St. Joseph County, Indiana Income Statistics
St. Joseph County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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C
St. Joseph County Below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | St. Joseph County | Indiana Avg | US Average |
|---|---|---|---|
| Median Household Income | $66,946 | $71,967 | $80,455 |
| Median Personal Income | $53,832 | $55,757 | $60,758 |
| Average Yearly Income Growth | 4.8% | 4.5% | 4.8% |
| Six-Figure Earners | 8.9% | 10.2% | 13.9% |
| $200k+ Households | 7.6% | 8.2% | 13.2% |
The median household income in St. Joseph County is about 7% lower than in Indiana. Income has been growing faster in St. Joseph County (4.8%/yr) than in Indiana (4.5%/yr).
About 9% of adults in St. Joseph County earn six figures ($100,000 or more) a year, lower than the Indiana average of 10%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in St. Joseph County, Indiana grew by 50.2% from 2009 to 2024, reaching $66,946 in 2024. That's an average of about 4.8% per year.
Income Inequality and the Gender Pay Gap in St. Joseph County
| Metric | St. Joseph County | Indiana Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.541 | 0.534 | 0.552 |
| Male Median Income | $63,046 | $65,086 | $69,667 |
| Female Median Income | $49,114 | $51,220 | $56,850 |
| Gender Pay Gap | 22.1% | 21.3% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In St. Joseph County, it is 0.541, higher than Indiana's 0.534, so income is less evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 28% more than women's income in St. Joseph County, Indiana. Over a 35-year career, a 28% wage gap accumulates to roughly $487,620 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in St. Joseph County, Indiana has narrowed from about 29% to 22% in 2024. Over that period the gap was widest at 29% in 2010, and was narrowest at 21% in 2023. In dollar terms, the gap has widened by $726 since 2009.
Employment
| Metric | St. Joseph County | Indiana Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.2% | 4.3% | 5.2% |
| Working from Home | 10.7% | 10.7% | 15.0% |
| Commute time (minutes) | 18 | 21 | 22 |
Approximately 7,151 people are unemployed in St. Joseph County, Indiana.
The average commute time in St. Joseph County is 18 minutes, shorter than the 21 minutes in Indiana.
Unemployment Rate Over Time
Since 2011, the unemployment rate in St. Joseph County, Indiana has fallen from 10.1% to 5.2% in 2024. Over that period the rate peaked at 11.1% in 2012 and fell as low as 4.5% in 2019.
St. Joseph County, IN Wealth Compared With Nearby Counties
St. Joseph County, IN is the largest of the 6 counties compared here, 273,015 residents against a local median of 51,520. St. Joseph County, IN's unemployment, at 5.2%, runs 44% above the 3.6% typical of the counties around it. That is the weaker end of the local range on this measure.
The counties themselves spread 2.5% on unemployment, so St. Joseph County, IN sits at one end of an already wide local range rather than apart from it. St. Joseph County, IN has the 6th lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| St. Joseph County, IN | 273,015 | $66,946 #5/6 | 4.8%/yr #5/6 | 5.2% #6/6 | 0.541 #5/6 |
| Marshall County, IN | 46,284 | $71,929 | 4.8%/yr | 2.6% | 0.524 |
| Cass County, MI | 51,520 | $70,806 | 5.0%/yr | 5.0% | 0.526 |
| Elkhart County, IN | 207,132 | $69,750 | 4.3%/yr | 3.6% | 0.528 |
| LaPorte County, IN | 111,917 | $70,422 | 4.8%/yr | 4.8% | 0.558 |
| Starke County, IN | 23,365 | $63,863 | 5.0%/yr | 3.4% | 0.535 |
Conclusion
Considering all these factors, St. Joseph County, Indiana has an overall wealth index grade of C, making it about on par with Indiana, and about on par with the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in St. Joseph County, Indiana.
How Rich Is St. Joseph County, Indiana?
St. Joseph County has a wealth index grade of C. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a C grade means residents are close to the U.S. average. The median household income is $66,946, about 7% lower than the Indiana average of $71,967.
Are incomes growing in St. Joseph County, Indiana?
Between 2009 and 2024, the median household income in St. Joseph County, Indiana rose 50%, from $44,586 to $66,946. Over the same years, income here lagged behind Indiana as a whole: +50% against +52%.
What was the median household income in St. Joseph County in 2023?
In 2023, the median household income in St. Joseph County, Indiana was $64,917, up 5% from $62,010 in 2022. The Indiana median that year was $70,115.
What was the median household income in St. Joseph County in 2020?
In 2020, the median household income in St. Joseph County, Indiana was $54,498. By 2024 it had risen 23% to $66,946.
What is the Gini coefficient in St. Joseph County, Indiana?
The Gini coefficient in St. Joseph County is 0.541. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in St. Joseph County, Indiana?
Since 2009, the income gap between men and women in St. Joseph County, Indiana has narrowed from about 29% to 22% in 2024. Over that period the gap was widest at 29% in 2010, and was narrowest at 21% in 2023. In dollar terms, the gap has widened by $726 since 2009.
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