Keystone, Florida Income Statistics
Keystone Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A+
Keystone Top grade
Source: Map AI Methodology
Income Statistics Overview
| Metric | Keystone | Florida Avg | US Average |
|---|---|---|---|
| Median Household Income | $158,718 | $74,580 | $80,455 |
| Median Personal Income | $103,675 | $52,322 | $60,758 |
| Average Yearly Income Growth | 4.9% | 5.4% | 4.8% |
| Six-Figure Earners | 30.2% | 11.6% | 13.9% |
| $200k+ Households | 36.5% | 11.0% | 13.2% |
The median household income in Keystone is about 113% higher than in Florida. Income has been growing slower in Keystone (4.9%/yr) than in Florida (5.4%/yr).
About 30% of adults in Keystone earn six figures ($100,000 or more) a year, higher than the Florida average of 12%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Keystone, Florida grew by 55.4% from 2009 to 2024, reaching $158,718 in 2024. That's an average of about 4.9% per year.
Keystone has been far above the U.S. median household income in every year from 2009 to 2024. Even at its closest, in 2019, its income was 87% higher. The gap has narrowed from 100% in 2009 to 97% in 2024.
Income Distribution in Keystone
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 6,539 households (69.1% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 8.5% of households in Keystone had an income under $35,000 and 52.9% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., Keystone has a larger share of households earning $200,000 or more (36.5% vs 13.2%) and a smaller share earning $35,000 to $49,999 (3.1% vs 10.1%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 311 | 3.3% | 5.1% |
| $10,000 to $14,999 | 164 | 1.7% | 3.5% |
| $15,000 to $24,999 | 147 | 1.6% | 6.4% |
| $25,000 to $34,999 | 185 | 2.0% | 6.7% |
| $35,000 to $49,999 | 291 | 3.1% | 10.1% |
| $50,000 to $74,999 | 929 | 9.8% | 15.5% |
| $75,000 to $99,999 | 890 | 9.4% | 12.6% |
| $100,000 to $149,999 | 1,540 | 16.3% | 17.4% |
| $150,000 to $199,999 | 1,550 | 16.4% | 9.5% |
| $200,000 or more | 3,449 | 36.5% | 13.2% |
Shares are of all 9,458 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 6,447 residents (30.2% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 36.4% of residents who have any income.
In 2024, 17.1% of Keystone residents aged 15 and over reported no personal income, 19.7% had some income but less than $25,000, and 39.4% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., Keystone has a larger share of residents earning $100,000 or more (30.2% vs 13.9%) and a smaller share earning $35,000 to $49,999 (7.2% vs 12.6%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 3,652 | 17.1% | 12.8% |
| $1 to $9,999 | 1,838 | 8.6% | 11.2% |
| $10,000 to $14,999 | 965 | 4.5% | 7.0% |
| $15,000 to $24,999 | 1,407 | 6.6% | 10.5% |
| $25,000 to $34,999 | 1,168 | 5.5% | 9.5% |
| $35,000 to $49,999 | 1,529 | 7.2% | 12.6% |
| $50,000 to $74,999 | 2,395 | 11.2% | 14.3% |
| $75,000 to $99,999 | 1,978 | 9.3% | 8.2% |
| $100,000 or more | 6,447 | 30.2% | 13.9% |
Shares are of the 21,380 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 17.1% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in Keystone
| Metric | Keystone | Florida Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.541 | 0.551 | 0.552 |
| Male Median Income | $118,722 | $60,595 | $69,667 |
| Female Median Income | $95,410 | $50,762 | $56,850 |
| Gender Pay Gap | 19.6% | 16.2% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Keystone, it is 0.541, lower than Florida's 0.551, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 24% more than women's income in Keystone, Florida. Over a 35-year career, a 24% wage gap accumulates to roughly $815,920 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Keystone, Florida has narrowed from about 37% to 20% in 2024. Over that period the gap was widest at 41% in 2020. In dollar terms, the gap has narrowed by $7,873 since 2009.
Employment
| Metric | Keystone | Florida Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 3.2% | 4.8% | 5.2% |
| Working from Home | 32.1% | 15.7% | 15.0% |
| Commute time (minutes) | 30 | 23 | 22 |
Approximately 410 people are unemployed in Keystone, Florida.
The average commute time in Keystone is 30 minutes, longer than the 23 minutes in Florida.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Keystone, Florida has fallen from 4.9% to 3.2% in 2024. Over that period the rate peaked at 5.4% in 2013 and fell as low as 2.9% in 2023.
Keystone has stayed well below the U.S. unemployment rate in every year from 2011 to 2024 and has never risen above it. It came closest in 2021, at 1.3 points lower. The gap has narrowed from 3.8 points in 2011 to 2.0 points in 2024.
Keystone, FL Wealth Compared With Nearby Cities
Keystone, FL is typical in size for this group, 26,445 residents against a local median of 24,991, so the measures below are close to a like for like comparison. Where Keystone, FL breaks from the cities next to it is median household income, sitting 57% above the local median of $100,830 at $158,718. That is the better end of the local range on this measure.
The cities themselves spread $36,864 on median household income, so Keystone, FL sits at one end of an already wide local range rather than apart from it. Keystone, FL has the highest median household income of the 4 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Keystone, FL | 26,445 | $158,718 #1/4 | 4.9%/yr #3/4 | 3.2% #1/4 | 0.541 #3/4 |
| Citrus Park, FL | 27,910 | $87,436 | 4.9%/yr | 5.0% | 0.545 |
| Westchase, FL | 24,886 | $124,300 | 3.6%/yr | 3.6% | 0.523 |
| Northdale, FL | 24,991 | $100,830 | 5.1%/yr | 3.6% | 0.509 |
Conclusion
Considering all these factors, Keystone, Florida has an overall wealth index grade of A+, making it far better than Florida, and far better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Keystone, Florida.
How Rich Is Keystone, Florida?
Keystone has a wealth index grade of A+. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A+ grade means it is one of the most prosperous areas in the country. The median household income is $158,718, about 113% higher than the Florida average of $74,580.
How has median household income changed in Keystone, Florida?
Between 2009 and 2024, the median household income in Keystone, Florida rose 55%, from $102,132 to $158,718. Over the same years, income here lagged behind Florida as a whole: +55% against +57%.
What was the median household income in Keystone in 2023?
In 2023, the median household income in Keystone, Florida was $153,109, up 3% from $148,784 in 2022. The Florida median that year was $71,864.
What was the median household income in Keystone in 2020?
In 2020, the median household income in Keystone, Florida was $125,184. By 2024 it had risen 27% to $158,718.
How many people earn six figures in Keystone, Florida?
Yes. 30% of adults in Keystone, Florida earn $100,000 or more a year (about 1 in 3), against 12% (about 1 in 9) in Florida. 36% of households have a combined income of $200,000 or more, compared with 11% in Florida.
Is it hard to find a job in Keystone, Florida?
Unemployment in Keystone, Florida is only 3.2%, well below the Florida rate of 4.8%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Keystone, Florida?
The Gini coefficient in Keystone is 0.541. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Keystone, Florida?
Since 2009, the income gap between men and women in Keystone, Florida has narrowed from about 37% to 20% in 2024. Over that period the gap was widest at 41% in 2020. In dollar terms, the gap has narrowed by $7,873 since 2009.
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