Naperville, Illinois Income Statistics
Updated
Naperville Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A+
Naperville Top grade
Source: Map AI Methodology
Income Statistics Overview
| Metric | Naperville | Illinois Avg | US Average |
|---|---|---|---|
| Median Household Income | $151,334 | $84,042 | $80,455 |
| Median Personal Income | $105,669 | $64,565 | $60,758 |
| Average Yearly Income Growth | 4.4% | 4.5% | 4.8% |
| Six-Figure Earners | 31.6% | 15.0% | 13.9% |
| $200k+ Households | 35.1% | 13.8% | 13.2% |
The median household income in Naperville is about 80% higher than in Illinois. Income has been growing slower in Naperville (4.4%/yr) than in Illinois (4.5%/yr).
About 32% of adults in Naperville earn six figures ($100,000 or more) a year, higher than the Illinois average of 15%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Naperville, Illinois grew by 52.6% from 2009 to 2024, reaching $151,334 in 2024. That's an average of about 4.4% per year.
Naperville has been far above the U.S. median household income in every year from 2009 to 2024. The gap has narrowed from 94% in 2009 to 88% in 2024, the closest it has been.
Income Distribution in Naperville
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 31,883 households (67.3% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 9.0% of households in Naperville had an income under $35,000 and 50.4% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., Naperville has a larger share of households earning $200,000 or more (35.1% vs 13.2%) and a smaller share earning $50,000 to $74,999 (9.3% vs 15.5%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 1,149 | 2.4% | 5.1% |
| $10,000 to $14,999 | 523 | 1.1% | 3.5% |
| $15,000 to $24,999 | 946 | 2.0% | 6.4% |
| $25,000 to $34,999 | 1,644 | 3.5% | 6.7% |
| $35,000 to $49,999 | 2,512 | 5.3% | 10.1% |
| $50,000 to $74,999 | 4,397 | 9.3% | 15.5% |
| $75,000 to $99,999 | 4,310 | 9.1% | 12.6% |
| $100,000 to $149,999 | 8,008 | 16.9% | 17.4% |
| $150,000 to $199,999 | 7,231 | 15.3% | 9.5% |
| $200,000 or more | 16,644 | 35.1% | 13.2% |
Shares are of all 47,364 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 32,762 residents (31.6% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 36.6% of residents who have any income.
In 2024, 13.6% of Naperville residents aged 15 and over reported no personal income, 20.6% had some income but less than $25,000, and 41.5% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., Naperville has a larger share of residents earning $100,000 or more (31.6% vs 13.9%) and a smaller share earning $35,000 to $49,999 (7.7% vs 12.6%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 14,112 | 13.6% | 12.8% |
| $1 to $9,999 | 10,445 | 10.1% | 11.2% |
| $10,000 to $14,999 | 4,461 | 4.3% | 7.0% |
| $15,000 to $24,999 | 6,412 | 6.2% | 10.5% |
| $25,000 to $34,999 | 5,680 | 5.5% | 9.5% |
| $35,000 to $49,999 | 8,025 | 7.7% | 12.6% |
| $50,000 to $74,999 | 11,486 | 11.1% | 14.3% |
| $75,000 to $99,999 | 10,251 | 9.9% | 8.2% |
| $100,000 or more | 32,762 | 31.6% | 13.9% |
Shares are of the 103,634 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 13.6% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in Naperville
| Metric | Naperville | Illinois Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.523 | 0.547 | 0.552 |
| Male Median Income | $120,720 | $73,933 | $69,667 |
| Female Median Income | $89,979 | $60,067 | $56,850 |
| Gender Pay Gap | 25.5% | 18.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Naperville, it is 0.523, lower than Illinois's 0.547, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 34% more than women's income in Naperville, Illinois. Over a 35-year career, a 34% wage gap accumulates to roughly $1,075,935 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Naperville, Illinois has narrowed from about 40% to 25% in 2024. Over that period the gap was widest at 44% in 2011. In dollar terms, the gap has narrowed by $4,764 since 2009.
