Champaign, Illinois Income Statistics
Champaign Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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D
Champaign Well below average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Champaign | Illinois Avg | US Average |
|---|---|---|---|
| Median Household Income | $50,978 | $84,042 | $80,455 |
| Median Personal Income | $53,591 | $64,565 | $60,758 |
| Average Yearly Income Growth | 2.7% | 4.5% | 4.8% |
| Six-Figure Earners | 8.4% | 15.0% | 13.9% |
| $200k+ Households | 7.9% | 13.8% | 13.2% |
The median household income in Champaign is about 39% lower than in Illinois. Income has been growing slower in Champaign (2.7%/yr) than in Illinois (4.5%/yr).
About 8% of adults in Champaign earn six figures ($100,000 or more) a year, lower than the Illinois average of 15%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Champaign, Illinois grew by 51.5% from 2009 to 2024, reaching $50,978 in 2024. That's an average of about 2.7% per year.
Income Inequality and the Gender Pay Gap in Champaign
| Metric | Champaign | Illinois Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.627 | 0.547 | 0.552 |
| Male Median Income | $61,382 | $73,933 | $69,667 |
| Female Median Income | $52,152 | $60,067 | $56,850 |
| Gender Pay Gap | 15.0% | 18.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Champaign, it is 0.627, higher than Illinois's 0.547, so income is less evenly distributed here than there, and higher than the US's 0.552, so income is less evenly distributed here than there.
Men's income is about 18% more than women's income in Champaign, Illinois. Over a 35-year career, a 18% wage gap accumulates to roughly $323,050 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Champaign, Illinois has narrowed from about 23% to 15% in 2024. Over that period the gap was narrowest at 8% in 2021. In dollar terms, the gap has narrowed by $1,505 since 2009.
Employment
| Metric | Champaign | Illinois Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 4.9% | 5.8% | 5.2% |
| Working from Home | 16.5% | 15.9% | 15.0% |
| Commute time (minutes) | 13 | 23 | 22 |
Approximately 1,895 people are unemployed in Champaign, Illinois.
The average commute time in Champaign is 13 minutes, shorter than the 23 minutes in Illinois.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Champaign, Illinois has fallen from 7.1% to 4.9% in 2024. Over that period the rate peaked at 7.8% in 2013 and fell as low as 4.3% in 2023.
Champaign, IL Wealth Compared With Nearby Cities
How Champaign, IL compares with the 1 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Champaign, IL | 75,194 | $50,978 #1/2 | 2.7%/yr #2/2 | 4.9% #1/2 | 0.627 #2/2 |
| Urbana, IL | 31,638 | $43,587 | 4.1%/yr | 5.1% | 0.622 |
Conclusion
Considering all these factors, Champaign, Illinois has an overall wealth index grade of D, making it somewhat worse than Illinois, and somewhat worse than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Champaign, Illinois.
How Rich Is Champaign, Illinois?
Champaign has a wealth index grade of D. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a D grade means residents are somewhat worse off than the U.S. average. The median household income is $50,978, about 39% lower than the Illinois average of $84,042.
Are incomes growing in Champaign, Illinois?
Between 2009 and 2024, the median household income in Champaign, Illinois rose 51%, from $33,653 to $50,978. Over the same years, income here kept pace with Illinois as a whole: +51% against +52%.
What was the median household income in Champaign in 2023?
In 2023, the median household income in Champaign, Illinois was $53,233, down 1% from $53,856 in 2022. The Illinois median that year was $82,182.
What was the median household income in Champaign in 2020?
In 2020, the median household income in Champaign, Illinois was $46,484. By 2024 it had risen 10% to $50,978.
What is the Gini coefficient in Champaign, Illinois?
The Gini coefficient in Champaign is 0.627. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is higher than the US average of 0.552, so income is distributed less equally than in the country overall.
How has the income gap between men and women changed in Champaign, Illinois?
Since 2009, the income gap between men and women in Champaign, Illinois has narrowed from about 23% to 15% in 2024. Over that period the gap was narrowest at 8% in 2021. In dollar terms, the gap has narrowed by $1,505 since 2009.
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