Hardin County, Kentucky Housing Market Prices
Hardin County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 96% above the Kentucky median More expensive than 91% of counties in Kentucky$231,140
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Median rent About the same as the Kentucky median More expensive than 86% of counties in Kentucky$970
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Hardin County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $231,140 | $118,017 | $248,835 |
| Price Trend (Annual %) | 13.7% | 3.8% | 7.5% |
| Median Gross Rent | $970 | $967 | $1,407 |
| Rent Trend (Annual %) | 3.0% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Hardin County is about 96% higher than in Kentucky. Rent follows a similar pattern, running close to the Kentucky average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Hardin County, up about 13.7% and 3.0% a year respectively. Home prices are changing faster.
Median rent in Hardin County rose about 27.3% between 2015 and 2024, from $762 to $970. Over the same span, rent in Kentucky rose about 43.3%.
Affordability
On average, housing unit costs 3.4 yearly household incomes in Hardin County.
Buying the median-priced home in Hardin County costs roughly 19.9 years of rent at the median monthly rate. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Hardin County. The price-to-rent ratio in Kentucky is about 10.2.
| Metric | Hardin County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $231,140 | $118,017 | $248,835 |
| Median Household Income | $67,218 | $64,312 | $80,455 |
| Price-to-Income Ratio | 3.4 | 1.8 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Hardin County rose about 169.8%, while median household income rose about 38.9% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Hardin County | Kentucky Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 58.0% | 61.3% | 58.5% |
| Rental Rate | 34.7% | 28.4% | 31.2% |
| Vacancy Rate | 7.2% | 10.3% | 10.2% |
| Median Tenure (years) | 13.0 | 15.0 | 15.0 |
| Median Year Moved In | 2013 | 2011 | 2011 |
Hardin County has a homeownership rate of 58.0%, lower than the Kentucky average of 61.3%. Its housing vacancy rate is 7.2%, compared with 10.3% in Kentucky.
Housing Stock
| Metric | Hardin County | Kentucky Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.44 people | 2.43 people | 2.53 people |
| Median Structure Built Year | 1987 | 1981 | 1978 |
| Median Number of Rooms | 5.7 | 5.7 | 5.5 |
The typical housing unit in Hardin County was built around 1987. On average, 2.4 people live in a home with about 5.7 rooms, staying for about 13.0 years on average.
Hardin County, KY Housing Compared With Nearby Counties
Hardin County, KY is the largest of the 5 counties compared here, 111,942 residents against a local median of 23,151. Where Hardin County, KY breaks from the counties next to it is median home price, sitting 43% above the local median of $161,860 at $231,140.
Median rent tells the same story from another angle: $970 against a local median of $776, 25% above it. The one measure here that carries a verdict is homeownership, and at 19% below the local median it puts Hardin County, KY at the weaker end of the local range. The counties themselves spread $99,239 on median home price, so Hardin County, KY sits at one end of an already wide local range rather than apart from it. Hardin County, KY has the highest median home price of the 5 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Hardin County, KY | 111,942 | $231,140 #1/5 | $970 #2/5 | 62.6% #5/5 |
| Larue County, KY | 15,088 | $142,648 | $859 | 79.4% |
| Bullitt County, KY | 84,027 | $187,115 | $986 | 84.9% |
| Hart County, KY | 19,595 | $87,876 | $692 | 72.4% |
| Grayson County, KY | 26,707 | $181,071 | $658 | 74.6% |
Frequently Asked Questions
Common questions about the housing market in Hardin County, Kentucky.
What is the median home price in Hardin County, Kentucky?
The median home price in Hardin County, Kentucky is $231,140, higher than the Kentucky average of $118,017.
What is the average home price in Hardin County, Kentucky?
The typical home price in Hardin County, Kentucky, reported as the median sale price, is $231,140. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Hardin County, Kentucky?
The median gross rent in Hardin County, Kentucky is $970 per month, about the same as the Kentucky average.
What was the median gross rent in Hardin County in 2020?
In 2020, the median gross rent in Hardin County, Kentucky was $810 per month.
What is the price-to-rent ratio in Hardin County, Kentucky?
The price-to-rent ratio in Hardin County, Kentucky is about 19.9, meaning it would take roughly 19.9 years of rent payments at the median rent to equal the median home price. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Hardin County.
Are home prices or rent rising faster in Hardin County, Kentucky?
Both home prices and rent are rising in Hardin County, up about 13.7% and 3.0% a year respectively. Home prices are changing faster.
What is the homeownership rate in Hardin County, Kentucky?
58.0% of households in Hardin County, Kentucky own their home, lower than the Kentucky average of 61.3%.
What is the vacancy rate in Hardin County, Kentucky?
The housing vacancy rate in Hardin County, Kentucky is 7.2%, lower than the Kentucky average of 10.3%.
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