Breckinridge County, Kentucky Housing Market Prices
Breckinridge County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 46% above the Kentucky median More expensive than 73% of counties in Kentucky$172,465
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Median rent 24% below the Kentucky median$732
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Breckinridge County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $172,465 | $118,017 | $248,835 |
| Price Trend (Annual %) | 15.6% | 3.8% | 7.5% |
| Median Gross Rent | $732 | $967 | $1,407 |
| Rent Trend (Annual %) | 4.0% | 4.3% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Breckinridge County is about 46% higher than in Kentucky. Rent is about 24% lower than the Kentucky average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Breckinridge County, up about 15.6% and 4.0% a year respectively. Home prices are changing faster.
Median rent in Breckinridge County rose about 38.6% between 2015 and 2024, from $528 to $732. Over the same span, rent in Kentucky rose about 43.3%.
Affordability
On average, housing unit costs 3.1 yearly household incomes in Breckinridge County.
Buying the median-priced home in Breckinridge County costs roughly 19.6 years of rent at the median monthly rate. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Breckinridge County. The price-to-rent ratio in Kentucky is about 10.2.
| Metric | Breckinridge County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Home Price | $172,465 | $118,017 | $248,835 |
| Median Household Income | $55,056 | $64,312 | $80,455 |
| Price-to-Income Ratio | 3.1 | 1.8 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Breckinridge County rose about 155.0%, while median household income rose about 40.6% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Breckinridge County | Kentucky Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 60.8% | 61.3% | 58.5% |
| Rental Rate | 13.9% | 28.4% | 31.2% |
| Vacancy Rate | 25.3% | 10.3% | 10.2% |
| Median Tenure (years) | 17.0 | 15.0 | 15.0 |
| Median Year Moved In | 2009 | 2011 | 2011 |
Breckinridge County has a homeownership rate of 60.8%, about the same as the Kentucky average of 61.3%. Its housing vacancy rate is 25.3%, compared with 10.3% in Kentucky.
Housing Stock
| Metric | Breckinridge County | Kentucky Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.55 people | 2.43 people | 2.53 people |
| Median Structure Built Year | 1990 | 1981 | 1978 |
| Median Number of Rooms | 5.5 | 5.7 | 5.5 |
The typical housing unit in Breckinridge County was built around 1990. On average, 2.5 people live in a home with about 5.5 rooms, staying for about 17.0 years on average.
Breckinridge County, KY Housing Compared With Nearby Counties
How Breckinridge County, KY compares with the 2 counties closest to it.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Breckinridge County, KY | 20,880 | $172,465 #3/3 | $732 #2/3 | 81.4% #1/3 |
| Grayson County, KY | 26,707 | $181,071 | $658 | 74.6% |
| Hardin County, KY | 111,942 | $231,140 | $970 | 62.6% |
Frequently Asked Questions
Common questions about the housing market in Breckinridge County, Kentucky.
What is the median home price in Breckinridge County, Kentucky?
The median home price in Breckinridge County, Kentucky is $172,465, higher than the Kentucky average of $118,017.
What is the average home price in Breckinridge County, Kentucky?
The typical home price in Breckinridge County, Kentucky, reported as the median sale price, is $172,465. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Breckinridge County, Kentucky?
The median gross rent in Breckinridge County, Kentucky is $732 per month, lower than the Kentucky average of $967.
What was the median gross rent in Breckinridge County in 2020?
In 2020, the median gross rent in Breckinridge County, Kentucky was $618 per month.
What is the price-to-rent ratio in Breckinridge County, Kentucky?
The price-to-rent ratio in Breckinridge County, Kentucky is about 19.6, meaning it would take roughly 19.6 years of rent payments at the median rent to equal the median home price. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Breckinridge County.
Are home prices or rent rising faster in Breckinridge County, Kentucky?
Both home prices and rent are rising in Breckinridge County, up about 15.6% and 4.0% a year respectively. Home prices are changing faster.
What is the homeownership rate in Breckinridge County, Kentucky?
60.8% of households in Breckinridge County, Kentucky own their home, lower than the Kentucky average of 61.3%.
What is the vacancy rate in Breckinridge County, Kentucky?
The housing vacancy rate in Breckinridge County, Kentucky is 25.3%, higher than the Kentucky average of 10.3%.
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