St. Cloud, Florida Housing Market Prices
St. Cloud Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 24% below the Florida median$238,030
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Median rent 1% below the Florida median$1,653
Housing Market Overview
| Metric | St. Cloud | Florida Avg | US Average |
|---|---|---|---|
| Median Home Price | $238,030 | $311,338 | $248,835 |
| Price Trend (Annual %) | 4.7% | 11.2% | 7.5% |
| Median Gross Rent | $1,653 | $1,668 | $1,407 |
| Rent Trend (Annual %) | 5.6% | 6.2% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in St. Cloud is about 24% lower than in Florida. Rent is about 1% lower than the Florida average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in St. Cloud, up about 4.7% and 5.6% a year respectively. Rent is changing faster.
Median rent in St. Cloud rose about 50.7% between 2015 and 2024, from $1,097 to $1,653. Over the same span, rent in Florida rose about 66.5%.
Affordability
On average, housing unit costs 2.9 yearly household incomes in St. Cloud.
Buying the median-priced home in St. Cloud costs roughly 12.0 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in St. Cloud. The price-to-rent ratio in Florida is about 15.6.
| Metric | St. Cloud | Florida Avg | US Average |
|---|---|---|---|
| Median Home Price | $238,030 | $311,338 | $248,835 |
| Median Household Income | $83,020 | $74,580 | $80,455 |
| Price-to-Income Ratio | 2.9 | 4.2 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in St. Cloud rose about 53.5%, while median household income rose about 50.7% between 2009 and 2025 — the home price grew faster than income.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | St. Cloud | Florida Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 67.6% | 57.7% | 58.5% |
| Rental Rate | 24.7% | 27.7% | 31.2% |
| Vacancy Rate | 7.7% | 14.6% | 10.2% |
| Median Tenure (years) | 10.0 | 13.0 | 15.0 |
| Median Year Moved In | 2016 | 2013 | 2011 |
St. Cloud has a homeownership rate of 67.6%, higher than the Florida average of 57.7%. Its housing vacancy rate is 7.7%, compared with 14.6% in Florida.
Housing Stock
| Metric | St. Cloud | Florida Avg | US Average |
|---|---|---|---|
| Average Household Size | 3.02 people | 2.50 people | 2.53 people |
| Median Structure Built Year | 1997 | 1988 | 1978 |
| Median Number of Rooms | 5.9 | 5.2 | 5.5 |
The typical housing unit in St. Cloud was built around 1997. On average, 3.0 people live in a home with about 5.9 rooms, staying for about 10.0 years on average.
St. Cloud, FL Housing Compared With Nearby Cities
St. Cloud, FL is the 2nd largest of the 4 cities compared here, 52,202 residents against a local median of 37,671. The measure that sets St. Cloud, FL apart most is median home price: $238,030, 25% below the local median of $315,876.
The cities themselves spread $180,940 on median home price, so St. Cloud, FL sits at one end of an already wide local range rather than apart from it. St. Cloud, FL has the 4th highest median home price of the 4 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| St. Cloud, FL | 52,202 | $238,030 #4/4 | $1,653 #4/4 | 73.2% #3/4 |
| Buenaventura Lakes, FL | 32,549 | $449,990 | $1,806 | 74.0% |
| Meadow Woods, FL | 37,671 | $315,876 | $1,941 | 74.3% |
| Kissimmee, FL | 71,948 | $269,050 | $1,666 | 43.7% |
Frequently Asked Questions
Common questions about the housing market in St. Cloud, Florida.
What is the median home price in St. Cloud, Florida?
The median home price in St. Cloud, Florida is $238,030, lower than the Florida average of $311,338.
What is the average home price in St. Cloud, Florida?
The typical home price in St. Cloud, Florida, reported as the median sale price, is $238,030. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in St. Cloud, Florida?
The median gross rent in St. Cloud, Florida is $1,653 per month, lower than the Florida average of $1,668.
What was the median gross rent in St. Cloud in 2020?
In 2020, the median gross rent in St. Cloud, Florida was $1,190 per month.
What is the price-to-rent ratio in St. Cloud, Florida?
The price-to-rent ratio in St. Cloud, Florida is about 12.0, meaning it would take roughly 12.0 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in St. Cloud.
Are home prices or rent rising faster in St. Cloud, Florida?
Both home prices and rent are rising in St. Cloud, up about 4.7% and 5.6% a year respectively. Rent is changing faster.
What is the homeownership rate in St. Cloud, Florida?
67.6% of households in St. Cloud, Florida own their home, higher than the Florida average of 57.7%.
What is the vacancy rate in St. Cloud, Florida?
The housing vacancy rate in St. Cloud, Florida is 7.7%, lower than the Florida average of 14.6%.
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