Metric | Montgomery County | Ohio Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.527 | 0.532 | 0.552 |
| Male Median Income | $65,189 | $67,200 | $69,667 |
| Female Median Income | $53,524 | $54,076 | $56,850 |
| Gender Pay Gap | 17.9% | 19.5% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Montgomery County, it is 0.527, lower than Ohio's 0.532, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 22% more than women's income in Montgomery County, Ohio. Over a 35-year career, a 22% wage gap accumulates to roughly $408,275 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Montgomery County, Ohio has narrowed from about 24% to 18% in 2024. In dollar terms, the gap has widened by $251 since 2009.
Employment
| Metric | Montgomery County | Ohio Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.7% | 4.8% | 5.2% |
| Working from Home | 12.0% | 13.0% | 15.0% |
| Commute time (minutes) | 18 | 21 | 22 |
Approximately 15,425 people are unemployed in Montgomery County, Ohio.
The average commute time in Montgomery County is 18 minutes, shorter than the 21 minutes in Ohio.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Montgomery County, Ohio has fallen from 10.3% to 5.7% in 2024. Over that period the rate peaked at 11.4% in 2013.
Montgomery County, OH Wealth Compared With Nearby Counties
Montgomery County, OH is the largest of the 6 counties compared here, 535,982 residents against a local median of 169,687. Where Montgomery County, OH breaks from the counties next to it is unemployment, sitting 80% above the local median of 3.2% at 5.7%. That is the weaker end of the local range on this measure.
Median household income tells the same story from another angle: $66,795 against a local median of $82,209, 19% below it. Every measure here with a clear better direction points the same way, and it is the wrong way: Montgomery County, OH reads weaker than its neighbours on all of them. The counties themselves spread 2.0% on unemployment, so Montgomery County, OH sits at one end of an already wide local range rather than apart from it. Montgomery County, OH has the 6th lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Montgomery County, OH | 535,982 | $66,795 #6/6 | 5.0%/yr #1/6 | 5.7% #6/6 | 0.527 #3/6 |
| Miami County, OH | 110,296 | $76,958 | 4.6%/yr | 3.1% | 0.510 |
| Warren County, OH | 249,858 | $110,283 | 4.8%/yr | 3.1% | 0.533 |
| Preble County, OH | 40,765 | $69,933 | 3.9%/yr | 3.2% | 0.495 |
| Greene County, OH | 169,687 | $88,933 | 4.8%/yr | 4.2% | 0.539 |
| Butler County, OH | 393,616 | $82,209 | 4.1%/yr | 5.1% | 0.548 |
Conclusion
Considering all these factors, Montgomery County, Ohio has an overall wealth index grade of C, making it about on par with Ohio, and about on par with the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Montgomery County, Ohio.
How Rich Is Montgomery County, Ohio?
Montgomery County has a wealth index grade of C. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a C grade means residents are close to the U.S. average. The median household income is $66,795, about 7% lower than the Ohio average of $71,509.
How fast is household income rising in Montgomery County, Ohio?
Between 2009 and 2024, the median household income in Montgomery County, Ohio rose 52%, from $43,827 to $66,795. Over the same years, income here kept pace with Ohio as a whole: +52% against +51%.
What was the median household income in Montgomery County in 2023?
In 2023, the median household income in Montgomery County, Ohio was $64,963, up 4% from $62,207 in 2022. The Ohio median that year was $69,792.
What was the median household income in Montgomery County in 2020?
In 2020, the median household income in Montgomery County, Ohio was $53,583. By 2024 it had risen 25% to $66,795.
What is the Gini coefficient in Montgomery County, Ohio?
The Gini coefficient in Montgomery County is 0.527. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Montgomery County, Ohio?
Since 2009, the income gap between men and women in Montgomery County, Ohio has narrowed from about 24% to 18% in 2024. In dollar terms, the gap has widened by $251 since 2009.
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