Steuben County, New York Housing Market Prices
Steuben County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 78% below the New York median Cheaper than 75% of counties in New York$102,604
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Median rent 45% below the New York median Cheaper than 80% of counties in New York$893
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Steuben County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $102,604 | $471,885 | $248,835 |
| Price Trend (Annual %) | 2.8% | 7.1% | 7.5% |
| Median Gross Rent | $893 | $1,621 | $1,407 |
| Rent Trend (Annual %) | 3.6% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Steuben County is about 78% lower than in New York. Rent is about 45% lower than the New York average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Steuben County, up about 2.8% and 3.6% a year respectively. Rent is changing faster.
Median rent in Steuben County rose about 35.7% between 2015 and 2024, from $658 to $893. Over the same span, rent in New York rose about 43.2%.
Affordability
On average, housing unit costs 1.5 yearly household incomes in Steuben County.
Buying the median-priced home in Steuben County costs roughly 9.6 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Steuben County. The price-to-rent ratio in New York is about 24.3.
| Metric | Steuben County | New York Avg | US Average |
|---|---|---|---|
| Median Home Price | $102,604 | $471,885 | $248,835 |
| Median Household Income | $66,900 | $86,556 | $80,455 |
| Price-to-Income Ratio | 1.5 | 5.5 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Steuben County rose about 20.5%, while median household income rose about 50.9% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Steuben County | New York Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 60.3% | 48.8% | 58.5% |
| Rental Rate | 22.0% | 41.1% | 31.2% |
| Vacancy Rate | 17.7% | 10.1% | 10.2% |
| Median Tenure (years) | 17.0 | 17.0 | 15.0 |
| Median Year Moved In | 2009 | 2009 | 2011 |
Steuben County has a homeownership rate of 60.3%, higher than the New York average of 48.8%. Its housing vacancy rate is 17.7%, compared with 10.1% in New York.
Housing Stock
| Metric | Steuben County | New York Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.32 people | 2.49 people | 2.53 people |
| Median Structure Built Year | 1963 | 1960 | 1978 |
| Median Number of Rooms | 6.0 | 5.0 | 5.5 |
The typical housing unit in Steuben County was built around 1963. On average, 2.3 people live in a home with about 6.0 rooms, staying for about 17.0 years on average.
Steuben County, NY Housing Compared With Nearby Counties
Steuben County, NY is the 2nd largest of the 4 counties compared here, 92,584 residents against a local median of 61,495. The measure that sets Steuben County, NY apart most is median home price: $102,604, 23% below the local median of $133,854.
The counties themselves spread $84,789 on median home price, so Steuben County, NY sits at one end of an already wide local range rather than apart from it. Steuben County, NY has the 3rd highest median home price of the 4 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Steuben County, NY | 92,584 | $102,604 #3/4 | $893 #3/4 | 73.3% #4/4 |
| Tioga County, PA | 40,945 | $168,160 | $862 | 77.4% |
| Ontario County, NY | 112,625 | $133,854 | $1,149 | 73.7% |
| Livingston County, NY | 61,495 | $83,371 | $931 | 76.3% |
Frequently Asked Questions
Common questions about the housing market in Steuben County, New York.
What is the median home price in Steuben County, New York?
The median home price in Steuben County, New York is $102,604, lower than the New York average of $471,885.
What is the average home price in Steuben County, New York?
The typical home price in Steuben County, New York, reported as the median sale price, is $102,604. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Steuben County, New York?
The median gross rent in Steuben County, New York is $893 per month, lower than the New York average of $1,621.
What was the median gross rent in Steuben County in 2020?
In 2020, the median gross rent in Steuben County, New York was $714 per month.
What is the price-to-rent ratio in Steuben County, New York?
The price-to-rent ratio in Steuben County, New York is about 9.6, meaning it would take roughly 9.6 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Steuben County.
Are home prices or rent rising faster in Steuben County, New York?
Both home prices and rent are rising in Steuben County, up about 2.8% and 3.6% a year respectively. Rent is changing faster.
What is the homeownership rate in Steuben County, New York?
60.3% of households in Steuben County, New York own their home, higher than the New York average of 48.8%.
What is the vacancy rate in Steuben County, New York?
The housing vacancy rate in Steuben County, New York is 17.7%, higher than the New York average of 10.1%.
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