Cumberland County, New Jersey Income Statistics
Cumberland County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
Cumberland County Well below averageLeast wealthy county in New Jersey
Source: Map AI Methodology
Income Statistics Overview
| Metric | Cumberland County | New Jersey Avg | US Average |
|---|---|---|---|
| Median Household Income | $68,265 | $103,817 | $80,455 |
| Median Personal Income | $49,622 | $76,200 | $60,758 |
| Average Yearly Income Growth | 4.1% | 4.4% | 4.8% |
| Six-Figure Earners | 6.7% | 19.9% | 13.9% |
| $200k+ Households | 7.5% | 21.6% | 13.2% |
The median household income in Cumberland County is about 34% lower than in New Jersey. Income has been growing slower in Cumberland County (4.1%/yr) than in New Jersey (4.4%/yr).
About 7% of adults in Cumberland County earn six figures ($100,000 or more) a year, lower than the New Jersey average of 20%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Cumberland County, New Jersey grew by 36.4% from 2009 to 2024, reaching $68,265 in 2024. That's an average of about 4.1% per year.
Income Inequality and the Gender Pay Gap in Cumberland County
| Metric | Cumberland County | New Jersey Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.550 | 0.544 | 0.552 |
| Male Median Income | $52,571 | $87,197 | $69,667 |
| Female Median Income | $48,706 | $70,502 | $56,850 |
| Gender Pay Gap | 7.4% | 19.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Cumberland County, it is 0.550, higher than New Jersey's 0.544, so income is less evenly distributed here than there, and about the same as the US's 0.552, so income here is about as evenly distributed as there.
Men's income is about 8% more than women's income in Cumberland County, New Jersey. Over a 35-year career, a 8% wage gap accumulates to roughly $135,275 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Cumberland County, New Jersey has narrowed from about 24% to 7% in 2024. In dollar terms, the gap has narrowed by $7,136 since 2009.
Employment
| Metric | Cumberland County | New Jersey Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 6.8% | 6.3% | 5.2% |
| Working from Home | 5.4% | 16.8% | 15.0% |
| Commute time (minutes) | 21 | 26 | 22 |
Approximately 4,666 people are unemployed in Cumberland County, New Jersey.
The average commute time in Cumberland County is 21 minutes, shorter than the 26 minutes in New Jersey.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Cumberland County, New Jersey has fallen from 12.7% to 6.8% in 2024. Over that period the rate peaked at 14.8% in 2013.
Cumberland County, NJ Wealth Compared With Nearby Counties
Cumberland County, NJ is the 4th largest of the 6 counties compared here, 153,308 residents against a local median of 187,603. Where Cumberland County, NJ breaks from the counties next to it is median household income, sitting 24% below the local median of $89,385 at $68,265. That is the weaker end of the local range on this measure.
Unemployment tells the same story from another angle: 6.8% against a local median of 5.6%, 20% above it. Every measure here with a clear better direction points the same way, and it is the wrong way: Cumberland County, NJ reads weaker than its neighbours on all of them. The counties themselves spread $30,699 on median household income, so Cumberland County, NJ sits at one end of an already wide local range rather than apart from it. Cumberland County, NJ has the 6th highest median household income of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Cumberland County, NJ | 153,308 | $68,265 #6/6 | 4.1%/yr #3/6 | 6.8% #4/6 | 0.550 #6/6 |
| Salem County, NJ | 65,196 | $82,265 | 3.8%/yr | 7.4% | 0.529 |
| Cape May County, NJ | 94,930 | $91,655 | 5.6%/yr | 5.2% | 0.506 |
| Gloucester County, NJ | 306,962 | $105,231 | 3.7%/yr | 5.3% | 0.525 |
| Kent County, DE | 187,603 | $74,532 | 3.8%/yr | 5.6% | 0.513 |
| Camden County, NJ | 526,561 | $89,385 | 4.5%/yr | 6.9% | 0.535 |
Conclusion
Considering all these factors, Cumberland County, New Jersey has an overall wealth index grade of D, making it somewhat worse than New Jersey, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Cumberland County, New Jersey.
How Rich Is Cumberland County, New Jersey?
Cumberland County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $68,265, about 34% lower than the New Jersey average of $103,817.
How has median household income changed in Cumberland County, New Jersey?
Between 2009 and 2024, the median household income in Cumberland County, New Jersey rose 36%, from $50,043 to $68,265. Over the same years, income here lagged behind New Jersey as a whole: +36% against +50%.
What was the median household income in Cumberland County in 2023?
In 2023, the median household income in Cumberland County, New Jersey was $66,333, up 5% from $63,240 in 2022. The New Jersey median that year was $101,191.
What was the median household income in Cumberland County in 2020?
In 2020, the median household income in Cumberland County, New Jersey was $56,565. By 2024 it had risen 21% to $68,265.
What is the Gini coefficient in Cumberland County, New Jersey?
The Gini coefficient in Cumberland County is 0.550. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is almost the same as the US average of 0.552, so income is distributed about as equally as in the country overall.
How has the income gap between men and women changed in Cumberland County, New Jersey?
Since 2009, the income gap between men and women in Cumberland County, New Jersey has narrowed from about 24% to 7% in 2024. In dollar terms, the gap has narrowed by $7,136 since 2009.
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