Effingham County, Illinois Income Statistics
Effingham County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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B
Effingham County Around averageWealthier than 81% of counties in Illinois
Source: Map AI Methodology
Income Statistics Overview
| Metric | Effingham County | Illinois Avg | US Average |
|---|---|---|---|
| Median Household Income | $81,070 | $84,042 | $80,455 |
| Median Personal Income | $53,099 | $64,565 | $60,758 |
| Average Yearly Income Growth | 5.6% | 4.5% | 4.8% |
| Six-Figure Earners | 10.6% | 15.0% | 13.9% |
| $200k+ Households | 8.4% | 13.8% | 13.2% |
The median household income in Effingham County is about 4% lower than in Illinois. Income has been growing faster in Effingham County (5.6%/yr) than in Illinois (4.5%/yr).
About 11% of adults in Effingham County earn six figures ($100,000 or more) a year, lower than the Illinois average of 15%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Effingham County, Illinois grew by 74.0% from 2009 to 2024, reaching $81,070 in 2024. That's an average of about 5.6% per year.
Income Inequality and the Gender Pay Gap in Effingham County
| Metric | Effingham County | Illinois Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.494 | 0.547 | 0.552 |
| Male Median Income | $61,475 | $73,933 | $69,667 |
| Female Median Income | $52,393 | $60,067 | $56,850 |
| Gender Pay Gap | 14.8% | 18.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Effingham County, it is 0.494, lower than Illinois's 0.547, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 17% more than women's income in Effingham County, Illinois. Over a 35-year career, a 17% wage gap accumulates to roughly $317,870 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Effingham County, Illinois has narrowed from about 37% to 15% in 2024. In dollar terms, the gap has narrowed by $6,816 since 2009.
Employment
| Metric | Effingham County | Illinois Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 2.1% | 5.8% | 5.2% |
| Working from Home | 11.8% | 15.9% | 15.0% |
| Commute time (minutes) | 13 | 23 | 22 |
Approximately 372 people are unemployed in Effingham County, Illinois.
The average commute time in Effingham County is 13 minutes, shorter than the 23 minutes in Illinois.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Effingham County, Illinois has fallen from 5.3% to 2.1% in 2024. Over that period the rate peaked at 6.0% in 2014.
Effingham County, IL Wealth Compared With Nearby Counties
Effingham County, IL is the largest of the 6 counties compared here, 34,520 residents against a local median of 13,048. Where Effingham County, IL breaks from the counties next to it is unemployment, sitting 45% below the local median of 3.8% at 2.1%. That is the better end of the local range on this measure.
Income growth tells the same story from another angle: 5.6%/yr against a local median of 4.0%/yr, 39% above it. Every measure here with a clear better direction points the same way, so Effingham County, IL is not trading one advantage for another, it reads stronger than its neighbours across the board. The counties themselves spread 3.5% on unemployment, so Effingham County, IL sits at one end of an already wide local range rather than apart from it. Effingham County, IL has the 2nd lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Effingham County, IL | 34,520 | $81,070 #1/6 | 5.6%/yr #2/6 | 2.1% #2/6 | 0.494 #3/6 |
| Clay County, IL | 13,048 | $60,450 | 3.4%/yr | 4.8% | 0.512 |
| Shelby County, IL | 20,718 | $72,365 | 5.2%/yr | 3.0% | 0.478 |
| Cumberland County, IL | 10,330 | $73,571 | 6.6%/yr | 1.4% | 0.471 |
| Fayette County, IL | 21,314 | $60,976 | 4.0%/yr | 3.8% | 0.545 |
| Jasper County, IL | 9,180 | $74,648 | 3.6%/yr | 4.2% | 0.515 |
Conclusion
Considering all these factors, Effingham County, Illinois has an overall wealth index grade of B, making it about on par with Illinois, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Effingham County, Illinois.
How Wealthy Is Effingham County, Illinois?
Effingham County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $81,070, about 4% lower than the Illinois average of $84,042.
How fast is household income rising in Effingham County, Illinois?
Between 2009 and 2024, the median household income in Effingham County, Illinois rose 74%, from $46,580 to $81,070. Over the same years, income here outpaced Illinois as a whole: +74% against +52%.
What was the median household income in Effingham County in 2023?
In 2023, the median household income in Effingham County, Illinois was $75,377, up 2% from $73,646 in 2022. The Illinois median that year was $82,182.
What was the median household income in Effingham County in 2020?
In 2020, the median household income in Effingham County, Illinois was $59,934. By 2024 it had risen 35% to $81,070.
Is it hard to find a job in Effingham County, Illinois?
Unemployment in Effingham County, Illinois is only 2.1%, well below the Illinois rate of 5.8%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Effingham County, Illinois?
The Gini coefficient in Effingham County is 0.494. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Effingham County, Illinois?
Since 2009, the income gap between men and women in Effingham County, Illinois has narrowed from about 37% to 15% in 2024. In dollar terms, the gap has narrowed by $6,816 since 2009.
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