Cumberland County, Kentucky Income Statistics
Cumberland County Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of a county's residents based on income levels, employment rates, and income inequality metrics.
-
D
Cumberland County Well below averageLess wealthy than 76% of counties in Kentucky
Source: Map AI Methodology
Income Statistics Overview
| Metric | Cumberland County | Kentucky Avg | US Average |
|---|---|---|---|
| Median Household Income | $39,999 | $64,312 | $80,455 |
| Median Personal Income | $39,956 | $52,849 | $60,758 |
| Average Yearly Income Growth | 2.7% | 4.6% | 4.8% |
| Six-Figure Earners | 3.1% | 8.9% | 13.9% |
| $200k+ Households | 0.3% | 7.2% | 13.2% |
The median household income in Cumberland County is about 38% lower than in Kentucky. Income has been growing slower in Cumberland County (2.7%/yr) than in Kentucky (4.6%/yr).
About 3% of adults in Cumberland County earn six figures ($100,000 or more) a year, lower than the Kentucky average of 9%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Cumberland County, Kentucky grew by 44.8% from 2009 to 2024, reaching $39,999 in 2024. That's an average of about 2.7% per year.
Income Inequality and the Gender Pay Gap in Cumberland County
| Metric | Cumberland County | Kentucky Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.526 | 0.547 | 0.552 |
| Male Median Income | $53,486 | $60,966 | $69,667 |
| Female Median Income | $39,940 | $49,119 | $56,850 |
| Gender Pay Gap | 25.3% | 19.4% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Cumberland County, it is 0.526, lower than Kentucky's 0.547, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 34% more than women's income in Cumberland County, Kentucky. Over a 35-year career, a 34% wage gap accumulates to roughly $474,110 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Cumberland County, Kentucky has widened from about 6% to 25% in 2024. Over that period the gap was widest at 27% in 2023, and was narrowest at 2% in 2017. In dollar terms, the gap has widened by $11,929 since 2009.
Sharply against the trend: the pay gap in Cumberland County widened by 19.1 points while Kentucky's narrowed by 5.2 points.
Employment
| Metric | Cumberland County | Kentucky Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 4.0% | 4.8% | 5.2% |
| Working from Home | 2.6% | 10.2% | 15.0% |
| Commute time (minutes) | 16 | 20 | 22 |
Approximately 91 people are unemployed in Cumberland County, Kentucky.
The average commute time in Cumberland County is 16 minutes, shorter than the 20 minutes in Kentucky.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Cumberland County, Kentucky has fallen from 11.0% to 4.0% in 2024. Over that period the rate peaked at 14.0% in 2013 and fell as low as 3.0% in 2023.
Cumberland County, KY Wealth Compared With Nearby Counties
Cumberland County, KY is the smallest of the 6 counties compared here, 5,948 residents against a local median of 10,425. The measure that sets Cumberland County, KY apart most is income growth: 2.7%/yr, 50% below the local median of 5.3%/yr. That is the weaker end of the local range on this measure.
Median household income tells the same story from another angle: $39,999 against a local median of $51,015, 22% below it. The picture is mixed rather than uniform: unemployment runs ahead of the neighbourhood while income growth runs behind it, so Cumberland County, KY is trading one against the other rather than simply out-performing what surrounds it. The counties themselves sit within 1.3%/yr of each other on income growth, a tighter band than the gap between any of them and Cumberland County, KY, which makes it a genuine outlier here rather than one end of a wide local spread. Cumberland County, KY has the 6th highest income growth of the 6 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Cumberland County, KY | 5,948 | $39,999 #5/6 | 2.7%/yr #6/6 | 4.0% #1/6 | 0.526 #4/6 |
| Clinton County, KY | 9,202 | $44,875 | 5.3%/yr | 5.0% | 0.518 |
| Clay County, TN | 7,670 | $39,958 | 4.5%/yr | 10.0% | 0.548 |
| Metcalfe County, KY | 10,425 | $51,015 | 5.2%/yr | 4.9% | 0.510 |
| Adair County, KY | 19,089 | $52,979 | 5.8%/yr | 6.8% | 0.538 |
| Monroe County, KY | 11,269 | $52,443 | 5.7%/yr | 4.0% | 0.519 |
Conclusion
Considering all these factors, Cumberland County, Kentucky has an overall wealth index grade of D, making it somewhat worse than Kentucky, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Cumberland County, Kentucky.
How Rich Is Cumberland County, Kentucky?
Cumberland County has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $39,999, about 38% lower than the Kentucky average of $64,312.
How has median household income changed in Cumberland County, Kentucky?
Between 2009 and 2024, the median household income in Cumberland County, Kentucky rose 45%, from $27,617 to $39,999. Over the same years, income here lagged behind Kentucky as a whole: +45% against +56%.
What was the median household income in Cumberland County in 2023?
In 2023, the median household income in Cumberland County, Kentucky was $39,383, down 3% from $40,775 in 2022. The Kentucky median that year was $62,783.
What was the median household income in Cumberland County in 2020?
In 2020, the median household income in Cumberland County, Kentucky was $35,030. By 2024 it had risen 14% to $39,999.
What is the Gini coefficient in Cumberland County, Kentucky?
The Gini coefficient in Cumberland County is 0.526. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Cumberland County, Kentucky?
Since 2009, the income gap between men and women in Cumberland County, Kentucky has widened from about 6% to 25% in 2024. Over that period the gap was widest at 27% in 2023, and was narrowest at 2% in 2017. In dollar terms, the gap has widened by $11,929 since 2009.
Analyze any area in the US
Get local demographics for any address, aggregated by drive time or radius, on the interactive map.
Explore the map →