Santa Rosa County, Florida Income Statistics
Santa Rosa County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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B
Santa Rosa County Around averageWealthier than 86% of counties in Florida
Source: Map AI Methodology
Income Statistics Overview
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Median Household Income | $92,227 | $74,580 | $80,455 |
| Median Personal Income | $58,012 | $52,322 | $60,758 |
| Average Yearly Income Growth | 5.4% | 5.4% | 4.8% |
| Six-Figure Earners | 13.3% | 11.6% | 13.9% |
| $200k+ Households | 11.9% | 11.0% | 13.2% |
The median household income in Santa Rosa County is about 24% higher than in Florida. Income has been growing slower in Santa Rosa County (5.4%/yr) than in Florida (5.4%/yr).
About 13% of adults in Santa Rosa County earn six figures ($100,000 or more) a year, higher than the Florida average of 12%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Santa Rosa County, Florida grew by 67.9% from 2009 to 2024, reaching $92,227 in 2024. That's an average of about 5.4% per year.
Income Inequality and the Gender Pay Gap in Santa Rosa County
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.549 | 0.551 | 0.552 |
| Male Median Income | $69,524 | $60,595 | $69,667 |
| Female Median Income | $52,643 | $50,762 | $56,850 |
| Gender Pay Gap | 24.3% | 16.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Santa Rosa County, it is 0.549, about the same as Florida's 0.551, so income here is about as evenly distributed as there, and about the same as the US's 0.552, so income here is about as evenly distributed as there.
Men's income is about 32% more than women's income in Santa Rosa County, Florida. Over a 35-year career, a 32% wage gap accumulates to roughly $590,835 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Santa Rosa County, Florida has narrowed from about 26% to 24% in 2024. Over that period the gap was widest at 32% in 2016. In dollar terms, the gap has widened by $4,590 since 2009.
Employment
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 4.2% | 4.8% | 5.2% |
| Working from Home | 12.7% | 15.7% | 15.0% |
| Commute time (minutes) | 28 | 23 | 22 |
Approximately 4,058 people are unemployed in Santa Rosa County, Florida.
The average commute time in Santa Rosa County is 28 minutes, longer than the 23 minutes in Florida.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Santa Rosa County, Florida has fallen from 9.6% to 4.2% in 2024. Over that period the rate peaked at 10.4% in 2013.
Santa Rosa County, FL Wealth Compared With Nearby Counties
Santa Rosa County, FL is typical in size for this group, 198,472 residents against a local median of 216,584, so the measures below are close to a like for like comparison. Where Santa Rosa County, FL breaks from the counties next to it is median household income, sitting 35% above the local median of $68,372 at $92,227. That is the better end of the local range on this measure.
Unemployment tells the same story from another angle: 4.2% against a local median of 5.5%, 23% below it. Every measure here with a clear better direction points the same way, so Santa Rosa County, FL is not trading one advantage for another, it reads stronger than its neighbours across the board. The counties themselves spread $40,685 on median household income, so Santa Rosa County, FL sits at one end of an already wide local range rather than apart from it. Santa Rosa County, FL has the highest median household income of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Santa Rosa County, FL | 198,472 | $92,227 #1/6 | 5.4%/yr #2/6 | 4.2% #3/6 | 0.549 #4/6 |
| Escambia County, FL | 325,414 | $68,372 | 5.1%/yr | 5.5% | 0.543 |
| Okaloosa County, FL | 216,584 | $82,690 | 4.6%/yr | 3.4% | 0.531 |
| Escambia County, AL | 36,629 | $48,221 | 5.1%/yr | 10.0% | 0.597 |
| Baldwin County, AL | 246,985 | $78,200 | 5.3%/yr | 3.0% | 0.540 |
| Conecuh County, AL | 11,275 | $42,005 | 5.7%/yr | 8.7% | 0.579 |
Conclusion
Considering all these factors, Santa Rosa County, Florida has an overall wealth index grade of B, making it somewhat better than Florida, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Santa Rosa County, Florida.
How Rich Is Santa Rosa County, Florida?
Santa Rosa County has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $92,227, about 24% higher than the Florida average of $74,580.
How has median household income changed in Santa Rosa County, Florida?
Between 2009 and 2024, the median household income in Santa Rosa County, Florida rose 68%, from $54,939 to $92,227. Over the same years, income here outpaced Florida as a whole: +68% against +57%.
What was the median household income in Santa Rosa County in 2023?
In 2023, the median household income in Santa Rosa County, Florida was $88,667, up 5% from $84,700 in 2022. The Florida median that year was $71,864.
What was the median household income in Santa Rosa County in 2020?
In 2020, the median household income in Santa Rosa County, Florida was $70,456. By 2024 it had risen 31% to $92,227.
What is the Gini coefficient in Santa Rosa County, Florida?
The Gini coefficient in Santa Rosa County is 0.549. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is almost the same as the US average of 0.552, so income is distributed about as equally as in the country overall.
How has the income gap between men and women changed in Santa Rosa County, Florida?
Since 2009, the income gap between men and women in Santa Rosa County, Florida has narrowed from about 26% to 24% in 2024. Over that period the gap was widest at 32% in 2016. In dollar terms, the gap has widened by $4,590 since 2009.
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