Rancho San Diego, California Income Statistics
Rancho San Diego Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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B
Rancho San Diego Around average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Rancho San Diego | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $114,248 | $99,161 | $80,455 |
| Median Personal Income | $80,754 | $67,742 | $60,758 |
| Average Yearly Income Growth | 4.1% | 5.6% | 4.8% |
| Six-Figure Earners | 21.1% | 17.6% | 13.9% |
| $200k+ Households | 23.4% | 20.5% | 13.2% |
The median household income in Rancho San Diego is about 15% higher than in California. Income has been growing slower in Rancho San Diego (4.1%/yr) than in California (5.6%/yr).
About 21% of adults in Rancho San Diego earn six figures ($100,000 or more) a year, higher than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Rancho San Diego, California grew by 31.0% from 2009 to 2024, reaching $114,248 in 2024. That's an average of about 4.1% per year.
Income Inequality and the Gender Pay Gap in Rancho San Diego
| Metric | Rancho San Diego | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.549 | 0.572 | 0.552 |
| Male Median Income | $89,787 | $75,172 | $69,667 |
| Female Median Income | $77,639 | $66,071 | $56,850 |
| Gender Pay Gap | 13.5% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Rancho San Diego, it is 0.549, lower than California's 0.572, so income is more evenly distributed here than there, and about the same as the US's 0.552, so income here is about as evenly distributed as there.
Men's income is about 16% more than women's income in Rancho San Diego, California. Over a 35-year career, a 16% wage gap accumulates to roughly $425,180 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Rancho San Diego, California has narrowed from about 28% to 14% in 2024. Over that period the gap was widest at 29% in 2014, and was narrowest at 11% in 2023. In dollar terms, the gap has narrowed by $8,089 since 2009.
Employment
| Metric | Rancho San Diego | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 7.4% | 6.6% | 5.2% |
| Working from Home | 13.0% | 17.2% | 15.0% |
| Commute time (minutes) | 25 | 23 | 22 |
Approximately 840 people are unemployed in Rancho San Diego, California.
The average commute time in Rancho San Diego is 25 minutes, longer than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Rancho San Diego, California has fallen from 8.2% to 7.4% in 2024. Over that period the rate peaked at 9.8% in 2014 and fell as low as 4.6% in 2020.
Rancho San Diego, CA Wealth Compared With Nearby Cities
How Rancho San Diego, CA compares with the 2 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Rancho San Diego, CA | 22,945 | $114,248 #2/3 | 4.1%/yr #3/3 | 7.4% #2/3 | 0.549 #2/3 |
| Casa de Oro-Mount Helix, CA | 22,051 | $125,144 | 6.8%/yr | 4.7% | 0.534 |
| El Cajon, CA | 97,437 | $66,977 | 4.8%/yr | 9.8% | 0.586 |
Conclusion
Considering all these factors, Rancho San Diego, California has an overall wealth index grade of B, making it somewhat better than California, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Rancho San Diego, California.
How Rich Is Rancho San Diego, California?
Rancho San Diego has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $114,248, about 15% higher than the California average of $99,161.
How has median household income changed in Rancho San Diego, California?
Between 2009 and 2024, the median household income in Rancho San Diego, California rose 31%, from $87,194 to $114,248. Over the same years, income here lagged behind California as a whole: +31% against +64%.
What was the median household income in Rancho San Diego in 2023?
In 2023, the median household income in Rancho San Diego, California was $115,444, up 5% from $109,825 in 2022. The California median that year was $96,718.
What was the median household income in Rancho San Diego in 2020?
In 2020, the median household income in Rancho San Diego, California was $97,915. By 2024 it had risen 17% to $114,248.
What is the Gini coefficient in Rancho San Diego, California?
The Gini coefficient in Rancho San Diego is 0.549. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is almost the same as the US average of 0.552, so income is distributed about as equally as in the country overall.
How has the income gap between men and women changed in Rancho San Diego, California?
Since 2009, the income gap between men and women in Rancho San Diego, California has narrowed from about 28% to 14% in 2024. Over that period the gap was widest at 29% in 2014, and was narrowest at 11% in 2023. In dollar terms, the gap has narrowed by $8,089 since 2009.
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