Effingham County, Georgia Housing Market Prices
Effingham County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 27% below the Georgia median$187,873
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Median rent 18% below the Georgia median More expensive than 81% of counties in Georgia$1,146
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Effingham County | Georgia Avg | US Average |
|---|---|---|---|
| Median Home Price | $187,873 | $256,986 | $248,835 |
| Price Trend (Annual %) | 5.1% | 8.9% | 7.5% |
| Median Gross Rent | $1,146 | $1,392 | $1,407 |
| Rent Trend (Annual %) | 2.7% | 5.7% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Effingham County is about 27% lower than in Georgia. Rent is about 18% lower than the Georgia average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Effingham County, up about 5.1% and 2.7% a year respectively. Home prices are changing faster.
Median rent in Effingham County rose about 25.4% between 2015 and 2024, from $914 to $1,146. Over the same span, rent in Georgia rose about 58.5%.
Affordability
On average, housing unit costs 2.1 yearly household incomes in Effingham County.
Buying the median-priced home in Effingham County costs roughly 13.7 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Effingham County. The price-to-rent ratio in Georgia is about 15.4.
| Metric | Effingham County | Georgia Avg | US Average |
|---|---|---|---|
| Median Home Price | $187,873 | $256,986 | $248,835 |
| Median Household Income | $89,617 | $77,523 | $80,455 |
| Price-to-Income Ratio | 2.1 | 3.3 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Effingham County rose about 4.6%, while median household income rose about 49.6% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Effingham County | Georgia Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 73.4% | 58.9% | 58.5% |
| Rental Rate | 20.3% | 30.8% | 31.2% |
| Vacancy Rate | 6.4% | 10.3% | 10.2% |
| Median Tenure (years) | 13.0 | 14.0 | 15.0 |
| Median Year Moved In | 2013 | 2012 | 2011 |
Effingham County has a homeownership rate of 73.4%, higher than the Georgia average of 58.9%. Its housing vacancy rate is 6.4%, compared with 10.3% in Georgia.
Housing Stock
| Metric | Effingham County | Georgia Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.83 people | 2.62 people | 2.53 people |
| Median Structure Built Year | 2002 | 1990 | 1978 |
| Median Number of Rooms | 6.5 | 5.9 | 5.5 |
The typical housing unit in Effingham County was built around 2002. On average, 2.8 people live in a home with about 6.5 rooms, staying for about 13.0 years on average.
Effingham County, GA Housing Compared With Nearby Counties
Effingham County, GA is the 3rd largest of the 4 counties compared here, 69,143 residents against a local median of 82,683. The measure that sets Effingham County, GA apart most is homeownership: 78.4%, 38% above the local median of 56.8%. That is the better end of the local range on this measure.
Median home price tells the same story from another angle: $187,873 against a local median of $271,220, 31% below it. The counties themselves spread 24.6% on homeownership, so Effingham County, GA sits at one end of an already wide local range rather than apart from it. Effingham County, GA has the highest homeownership of the 4 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Effingham County, GA | 69,143 | $187,873 #4/4 | $1,146 #3/4 | 78.4% #1/4 |
| Bryan County, GA | 48,263 | $344,922 | $1,617 | 77.7% |
| Bulloch County, GA | 82,683 | $262,313 | $994 | 53.1% |
| Chatham County, GA | 300,892 | $271,220 | $1,470 | 56.8% |
Frequently Asked Questions
Common questions about the housing market in Effingham County, Georgia.
What is the median home price in Effingham County, Georgia?
The median home price in Effingham County, Georgia is $187,873, lower than the Georgia average of $256,986.
What is the average home price in Effingham County, Georgia?
The typical home price in Effingham County, Georgia, reported as the median sale price, is $187,873. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Effingham County, Georgia?
The median gross rent in Effingham County, Georgia is $1,146 per month, lower than the Georgia average of $1,392.
What was the median gross rent in Effingham County in 2020?
In 2020, the median gross rent in Effingham County, Georgia was $1,009 per month.
What is the price-to-rent ratio in Effingham County, Georgia?
The price-to-rent ratio in Effingham County, Georgia is about 13.7, meaning it would take roughly 13.7 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Effingham County.
Are home prices or rent rising faster in Effingham County, Georgia?
Both home prices and rent are rising in Effingham County, up about 5.1% and 2.7% a year respectively. Home prices are changing faster.
What is the homeownership rate in Effingham County, Georgia?
73.4% of households in Effingham County, Georgia own their home, higher than the Georgia average of 58.9%.
What is the vacancy rate in Effingham County, Georgia?
The housing vacancy rate in Effingham County, Georgia is 6.4%, lower than the Georgia average of 10.3%.
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