Germantown, Tennessee Demographics
Population trends, housing costs, income, commuting, and health, all on one page.
Germantown, TN Population Density Map and Area Scores
Area Score
Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.
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A
Health Above average
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A
Income Above average
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A+
Education Top grade
Source: Map AI Methodology
Population
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| Population | 42,327 | 7,058,506 | 337,468,954 |
| Population density (per sq mi) | 2114.0 | 167.5 | 86.4 |
| Population growth (%/yr) | 0.49% | 0.94% | 0.59% |
| Median age | 42.3 | 37.3 | 37.3 |
| Households | 16,688 | 2,819,839 | 130,235,071 |
Population in Germantown grew by 2.1% from 2009 to 2024, reaching 42,327 in 2024.
Population Growth 2009–2024
Race & Ethnicity
Age & Sex
The largest generation in Germantown is Gen X, aged 45–60, at 22.0% of residents. That is 1.8 points above Tennessee as a whole.
- Gen Z 13–28 6,640 15.7% -5.7 pts
- Millennials 29–44 8,411 19.9% -1.7 pts
- Gen X 45–60 9,331 22.0% +1.8 pts
- Boomers 61–79 8,565 20.2% +2.9 pts
Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Tennessee, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.
Male and female share
Women are 50.9% of the people living in Germantown and men 49.1%.
- Women 50.9% Tennessee 50.9%
- Men 49.1% Tennessee 49.1%
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Economy
Germantown has a the economy index of A, which means it is very prosperous.
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| Median household income | $141,738 | $69,901 | $80,455 |
| Income growth (%/yr) | 4.49% | 5.19% | 4.80% |
| Unemployment rate | 3.6% | 4.6% | 5.2% |
The median household income in Germantown is about 103% higher than in Tennessee.
Housing
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| Median home price | $498,811 | $255,786 | $248,835 |
| Median rent | $1,697 | $1,188 | $1,407 |
| Homeownership rate | 80.9% | 66.9% | 65.2% |
The median home price in Germantown is about 24.5 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $1,697 per month for that long.
Commute Time & Mobility
Commuters in Germantown spend about 44 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 183 hours, about 7.6 full days, spent commuting.
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| One-way commute (min) | 22.0 | 22.4 | 22.4 |
| Round-trip commute (min) | 44.0 | 44.8 | 44.8 |
| Yearly time spent (hours) | 183 | 187 | 187 |
| Estimated yearly cost | $5,678 | $5,785 | $5,790 |
| Work from home | 20.5% | 12.9% | 15.0% |
| Highway traffic (vehicles/day) | 21,850 | 9,259 | 8,813 |
| Local road traffic (vehicles/day) | 2,641 | 1,225 | 1,355 |
The average commute time in Germantown is about the same as in Tennessee.
Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.
Education & Households
Germantown has a education index of A+, which means it is exceptionally educated.
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| Bachelor's degree or higher | 65.2% | 27.5% | 31.6% |
| Average household size | 2.52 | 2.45 | 2.53 |
Health
Germantown has a health index of A, which means it is very healthy.
| Metric | Germantown | Tennessee Avg | U.S. Average |
|---|---|---|---|
| Life expectancy (years) | 80.4 | 74.8 | 78.3 |
| Self-rated poor health | 9.6% | 19.5% | 16.3% |
| Smokers | 10.7% | 25.1% | 19.0% |
Germantown, TN Compared With Nearby Cities
Germantown, TN is the smallest of the 4 cities compared here, 42,327 residents against a local median of 52,351. Germantown, TN's median home price, at $498,811, runs 219% above the $156,257 typical of the cities around it.
Median household income tells the same story from another angle: $141,738 against a local median of $99,194, 43% above it. The one measure here that carries a verdict is median household income, and at 43% above the local median it puts Germantown, TN at the better end of the local range. The cities themselves sit within $199,144 of each other on median home price, a tighter band than the gap between any of them and Germantown, TN, which makes it a genuine outlier here rather than one end of a wide local spread. Germantown, TN has the highest median home price of the 4 areas compared here.
| Area | Population | Median household income | Median home price | Commute |
|---|---|---|---|---|
| Germantown, TN | 42,327 | $141,738 #1/4 | $498,811 #1/4 | 22.0 min #1/4 |
| Collierville, TN | 52,351 | $138,388 | $156,257 | 23.9 min |
| Olive Branch, MS | 48,912 | $99,194 | $39,397 | 22.5 min |
| Bartlett, TN | 58,448 | $94,703 | $238,542 | 23.7 min |
Frequently Asked Questions
Common questions about Germantown, Tennessee.
How big is Germantown, Tennessee by population?
About 42,327 people live in Germantown, Tennessee, in 16,688 households of 2.5 people on average. The median age is 42.3, so residents are older than the U.S. median of 37.3 by about 5 years.
Is Germantown, Tennessee mostly urban or rural?
Averaged over its land area, Germantown, Tennessee has 2,114 people per square mile, a density typical of urban and suburban areas. That is about 24 times the U.S. average of 86.
How affordable is housing in Germantown, Tennessee?
The median home costs 3.5 times the median household income ($498,811 against $141,738), compared with 3.1 times nationally. A ratio of about 3 is traditionally considered affordable. Median rent of $1,697 a month takes about 14% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.
Is it hard to find a job in Germantown, Tennessee?
Unemployment in Germantown, Tennessee is only 3.6%, well below the U.S. rate of 5.2%, a sign of a tight labor market where employers compete for workers.
How common is a college degree in Germantown, Tennessee?
65.2% of adults in Germantown, Tennessee hold a bachelor's degree or higher (about 7 in 10), well above the U.S. share of 31.6%.
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