Chambersburg, Pennsylvania Income Statistics
Chambersburg Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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D
Chambersburg Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Chambersburg | Pennsylvania Avg | US Average |
|---|---|---|---|
| Median Household Income | $56,629 | $78,249 | $80,455 |
| Median Personal Income | $49,900 | $62,573 | $60,758 |
| Average Yearly Income Growth | 3.6% | 4.4% | 4.8% |
| Six-Figure Earners | 6.2% | 13.0% | 13.9% |
| $200k+ Households | 5.2% | 11.8% | 13.2% |
The median household income in Chambersburg is about 28% lower than in Pennsylvania. Income has been growing slower in Chambersburg (3.6%/yr) than in Pennsylvania (4.4%/yr).
About 6% of adults in Chambersburg earn six figures ($100,000 or more) a year, lower than the Pennsylvania average of 13%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Chambersburg, Pennsylvania grew by 48.4% from 2009 to 2024, reaching $56,629 in 2024. That's an average of about 3.6% per year.
Income Inequality and the Gender Pay Gap in Chambersburg
| Metric | Chambersburg | Pennsylvania Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.508 | 0.537 | 0.552 |
| Male Median Income | $60,438 | $71,585 | $69,667 |
| Female Median Income | $51,689 | $57,854 | $56,850 |
| Gender Pay Gap | 14.5% | 19.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Chambersburg, it is 0.508, lower than Pennsylvania's 0.537, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 17% more than women's income in Chambersburg, Pennsylvania. Over a 35-year career, a 17% wage gap accumulates to roughly $306,215 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Chambersburg, Pennsylvania has narrowed from about 18% to 14% in 2024. Over that period the gap was widest at 23% in 2013, and was narrowest at 12% in 2018. In dollar terms, the gap has widened by $1,611 since 2009.
Employment
| Metric | Chambersburg | Pennsylvania Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 7.8% | 5.2% | 5.2% |
| Working from Home | 9.8% | 15.6% | 15.0% |
| Commute time (minutes) | 13 | 22 | 22 |
Approximately 861 people are unemployed in Chambersburg, Pennsylvania.
The average commute time in Chambersburg is 13 minutes, shorter than the 22 minutes in Pennsylvania.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Chambersburg, Pennsylvania has risen from 7.5% to 7.8% in 2024. Over that period the rate peaked at 9.4% in 2013 and fell as low as 3.8% in 2020.
Conclusion
Considering all these factors, Chambersburg, Pennsylvania has an overall wealth index grade of D, making it somewhat worse than Pennsylvania, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Chambersburg, Pennsylvania.
How Rich Is Chambersburg, Pennsylvania?
Chambersburg has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $56,629, about 28% lower than the Pennsylvania average of $78,249.
Are incomes growing in Chambersburg, Pennsylvania?
Between 2009 and 2024, the median household income in Chambersburg, Pennsylvania rose 48%, from $38,155 to $56,629. Over the same years, income here lagged behind Pennsylvania as a whole: +48% against +57%.
What was the median household income in Chambersburg in 2023?
In 2023, the median household income in Chambersburg, Pennsylvania was $56,024, up 4% from $53,620 in 2022. The Pennsylvania median that year was $76,230.
What was the median household income in Chambersburg in 2020?
In 2020, the median household income in Chambersburg, Pennsylvania was $46,769. By 2024 it had risen 21% to $56,629.
How strong is the job market in Chambersburg, Pennsylvania?
Unemployment in Chambersburg, Pennsylvania is 7.8%, well above the Pennsylvania rate of 5.2%, so job seekers may face more competition than elsewhere.
What is the Gini coefficient in Chambersburg, Pennsylvania?
The Gini coefficient in Chambersburg is 0.508. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Chambersburg, Pennsylvania?
Since 2009, the income gap between men and women in Chambersburg, Pennsylvania has narrowed from about 18% to 14% in 2024. Over that period the gap was widest at 23% in 2013, and was narrowest at 12% in 2018. In dollar terms, the gap has widened by $1,611 since 2009.
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