St. Joseph County, Michigan Housing Market Prices
St. Joseph County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 19% above the Michigan median$165,178
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Median rent 25% below the Michigan median$849
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | St. Joseph County | Michigan Avg | US Average |
|---|---|---|---|
| Median Home Price | $165,178 | $138,713 | $248,835 |
| Price Trend (Annual %) | 4.8% | 8.6% | 7.5% |
| Median Gross Rent | $849 | $1,129 | $1,407 |
| Rent Trend (Annual %) | 3.1% | 4.5% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in St. Joseph County is about 19% higher than in Michigan. Rent is about 25% lower than the Michigan average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in St. Joseph County, up about 4.8% and 3.1% a year respectively. Home prices are changing faster.
Median rent in St. Joseph County rose about 31.3% between 2015 and 2024, from $646 to $849. Over the same span, rent in Michigan rose about 44.2%.
Affordability
On average, housing unit costs 2.5 yearly household incomes in St. Joseph County.
Buying the median-priced home in St. Joseph County costs roughly 16.2 years of rent at the median monthly rate. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in St. Joseph County. The price-to-rent ratio in Michigan is about 10.2.
| Metric | St. Joseph County | Michigan Avg | US Average |
|---|---|---|---|
| Median Home Price | $165,178 | $138,713 | $248,835 |
| Median Household Income | $67,257 | $72,977 | $80,455 |
| Price-to-Income Ratio | 2.5 | 1.9 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in St. Joseph County rose about 46.8%, while median household income rose about 44.5% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | St. Joseph County | Michigan Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 65.9% | 64.6% | 58.5% |
| Rental Rate | 20.7% | 23.6% | 31.2% |
| Vacancy Rate | 13.5% | 11.8% | 10.2% |
| Median Tenure (years) | 17.0 | 16.0 | 15.0 |
| Median Year Moved In | 2009 | 2010 | 2011 |
St. Joseph County has a homeownership rate of 65.9%, higher than the Michigan average of 64.6%. Its housing vacancy rate is 13.5%, compared with 11.8% in Michigan.
Housing Stock
| Metric | St. Joseph County | Michigan Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.56 people | 2.42 people | 2.53 people |
| Median Structure Built Year | 1971 | 1972 | 1978 |
| Median Number of Rooms | 6.1 | 5.9 | 5.5 |
The typical housing unit in St. Joseph County was built around 1971. On average, 2.6 people live in a home with about 6.1 rooms, staying for about 17.0 years on average.
St. Joseph County, MI Housing Compared With Nearby Counties
St. Joseph County, MI is the 3rd largest of the 6 counties compared here, 60,969 residents against a local median of 51,520. St. Joseph County, MI's median home price, at $165,178, runs 36% above the $121,830 typical of the counties around it.
The counties themselves spread $55,844 on median home price, so St. Joseph County, MI sits at one end of an already wide local range rather than apart from it. St. Joseph County, MI has the highest median home price of the 6 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| St. Joseph County, MI | 60,969 | $165,178 #1/6 | $849 #5/6 | 76.1% #4/6 |
| LaGrange County, IN | 40,805 | $121,830 | $838 | 83.0% |
| Kalamazoo County, MI | 262,419 | $141,172 | $1,093 | 64.5% |
| Elkhart County, IN | 207,132 | $152,902 | $1,047 | 71.6% |
| Cass County, MI | 51,520 | $113,846 | $916 | 81.6% |
| Branch County, MI | 45,300 | $97,058 | $958 | 77.7% |
Frequently Asked Questions
Common questions about the housing market in St. Joseph County, Michigan.
What is the median home price in St. Joseph County, Michigan?
The median home price in St. Joseph County, Michigan is $165,178, higher than the Michigan average of $138,713.
What is the average home price in St. Joseph County, Michigan?
The typical home price in St. Joseph County, Michigan, reported as the median sale price, is $165,178. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in St. Joseph County, Michigan?
The median gross rent in St. Joseph County, Michigan is $849 per month, lower than the Michigan average of $1,129.
What was the median gross rent in St. Joseph County in 2020?
In 2020, the median gross rent in St. Joseph County, Michigan was $733 per month.
What is the price-to-rent ratio in St. Joseph County, Michigan?
The price-to-rent ratio in St. Joseph County, Michigan is about 16.2, meaning it would take roughly 16.2 years of rent payments at the median rent to equal the median home price. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in St. Joseph County.
Are home prices or rent rising faster in St. Joseph County, Michigan?
Both home prices and rent are rising in St. Joseph County, up about 4.8% and 3.1% a year respectively. Home prices are changing faster.
What is the homeownership rate in St. Joseph County, Michigan?
65.9% of households in St. Joseph County, Michigan own their home, higher than the Michigan average of 64.6%.
What is the vacancy rate in St. Joseph County, Michigan?
The housing vacancy rate in St. Joseph County, Michigan is 13.5%, higher than the Michigan average of 11.8%.
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