Clay County, Nebraska Demographics

Population trends, housing costs, income, commuting, and health, all on one page.

Clay County, NE Population Density Map and Area Scores

Area Score

Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.

  • B
    Health Around average
  • B
    Income Around average
  • D
    Education Well below average

Source: Map AI Methodology

Clay County
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Population density, people per sq mi

Population: density and quick facts

Metric Clay County Nebraska Avg U.S. Average
Population 6,095 1,978,686 337,468,954
Population density (per sq mi) 10.6 25.6 86.4
Population growth (%/yr) -0.44% 0.63% 0.59%
Median age 38.0 38.3 37.3
Households 2,490 797,835 130,235,071

Population in Clay County declined by 3.8% from 2009 to 2024, reaching 6,095 in 2024.

Population Growth 2009–2024

Year Clay County

Race & Ethnicity

Group Share

Age & Sex

The largest generation in Clay County is Gen X, aged 45–60, at 21.6% of residents. That is 3.2 points above Nebraska as a whole.

Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Nebraska, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.

Male and female share

Women are 49.7% of the people living in Clay County and men 50.3%.

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6,095

100% of everyone living in Clay County

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Economy

Clay County has a the economy index of B, which means it is quite prosperous.

Metric Clay County Nebraska Avg U.S. Average
Median household income $77,476 $76,615 $80,455
Income growth (%/yr) 5.31% 4.27% 4.80%
Unemployment rate 1.9% 3.0% 5.2%

The median household income in Clay County is about 1% higher than in Nebraska.

Detailed wealth and income breakdown →

Housing

Metric Clay County Nebraska Avg U.S. Average
Median home price $46,249 $175,282 $248,835
Median rent $644 $1,071 $1,407
Homeownership rate 81.9% 66.5% 65.2%

The median home price in Clay County is about 6.0 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $644 per month for that long.

Full housing market analysis →

Commute Time & Mobility

Commuters in Clay County spend about 41 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 170 hours, about 7.1 full days, spent commuting.

Metric Clay County Nebraska Avg U.S. Average
One-way commute (min) 20.4 17.0 22.4
Round-trip commute (min) 40.9 34.0 44.8
Yearly time spent (hours) 170 142 187
Estimated yearly cost $5,283 $4,390 $5,790
Work from home 6.7% 11.1% 15.0%
Highway traffic (vehicles/day) 4,908 5,179 8,813
Local road traffic (vehicles/day) 472 691 1,355

Fastest commutes among counties in Nebraska: Hooker County (7.4 min), Cherry County (8.0 min), Box Butte County (8.0 min).
Slowest: Cass County (28.0 min), Banner County (27.2 min), Saunders County (26.9 min).

The average commute time in Clay County is 20 minutes, longer than the 17 minutes in Nebraska.

Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.

Commute and transport details →

Education & Households

Clay County has a education index of D, which means it is barely educated.

Metric Clay County Nebraska Avg U.S. Average
Bachelor's degree or higher 20.7% 30.8% 31.6%
Average household size 2.41 2.42 2.53

Highest education index among counties in Nebraska: Sarpy County (0.3), Lancaster County (0.3), Douglas County (0.3).
Lowest: Dakota County (0.2), Colfax County (0.2), Dawson County (0.2).

Health

Clay County has a health index of B, which means it is quite healthy.

Metric Clay County Nebraska Avg U.S. Average
Life expectancy (years) 79.6 79.5 78.3
Self-rated poor health 13.1% 12.9% 16.3%
Smokers 16.9% 16.6% 19.0%

Highest health index among counties in Nebraska: Wayne County (0.8), Sarpy County (0.8), Lancaster County (0.8).
Lowest: Thurston County (0.8), Pawnee County (0.8), Dundy County (0.8).

Full health data →

Clay County, NE Compared With Nearby Counties

How Clay County, NE compares with the 1 counties closest to it.

Area Population Median household income Median home price Commute
Clay County, NE 6,095 $77,476 #1/2 $46,249 #2/2 20.4 min #2/2
Adams County, NE 31,052 $68,670 $117,856 12.7 min

Frequently Asked Questions

Common questions about Clay County, Nebraska.

What is the population of Clay County, Nebraska?

About 6,095 people live in Clay County, Nebraska, in 2,490 households of 2.4 people on average. The median age is 38.0, close to the U.S. median of 37.3.

How densely populated is Clay County, Nebraska?

Averaged over its land area, Clay County, Nebraska has 11 people per square mile, a density typical of rural areas. That is about 12% of the U.S. average of 86.

Can a typical household afford a home in Clay County, Nebraska?

The median home costs 0.6 times the median household income ($46,249 against $77,476), compared with 3.1 times nationally. That is within the traditional rule of thumb of about 3 times income. Median rent of $644 a month takes about 10% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.

How strong is the job market in Clay County, Nebraska?

Unemployment in Clay County, Nebraska is only 1.9%, well below the U.S. rate of 5.2%, a sign of a tight labor market where employers compete for workers.

How common is a college degree in Clay County, Nebraska?

20.7% of adults in Clay County, Nebraska hold a bachelor's degree or higher (about 1 in 5), well below the U.S. share of 31.6%.

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