Wealth Index
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
Income Statistics Overview
| Metric | National City | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $64,170 | $96,718 | $78,145 |
| Median Personal Income | $44,338 | $68,943 | $61,726 |
| Average income growth | 6.3% | 6.0% | 5.1% |
| Six-Figure Earners | 4.6% | 16.9% | 13.2% |
The median household income in National City is about 34% lower than in California. Income has been growing faster in National City (6.3%/yr) than in California (6.0%/yr).
About 5% of adults in National City earn six figures ($100,000 or more) a year, lower than the California average of 17%.
Median Household Income 2009–2023 Trend
Median Household Income Over Time
Median household income in National City, California grew by 75.9% from 2009 to 2023, reaching $64,170 in 2023. That's an average of about 6.3% per year.
Economic Inequality in National City | Gender Pay Gap | Gini Coefficient
| Metric | National City | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.544 | 0.596 | 0.570 |
| Male Median Income | $48,167 | $73,016 | $67,746 |
| Female Median Income | $41,019 | $63,704 | $54,793 |
| Gender Pay Gap | 14.8% | 12.8% | 19.1% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In National City, it is 0.544, lower than California's 0.596, so income is more evenly distributed here than there, and lower than the US's 0.570, so income is more evenly distributed here than there.
Men's income is about 17% more than women's income in National City, California. Over a 35-year career, a 17% wage gap accumulates to roughly $250,180 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in National City, California has narrowed from about 23% to 15% in 2023. In dollar terms, the gap has narrowed by $658 since 2009.
Employment
| Metric | National City | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 7.1% | 6.4% | 5.2% |
| Working from Home | 6.3% | 15.5% | 13.4% |
| Commute time (minutes) | 22 | 23 | 22 |
Approximately 2,025 people are unemployed in National City, California.
The average commute time in National City is 22 minutes, shorter than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in National City, California has fallen from 10.3% to 7.1% in 2023.
Conclusion
Considering all these factors, National City, California has an overall wealth index grade of D, making it somewhat worse than California, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in National City, California.
How Rich Is National City, California?
National City has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $64,170, about 34% lower than the California average of $96,718.
What is the current median household income in National City, California?
As of 2023, the median household income in National City, California is $64,170.
What was the median household income in National City in 2023?
In 2023, the median household income in National City, California was $64,170.
What was the median household income in National City in 2020?
In 2020, the median household income in National City, California was $48,494.
What is the Gini coefficient in National City, California?
The Gini coefficient in National City is 0.544. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.570, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in National City, California?
Since 2009, the income gap between men and women in National City, California has narrowed from about 23% to 15% in 2023. In dollar terms, the gap has narrowed by $658 since 2009.