Employment
| Metric | Naperville | Illinois Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 4.4% | 5.8% | 5.2% |
| Working from Home | 30.1% | 15.9% | 15.0% |
| Commute time (minutes) | 26 | 23 | 22 |
Approximately 3,018 people are unemployed in Naperville, Illinois.
The average commute time in Naperville is 26 minutes, longer than the 23 minutes in Illinois.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Naperville, Illinois has fallen from 6.1% to 4.4% in 2024. Over that period the rate peaked at 7.3% in 2013 and fell as low as 3.8% in 2019.
Naperville has stayed well below the U.S. unemployment rate in every year from 2011 to 2024 and has never risen above it. The gap has narrowed from 2.6 points in 2011 to 0.9 points in 2024, the closest it has been.
Naperville, IL Wealth Compared With Nearby Cities
Naperville, IL is the 2nd largest of the 5 cities compared here, 129,015 residents against a local median of 60,747. Naperville, IL's median household income, at $151,334, runs 43% above the $106,167 typical of the cities around it. That is the better end of the local range on this measure.
Unemployment tells the same story from another angle: 4.4% against a local median of 5.2%, 16% below it. Every measure here with a clear better direction points the same way, so Naperville, IL is not trading one advantage for another, it reads stronger than its neighbours across the board. The cities themselves sit within $25,599 of each other on median household income, a tighter band than the gap between any of them and Naperville, IL, which makes it a genuine outlier here rather than one end of a wide local spread. Naperville, IL has the highest median household income of the 5 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Naperville, IL | 129,015 | $151,334 #1/5 | 4.4%/yr #3/5 | 4.4% #2/5 | 0.523 #2/5 |
| Bolingbrook, IL | 74,594 | $107,929 | 3.7%/yr | 5.7% | 0.535 |
| Lisle, IL | 22,476 | $104,405 | 4.5%/yr | 4.8% | 0.505 |
| Wheaton, IL | 46,899 | $117,910 | 3.6%/yr | 3.9% | 0.549 |
| Aurora, IL | 168,587 | $92,311 | 4.9%/yr | 5.9% | 0.552 |
Conclusion
Considering all these factors, Naperville, Illinois has an overall wealth index grade of A+, making it notably better than Illinois, and far better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Naperville, Illinois.
How Rich Is Naperville, Illinois?
Naperville has a wealth index grade of A+. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A+ grade means it is one of the most prosperous areas in the country. The median household income is $151,334, about 80% higher than the Illinois average of $84,042.
How has median household income changed in Naperville, Illinois?
Between 2009 and 2024, the median household income in Naperville, Illinois rose 53%, from $99,143 to $151,334. Over the same years, income here outpaced Illinois as a whole: +53% against +52%.
What was the median household income in Naperville in 2023?
In 2023, the median household income in Naperville, Illinois was $147,983, up 5% from $141,326 in 2022. The Illinois median that year was $82,182.
What was the median household income in Naperville in 2020?
In 2020, the median household income in Naperville, Illinois was $125,077. By 2024 it had risen 21% to $151,334.
Do many residents of Naperville, Illinois earn over $100,000?
Yes. 32% of adults in Naperville, Illinois earn $100,000 or more a year (about 1 in 3), against 15% (about 1 in 7) in Illinois. 35% of households have a combined income of $200,000 or more, compared with 14% in Illinois.
Is unemployment high in Naperville, Illinois?
Unemployment in Naperville, Illinois is only 4.4%, well below the Illinois rate of 5.8%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Naperville, Illinois?
The Gini coefficient in Naperville is 0.523. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Naperville, Illinois?
Since 2009, the income gap between men and women in Naperville, Illinois has narrowed from about 40% to 25% in 2024. Over that period the gap was widest at 44% in 2011. In dollar terms, the gap has narrowed by $4,764 since 2009.
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