Santa Rosa County, Florida Housing Market Prices
Santa Rosa County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 16% below the Florida median$261,734
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Median rent 7% below the Florida median$1,544
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Median Home Price | $261,734 | $311,338 | $248,835 |
| Price Trend (Annual %) | 12.1% | 11.2% | 7.5% |
| Median Gross Rent | $1,544 | $1,668 | $1,407 |
| Rent Trend (Annual %) | 5.2% | 6.2% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Santa Rosa County is about 16% lower than in Florida. Rent is about 7% lower than the Florida average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Santa Rosa County, up about 12.1% and 5.2% a year respectively. Home prices are changing faster.
Median rent in Santa Rosa County rose about 50.2% between 2015 and 2024, from $1,028 to $1,544. Over the same span, rent in Florida rose about 66.5%.
Affordability
On average, housing unit costs 2.8 yearly household incomes in Santa Rosa County.
Buying the median-priced home in Santa Rosa County costs roughly 14.1 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Santa Rosa County. The price-to-rent ratio in Florida is about 15.6.
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Median Home Price | $261,734 | $311,338 | $248,835 |
| Median Household Income | $92,227 | $74,580 | $80,455 |
| Price-to-Income Ratio | 2.8 | 4.2 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Santa Rosa County rose about 114.1%, while median household income rose about 57.9% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 73.2% | 57.7% | 58.5% |
| Rental Rate | 17.6% | 27.7% | 31.2% |
| Vacancy Rate | 9.2% | 14.6% | 10.2% |
| Median Tenure (years) | 13.0 | 13.0 | 15.0 |
| Median Year Moved In | 2013 | 2013 | 2011 |
Santa Rosa County has a homeownership rate of 73.2%, higher than the Florida average of 57.7%. Its housing vacancy rate is 9.2%, compared with 14.6% in Florida.
Housing Stock
| Metric | Santa Rosa County | Florida Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.67 people | 2.50 people | 2.53 people |
| Median Structure Built Year | 1995 | 1988 | 1978 |
| Median Number of Rooms | 6.0 | 5.2 | 5.5 |
The typical housing unit in Santa Rosa County was built around 1995. On average, 2.7 people live in a home with about 6.0 rooms, staying for about 13.0 years on average.
Santa Rosa County, FL Housing Compared With Nearby Counties
Santa Rosa County, FL is typical in size for this group, 198,472 residents against a local median of 216,584, so the measures below are close to a like for like comparison. Where Santa Rosa County, FL breaks from the counties next to it is median home price, sitting 26% above the local median of $207,911 at $261,734.
Median rent tells the same story from another angle: $1,544 against a local median of $1,277, 21% above it. The counties themselves spread $308,768 on median home price, so Santa Rosa County, FL sits at one end of an already wide local range rather than apart from it. Santa Rosa County, FL has the 3rd highest median home price of the 6 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Santa Rosa County, FL | 198,472 | $261,734 #3/6 | $1,544 #2/6 | 80.6% #1/6 |
| Escambia County, FL | 325,414 | $207,911 | $1,321 | 64.8% |
| Okaloosa County, FL | 216,584 | $454,665 | $1,611 | 68.4% |
| Escambia County, AL | 36,629 | $183,962 | $766 | 70.9% |
| Baldwin County, AL | 246,985 | $295,602 | $1,277 | 77.6% |
| Conecuh County, AL | 11,275 | $145,898 | $834 | 74.3% |
Frequently Asked Questions
Common questions about the housing market in Santa Rosa County, Florida.
What is the median home price in Santa Rosa County, Florida?
The median home price in Santa Rosa County, Florida is $261,734, lower than the Florida average of $311,338.
What is the average home price in Santa Rosa County, Florida?
The typical home price in Santa Rosa County, Florida, reported as the median sale price, is $261,734. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Santa Rosa County, Florida?
The median gross rent in Santa Rosa County, Florida is $1,544 per month, lower than the Florida average of $1,668.
What was the median gross rent in Santa Rosa County in 2020?
In 2020, the median gross rent in Santa Rosa County, Florida was $1,162 per month.
What is the price-to-rent ratio in Santa Rosa County, Florida?
The price-to-rent ratio in Santa Rosa County, Florida is about 14.1, meaning it would take roughly 14.1 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Santa Rosa County.
Are home prices or rent rising faster in Santa Rosa County, Florida?
Both home prices and rent are rising in Santa Rosa County, up about 12.1% and 5.2% a year respectively. Home prices are changing faster.
What is the homeownership rate in Santa Rosa County, Florida?
73.2% of households in Santa Rosa County, Florida own their home, higher than the Florida average of 57.7%.
What is the vacancy rate in Santa Rosa County, Florida?
The housing vacancy rate in Santa Rosa County, Florida is 9.2%, lower than the Florida average of 14.6%.
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