Caldwell County, Texas Income Statistics
Caldwell County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
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D
Caldwell County Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Caldwell County | Texas Avg | US Average |
|---|---|---|---|
| Median Household Income | $70,216 | $78,939 | $80,455 |
| Median Personal Income | $47,800 | $56,913 | $60,758 |
| Average Yearly Income Growth | 4.5% | 4.6% | 4.8% |
| Six-Figure Earners | 7.0% | 13.0% | 13.9% |
| $200k+ Households | 6.9% | 12.5% | 13.2% |
The median household income in Caldwell County is about 11% lower than in Texas. Income has been growing slower in Caldwell County (4.5%/yr) than in Texas (4.6%/yr).
About 7% of adults in Caldwell County earn six figures ($100,000 or more) a year, lower than the Texas average of 13%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Caldwell County, Texas grew by 69.0% from 2009 to 2024, reaching $70,216 in 2024. That's an average of about 4.5% per year.
Income Inequality and the Gender Pay Gap in Caldwell County
| Metric | Caldwell County | Texas Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.561 | 0.570 | 0.552 |
| Male Median Income | $54,087 | $66,147 | $69,667 |
| Female Median Income | $43,592 | $53,058 | $56,850 |
| Gender Pay Gap | 19.4% | 19.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Caldwell County, it is 0.561, lower than Texas's 0.570, so income is more evenly distributed here than there, and higher than the US's 0.552, so income is less evenly distributed here than there.
Men's income is about 24% more than women's income in Caldwell County, Texas. Over a 35-year career, a 24% wage gap accumulates to roughly $367,325 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Caldwell County, Texas has narrowed from about 22% to 19% in 2024. Over that period the gap was widest at 26% in 2011, and was narrowest at 15% in 2018. In dollar terms, the gap has widened by $2,204 since 2009.
Employment
| Metric | Caldwell County | Texas Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.4% | 5.2% | 5.2% |
| Working from Home | 9.9% | 14.4% | 15.0% |
| Commute time (minutes) | 31 | 22 | 22 |
Approximately 779 people are unemployed in Caldwell County, Texas.
The average commute time in Caldwell County is 31 minutes, longer than the 22 minutes in Texas.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Caldwell County, Texas has fallen from 11.0% to 3.4% in 2024. Over that period the rate fell as low as 2.4% in 2021.
Caldwell County, TX Wealth Compared With Nearby Counties
Caldwell County, TX is the 5th largest of the 6 counties compared here, 48,669 residents against a local median of 183,641. Caldwell County, TX's unemployment, at 3.4%, runs 23% below the 4.4% typical of the counties around it. That is the better end of the local range on this measure.
Median household income tells the same story from another angle: $70,216 against a local median of $89,812, 22% below it. The picture is mixed rather than uniform: unemployment runs ahead of the neighbourhood while median household income runs behind it, so Caldwell County, TX is trading one against the other rather than simply out-performing what surrounds it. The counties themselves sit within 0.5% of each other on unemployment, a tighter band than the gap between any of them and Caldwell County, TX, which makes it a genuine outlier here rather than one end of a wide local spread. Caldwell County, TX has the lowest unemployment of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Caldwell County, TX | 48,669 | $70,216 #5/6 | 4.5%/yr #5/6 | 3.4% #1/6 | 0.561 #6/6 |
| Gonzales County, TX | 19,851 | $57,968 | 2.9%/yr | 4.3% | 0.555 |
| Bastrop County, TX | 106,582 | $86,230 | 5.5%/yr | 4.2% | 0.550 |
| Guadalupe County, TX | 183,641 | $93,226 | 4.6%/yr | 4.7% | 0.545 |
| Hays County, TX | 268,638 | $89,812 | 5.1%/yr | 4.4% | 0.561 |
| Travis County, TX | 1,315,315 | $100,128 | 5.6%/yr | 4.5% | 0.519 |
Conclusion
Considering all these factors, Caldwell County, Texas has an overall wealth index grade of D, making it somewhat worse than Texas, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Caldwell County, Texas.
How Rich Is Caldwell County, Texas?
Caldwell County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $70,216, about 11% lower than the Texas average of $78,939.
How fast is household income rising in Caldwell County, Texas?
Between 2009 and 2024, the median household income in Caldwell County, Texas rose 69%, from $41,538 to $70,216. Over the same years, income here outpaced Texas as a whole: +69% against +64%.
What was the median household income in Caldwell County in 2023?
In 2023, the median household income in Caldwell County, Texas was $69,018, up 2% from $67,511 in 2022. The Texas median that year was $76,528.
What was the median household income in Caldwell County in 2020?
In 2020, the median household income in Caldwell County, Texas was $59,892. By 2024 it had risen 17% to $70,216.
Is unemployment high in Caldwell County, Texas?
Unemployment in Caldwell County, Texas is only 3.4%, well below the Texas rate of 5.2%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Caldwell County, Texas?
The Gini coefficient in Caldwell County is 0.561. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is higher than the US average of 0.552, so income is distributed less equally than in the country overall.
How has the income gap between men and women changed in Caldwell County, Texas?
Since 2009, the income gap between men and women in Caldwell County, Texas has narrowed from about 22% to 19% in 2024. Over that period the gap was widest at 26% in 2011, and was narrowest at 15% in 2018. In dollar terms, the gap has widened by $2,204 since 2009.
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