Laguna Niguel, California Income Statistics
Laguna Niguel Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A
Laguna Niguel Above average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Laguna Niguel | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $141,440 | $99,161 | $80,455 |
| Median Personal Income | $105,734 | $67,742 | $60,758 |
| Average Yearly Income Growth | 4.7% | 5.6% | 4.8% |
| Six-Figure Earners | 30.3% | 17.6% | 13.9% |
| $200k+ Households | 34.1% | 20.5% | 13.2% |
The median household income in Laguna Niguel is about 43% higher than in California. Income has been growing slower in Laguna Niguel (4.7%/yr) than in California (5.6%/yr).
About 30% of adults in Laguna Niguel earn six figures ($100,000 or more) a year, higher than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Laguna Niguel, California grew by 48.3% from 2009 to 2024, reaching $141,440 in 2024. That's an average of about 4.7% per year.
Income Inequality and the Gender Pay Gap in Laguna Niguel
| Metric | Laguna Niguel | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.528 | 0.572 | 0.552 |
| Male Median Income | $120,761 | $75,172 | $69,667 |
| Female Median Income | $90,851 | $66,071 | $56,850 |
| Gender Pay Gap | 24.8% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Laguna Niguel, it is 0.528, lower than California's 0.572, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 33% more than women's income in Laguna Niguel, California. Over a 35-year career, a 33% wage gap accumulates to roughly $1,046,850 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Laguna Niguel, California has narrowed from about 37% to 25% in 2024. In dollar terms, the gap has narrowed by $4,662 since 2009.
Employment
| Metric | Laguna Niguel | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 7.0% | 6.6% | 5.2% |
| Working from Home | 27.5% | 17.2% | 15.0% |
| Commute time (minutes) | 22 | 23 | 22 |
Approximately 2,344 people are unemployed in Laguna Niguel, California.
The average commute time in Laguna Niguel is 22 minutes, shorter than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Laguna Niguel, California has fallen from 7.3% to 7.0% in 2024. Over that period the rate peaked at 8.4% in 2013 and fell as low as 3.9% in 2019.
Laguna Niguel, CA Wealth Compared With Nearby Cities
Laguna Niguel, CA is the largest of the 5 cities compared here, 61,524 residents against a local median of 34,682. Laguna Niguel, CA's unemployment, at 7.0%, runs 59% above the 4.4% typical of the cities around it. That is the weaker end of the local range on this measure.
The cities themselves spread 1.7% on unemployment, so Laguna Niguel, CA sits at one end of an already wide local range rather than apart from it. Laguna Niguel, CA has the 5th lowest unemployment of the 5 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Laguna Niguel, CA | 61,524 | $141,440 #1/5 | 4.7%/yr #3/5 | 7.0% #5/5 | 0.528 #3/5 |
| Dana Point, CA | 24,882 | $135,135 | 6.2%/yr | 4.2% | 0.508 |
| Aliso Viejo, CA | 46,470 | $138,291 | 3.9%/yr | 4.6% | 0.507 |
| San Juan Capistrano, CA | 39,814 | $130,645 | 6.4%/yr | 4.2% | 0.544 |
| Laguna Hills, CA | 29,550 | $108,246 | 3.6%/yr | 5.9% | 0.537 |
Conclusion
Considering all these factors, Laguna Niguel, California has an overall wealth index grade of A, making it notably better than California, and notably better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Laguna Niguel, California.
How Rich Is Laguna Niguel, California?
Laguna Niguel has a wealth index grade of A. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A grade means residents are much better off than the U.S. average. The median household income is $141,440, about 43% higher than the California average of $99,161.
How has median household income changed in Laguna Niguel, California?
Between 2009 and 2024, the median household income in Laguna Niguel, California rose 48%, from $95,377 to $141,440. Over the same years, income here lagged behind California as a whole: +48% against +64%.
What was the median household income in Laguna Niguel in 2023?
In 2023, the median household income in Laguna Niguel, California was $138,733, up 2% from $135,494 in 2022. The California median that year was $96,718.
What was the median household income in Laguna Niguel in 2020?
In 2020, the median household income in Laguna Niguel, California was $117,506. By 2024 it had risen 20% to $141,440.
Is Laguna Niguel, California a high-income area?
Yes. 30% of adults in Laguna Niguel, California earn $100,000 or more a year (about 1 in 3), against 18% (about 1 in 6) in California. 34% of households have a combined income of $200,000 or more, compared with 20% in California.
What is the Gini coefficient in Laguna Niguel, California?
The Gini coefficient in Laguna Niguel is 0.528. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Laguna Niguel, California?
Since 2009, the income gap between men and women in Laguna Niguel, California has narrowed from about 37% to 25% in 2024. In dollar terms, the gap has narrowed by $4,662 since 2009.
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