Frederick County, Maryland Housing Market Prices
Frederick County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 61% above the Maryland median Among the 5 most expensive counties in Maryland$429,711
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Median rent 4% above the Maryland median More expensive than 78% of counties in Maryland$1,773
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Frederick County | Maryland Avg | US Average |
|---|---|---|---|
| Median Home Price | $429,711 | $267,101 | $248,835 |
| Price Trend (Annual %) | 11.5% | 3.4% | 7.5% |
| Median Gross Rent | $1,773 | $1,704 | $1,407 |
| Rent Trend (Annual %) | 4.0% | 3.8% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Frederick County is about 61% higher than in Maryland. Rent is about 4% higher than the Maryland average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Frederick County, up about 11.5% and 4.0% a year respectively. Home prices are changing faster.
Median rent in Frederick County rose about 38.0% between 2015 and 2024, from $1,285 to $1,773. Over the same span, rent in Maryland rose about 38.7%.
Affordability
On average, housing unit costs 3.5 yearly household incomes in Frederick County.
Buying the median-priced home in Frederick County costs roughly 20.2 years of rent at the median monthly rate. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Frederick County. The price-to-rent ratio in Maryland is about 13.1.
| Metric | Frederick County | Maryland Avg | US Average |
|---|---|---|---|
| Median Home Price | $429,711 | $267,101 | $248,835 |
| Median Household Income | $122,719 | $103,916 | $80,455 |
| Price-to-Income Ratio | 3.5 | 2.6 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Frederick County rose about 146.5%, while median household income rose about 42.2% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Frederick County | Maryland Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 74.0% | 62.4% | 58.5% |
| Rental Rate | 22.1% | 29.9% | 31.2% |
| Vacancy Rate | 3.9% | 7.7% | 10.2% |
| Median Tenure (years) | 16.0 | 15.0 | 15.0 |
| Median Year Moved In | 2010 | 2011 | 2011 |
Frederick County has a homeownership rate of 74.0%, higher than the Maryland average of 62.4%. Its housing vacancy rate is 3.9%, compared with 7.7% in Maryland.
Housing Stock
| Metric | Frederick County | Maryland Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.70 people | 2.57 people | 2.53 people |
| Median Structure Built Year | 1987 | 1977 | 1978 |
| Median Number of Rooms | 6.8 | 6.2 | 5.5 |
The typical housing unit in Frederick County was built around 1987. On average, 2.7 people live in a home with about 6.8 rooms, staying for about 16.0 years on average.
Frederick County, MD Housing Compared With Nearby Counties
Frederick County, MD is the 3rd largest of the 6 counties compared here, 287,011 residents against a local median of 175,325. Where Frederick County, MD breaks from the counties next to it is median rent, sitting 24% above the local median of $1,426 at $1,773.
The counties themselves spread $1,270 on median rent, so Frederick County, MD sits at one end of an already wide local range rather than apart from it. Frederick County, MD has the 3rd highest median rent of the 6 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Frederick County, MD | 287,011 | $429,711 #3/6 | $1,773 #3/6 | 77.0% #4/6 |
| Carroll County, MD | 175,325 | $443,848 | $1,426 | 84.3% |
| Montgomery County, MD | 1,065,586 | $378,273 | $2,068 | 65.3% |
| Washington County, MD | 155,706 | $148,959 | $1,146 | 66.8% |
| Adams County, PA | 106,097 | $211,932 | $1,114 | 78.9% |
| Loudoun County, VA | 432,991 | $815,538 | $2,385 | 77.9% |
Frequently Asked Questions
Common questions about the housing market in Frederick County, Maryland.
What is the median home price in Frederick County, Maryland?
The median home price in Frederick County, Maryland is $429,711, higher than the Maryland average of $267,101.
What is the average home price in Frederick County, Maryland?
The typical home price in Frederick County, Maryland, reported as the median sale price, is $429,711. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Frederick County, Maryland?
The median gross rent in Frederick County, Maryland is $1,773 per month, higher than the Maryland average of $1,704.
What was the median gross rent in Frederick County in 2020?
In 2020, the median gross rent in Frederick County, Maryland was $1,426 per month.
What is the price-to-rent ratio in Frederick County, Maryland?
The price-to-rent ratio in Frederick County, Maryland is about 20.2, meaning it would take roughly 20.2 years of rent payments at the median rent to equal the median home price. That is a relatively high price-to-rent ratio, which tends to favor renting over buying in Frederick County.
Are home prices or rent rising faster in Frederick County, Maryland?
Both home prices and rent are rising in Frederick County, up about 11.5% and 4.0% a year respectively. Home prices are changing faster.
What is the homeownership rate in Frederick County, Maryland?
74.0% of households in Frederick County, Maryland own their home, higher than the Maryland average of 62.4%.
What is the vacancy rate in Frederick County, Maryland?
The housing vacancy rate in Frederick County, Maryland is 3.9%, lower than the Maryland average of 7.7%.
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