Loveland, Colorado Income Statistics
Loveland Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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B
Loveland Around average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Loveland | Colorado Avg | US Average |
|---|---|---|---|
| Median Household Income | $83,475 | $95,803 | $80,455 |
| Median Personal Income | $59,787 | $68,113 | $60,758 |
| Average Yearly Income Growth | 4.7% | 5.4% | 4.8% |
| Six-Figure Earners | 13.1% | 18.1% | 13.9% |
| $200k+ Households | 10.7% | 17.0% | 13.2% |
The median household income in Loveland is about 13% lower than in Colorado. Income has been growing slower in Loveland (4.7%/yr) than in Colorado (5.4%/yr).
About 13% of adults in Loveland earn six figures ($100,000 or more) a year, lower than the Colorado average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Loveland, Colorado grew by 59.4% from 2009 to 2024, reaching $83,475 in 2024. That's an average of about 4.7% per year.
Loveland has stayed above the U.S. median household income in every year from 2009 to 2024 and has never fallen below it. It came closest in 2013, at 1.7% higher. The gap has held fairly steady over the period.
Income Distribution in Loveland
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 11,441 households (39.8% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 18.6% of households in Loveland had an income under $35,000 and 19.4% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., Loveland has a larger share of households earning $100,000 to $149,999 (20.3% vs 17.4%) and a smaller share earning $200,000 or more (10.7% vs 13.2%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 1,356 | 4.7% | 5.1% |
| $10,000 to $14,999 | 531 | 1.8% | 3.5% |
| $15,000 to $24,999 | 1,599 | 5.6% | 6.4% |
| $25,000 to $34,999 | 1,870 | 6.5% | 6.7% |
| $35,000 to $49,999 | 2,710 | 9.4% | 10.1% |
| $50,000 to $74,999 | 4,806 | 16.7% | 15.5% |
| $75,000 to $99,999 | 4,445 | 15.5% | 12.6% |
| $100,000 to $149,999 | 5,852 | 20.3% | 17.4% |
| $150,000 to $199,999 | 2,520 | 8.8% | 9.5% |
| $200,000 or more | 3,069 | 10.7% | 13.2% |
Shares are of all 28,758 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 7,263 residents (13.1% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 14.6% of residents who have any income.
In 2024, 9.9% of Loveland residents aged 15 and over reported no personal income, 25.4% had some income but less than $25,000, and 23.9% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., Loveland has a larger share of residents earning $35,000 to $49,999 (15.5% vs 12.6%) and a smaller share with no personal income (9.9% vs 12.8%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 5,467 | 9.9% | 12.8% |
| $1 to $9,999 | 5,553 | 10.1% | 11.2% |
| $10,000 to $14,999 | 3,298 | 6.0% | 7.0% |
| $15,000 to $24,999 | 5,153 | 9.3% | 10.5% |
| $25,000 to $34,999 | 5,028 | 9.1% | 9.5% |
| $35,000 to $49,999 | 8,547 | 15.5% | 12.6% |
| $50,000 to $74,999 | 8,998 | 16.3% | 14.3% |
| $75,000 to $99,999 | 5,932 | 10.7% | 8.2% |
| $100,000 or more | 7,263 | 13.1% | 13.9% |
Shares are of the 55,239 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 9.9% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in Loveland
| Metric | Loveland | Colorado Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.509 | 0.524 | 0.552 |
| Male Median Income | $73,471 | $78,863 | $69,667 |
| Female Median Income | $54,522 | $64,818 | $56,850 |
| Gender Pay Gap | 25.8% | 17.8% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Loveland, it is 0.509, lower than Colorado's 0.524, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 35% more than women's income in Loveland, Colorado. Over a 35-year career, a 35% wage gap accumulates to roughly $663,215 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Loveland, Colorado has narrowed from about 27% to 26% in 2024. Over that period the gap was narrowest at 19% in 2017. In dollar terms, the gap has widened by $5,954 since 2009.
Employment
| Metric | Loveland | Colorado Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.6% | 4.6% | 5.2% |
| Working from Home | 19.1% | 21.0% | 15.0% |
| Commute time (minutes) | 22 | 22 | 22 |
Approximately 1,934 people are unemployed in Loveland, Colorado.
The average commute time in Loveland is 22 minutes, about the same as in Colorado.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Loveland, Colorado has fallen from 8.9% to 5.6% in 2024. Over that period the rate peaked at 9.2% in 2013 and fell as low as 4.2% in 2019.
Loveland was above the U.S. unemployment rate in 2011, slipped below it by 2012, falling as far as 1.7 points lower in 2016, then climbed back above it in the latest figures (2024), at 0.4 points higher.
Loveland, CO Wealth Compared With Nearby Cities
How Loveland, CO compares with the 2 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Loveland, CO | 66,361 | $83,475 #2/3 | 4.7%/yr #3/3 | 5.6% #3/3 | 0.509 #1/3 |
| Fort Collins, CO | 155,858 | $82,571 | 5.2%/yr | 5.3% | 0.553 |
| Windsor, CO | 24,053 | $116,259 | 5.9%/yr | 4.2% | 0.511 |
Conclusion
Considering all these factors, Loveland, Colorado has an overall wealth index grade of B, making it about on par with Colorado, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Loveland, Colorado.
How Rich Is Loveland, Colorado?
Loveland has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $83,475, about 13% lower than the Colorado average of $95,803.
How has median household income changed in Loveland, Colorado?
Between 2009 and 2024, the median household income in Loveland, Colorado rose 59%, from $52,371 to $83,475. Over the same years, income here lagged behind Colorado as a whole: +59% against +70%.
What was the median household income in Loveland in 2023?
In 2023, the median household income in Loveland, Colorado was $82,656, up 3% from $80,491 in 2022. The Colorado median that year was $93,071.
What was the median household income in Loveland in 2020?
In 2020, the median household income in Loveland, Colorado was $72,138. By 2024 it had risen 16% to $83,475.
What is the Gini coefficient in Loveland, Colorado?
The Gini coefficient in Loveland is 0.509. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Loveland, Colorado?
Since 2009, the income gap between men and women in Loveland, Colorado has narrowed from about 27% to 26% in 2024. Over that period the gap was narrowest at 19% in 2017. In dollar terms, the gap has widened by $5,954 since 2009.
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