Gardner, Massachusetts Income Statistics
Gardner Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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D
Gardner Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Gardner | Massachusetts Avg | US Average |
|---|---|---|---|
| Median Household Income | $66,977 | $104,336 | $80,455 |
| Median Personal Income | $56,289 | $80,230 | $60,758 |
| Average Yearly Income Growth | 4.5% | 4.9% | 4.8% |
| Six-Figure Earners | 8.3% | 20.6% | 13.9% |
| $200k+ Households | 6.2% | 22.3% | 13.2% |
The median household income in Gardner is about 36% lower than in Massachusetts. Income has been growing slower in Gardner (4.5%/yr) than in Massachusetts (4.9%/yr).
About 8% of adults in Gardner earn six figures ($100,000 or more) a year, lower than the Massachusetts average of 21%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Gardner, Massachusetts grew by 38.8% from 2009 to 2024, reaching $66,977 in 2024. That's an average of about 4.5% per year.
Income Inequality and the Gender Pay Gap in Gardner
| Metric | Gardner | Massachusetts Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.520 | 0.531 | 0.552 |
| Male Median Income | $62,472 | $90,842 | $69,667 |
| Female Median Income | $60,156 | $75,629 | $56,850 |
| Gender Pay Gap | 3.7% | 16.7% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Gardner, it is 0.520, lower than Massachusetts's 0.531, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 4% more than women's income in Gardner, Massachusetts. Over a 35-year career, a 4% wage gap accumulates to roughly $81,060 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Gardner, Massachusetts has narrowed from about 24% to 4% in 2024. Over that period the gap was widest at 31% in 2011. In dollar terms, the gap has narrowed by $8,635 since 2009.
Employment
| Metric | Gardner | Massachusetts Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 7.0% | 5.1% | 5.2% |
| Working from Home | 13.3% | 18.6% | 15.0% |
| Commute time (minutes) | 27 | 25 | 22 |
Approximately 727 people are unemployed in Gardner, Massachusetts.
The average commute time in Gardner is 27 minutes, longer than the 25 minutes in Massachusetts.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Gardner, Massachusetts has fallen from 10.8% to 7.0% in 2024. Over that period the rate peaked at 11.5% in 2013 and fell as low as 3.9% in 2019.
Gardner, MA Wealth Compared With Nearby Cities
How Gardner, MA compares with the 1 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Gardner, MA | 21,137 | $66,977 #2/2 | 4.5%/yr #2/2 | 7.0% #2/2 | 0.520 #1/2 |
| Fitchburg, MA | 41,780 | $72,652 | 4.7%/yr | 6.7% | 0.521 |
Conclusion
Considering all these factors, Gardner, Massachusetts has an overall wealth index grade of D, making it somewhat worse than Massachusetts, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Gardner, Massachusetts.
How Rich Is Gardner, Massachusetts?
Gardner has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $66,977, about 36% lower than the Massachusetts average of $104,336.
How fast is household income rising in Gardner, Massachusetts?
Between 2009 and 2024, the median household income in Gardner, Massachusetts rose 39%, from $48,267 to $66,977. Over the same years, income here lagged behind Massachusetts as a whole: +39% against +61%.
What was the median household income in Gardner in 2023?
In 2023, the median household income in Gardner, Massachusetts was $61,536, up 5% from $58,392 in 2022. The Massachusetts median that year was $101,513.
What was the median household income in Gardner in 2020?
In 2020, the median household income in Gardner, Massachusetts was $51,976. By 2024 it had risen 29% to $66,977.
How strong is the job market in Gardner, Massachusetts?
Unemployment in Gardner, Massachusetts is 7.0%, well above the Massachusetts rate of 5.1%, so job seekers may face more competition than elsewhere.
What is the Gini coefficient in Gardner, Massachusetts?
The Gini coefficient in Gardner is 0.520. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Gardner, Massachusetts?
Since 2009, the income gap between men and women in Gardner, Massachusetts has narrowed from about 24% to 4% in 2024. Over that period the gap was widest at 31% in 2011. In dollar terms, the gap has narrowed by $8,635 since 2009.
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