San Francisco, California Income Statistics
San Francisco Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A
San Francisco Above average
Source: Map AI Methodology
Income Statistics Overview
| Metric | San Francisco | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $140,580 | $99,161 | $80,455 |
| Median Personal Income | $111,895 | $67,742 | $60,758 |
| Average Yearly Income Growth | 6.0% | 5.6% | 4.8% |
| Six-Figure Earners | 34.4% | 17.6% | 13.9% |
| $200k+ Households | 36.5% | 20.5% | 13.2% |
The median household income in San Francisco is about 42% higher than in California. Income has been growing faster in San Francisco (6.0%/yr) than in California (5.6%/yr).
About 34% of adults in San Francisco earn six figures ($100,000 or more) a year, higher than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in San Francisco, California grew by 100.6% from 2009 to 2024, reaching $140,580 in 2024. That's an average of about 6.0% per year.
San Francisco has been far above the U.S. median household income in every year from 2009 to 2024. The gap has widened from 37% in 2009, the closest it has been, to 75% in 2024.
Income Distribution in San Francisco
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 222,480 households (61.2% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 17.6% of households in San Francisco had an income under $35,000 and 47.7% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., San Francisco has a larger share of households earning $200,000 or more (36.5% vs 13.2%) and a smaller share earning $50,000 to $74,999 (7.9% vs 15.5%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 17,181 | 4.7% | 5.1% |
| $10,000 to $14,999 | 15,420 | 4.2% | 3.5% |
| $15,000 to $24,999 | 17,015 | 4.7% | 6.4% |
| $25,000 to $34,999 | 14,497 | 4.0% | 6.7% |
| $35,000 to $49,999 | 18,921 | 5.2% | 10.1% |
| $50,000 to $74,999 | 28,761 | 7.9% | 15.5% |
| $75,000 to $99,999 | 29,418 | 8.1% | 12.6% |
| $100,000 to $149,999 | 49,019 | 13.5% | 17.4% |
| $150,000 to $199,999 | 40,880 | 11.2% | 9.5% |
| $200,000 or more | 132,580 | 36.5% | 13.2% |
Shares are of all 363,693 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 252,265 residents (34.4% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 38.1% of residents who have any income.
In 2024, 9.7% of San Francisco residents aged 15 and over reported no personal income, 22.7% had some income but less than $25,000, and 43.0% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., San Francisco has a larger share of residents earning $100,000 or more (34.4% vs 13.9%) and a smaller share earning $35,000 to $49,999 (8.0% vs 12.6%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 71,404 | 9.7% | 12.8% |
| $1 to $9,999 | 66,418 | 9.0% | 11.2% |
| $10,000 to $14,999 | 49,095 | 6.7% | 7.0% |
| $15,000 to $24,999 | 50,999 | 6.9% | 10.5% |
| $25,000 to $34,999 | 44,150 | 6.0% | 9.5% |
| $35,000 to $49,999 | 58,449 | 8.0% | 12.6% |
| $50,000 to $74,999 | 77,671 | 10.6% | 14.3% |
| $75,000 to $99,999 | 63,656 | 8.7% | 8.2% |
| $100,000 or more | 252,265 | 34.4% | 13.9% |
Shares are of the 734,107 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 9.7% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in San Francisco
| Metric | San Francisco | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.505 | 0.572 | 0.552 |
| Male Median Income | $120,201 | $75,172 | $69,667 |
| Female Median Income | $107,928 | $66,071 | $56,850 |
| Gender Pay Gap | 10.2% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In San Francisco, it is 0.505, lower than California's 0.572, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 11% more than women's income in San Francisco, California. Over a 35-year career, a 11% wage gap accumulates to roughly $429,555 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in San Francisco, California has narrowed from about 11% to 10% in 2024. Over that period the gap was widest at 18% in 2020. In dollar terms, the gap has widened by $5,472 since 2009.
Employment
| Metric | San Francisco | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 6.1% | 6.6% | 5.2% |
| Working from Home | 31.0% | 17.2% | 15.0% |
| Commute time (minutes) | 28 | 23 | 22 |
Approximately 30,879 people are unemployed in San Francisco, California.
The average commute time in San Francisco is 28 minutes, longer than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in San Francisco, California has fallen from 7.5% to 6.1% in 2024. Over that period the rate peaked at 8.3% in 2013 and fell as low as 4.2% in 2019.
San Francisco started 1.2 points below the U.S. unemployment rate in 2011 but had risen above it by 2023, and has not been below it since. In 2024 its rate was 0.9 points higher.
Conclusion
Considering all these factors, San Francisco, California has an overall wealth index grade of A, making it notably better than California, and notably better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in San Francisco, California.
How Rich Is San Francisco, California?
San Francisco has a wealth index grade of A. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A grade means residents are much better off than the U.S. average. The median household income is $140,580, about 42% higher than the California average of $99,161.
How has median household income changed in San Francisco, California?
Between 2009 and 2024, the median household income in San Francisco, California rose 101%, from $70,072 to $140,580. Over the same years, income here outpaced California as a whole: +101% against +64%.
What was the median household income in San Francisco in 2023?
In 2023, the median household income in San Francisco, California was $140,741, up 3% from $136,388 in 2022. The California median that year was $96,718.
What was the median household income in San Francisco in 2020?
In 2020, the median household income in San Francisco, California was $119,213. By 2024 it had risen 18% to $140,580.
Do many residents of San Francisco, California earn over $100,000?
Yes. 34% of adults in San Francisco, California earn $100,000 or more a year (about 1 in 3), against 18% (about 1 in 6) in California. 36% of households have a combined income of $200,000 or more, compared with 20% in California.
What is the Gini coefficient in San Francisco, California?
The Gini coefficient in San Francisco is 0.505. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in San Francisco, California?
Since 2009, the income gap between men and women in San Francisco, California has narrowed from about 11% to 10% in 2024. Over that period the gap was widest at 18% in 2020. In dollar terms, the gap has widened by $5,472 since 2009.
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