Oceanside, California Income Statistics
Oceanside Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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B
Oceanside Around average
Source: Map AI Methodology
Income Statistics Overview
| Metric | Oceanside | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $98,361 | $99,161 | $80,455 |
| Median Personal Income | $62,362 | $67,742 | $60,758 |
| Average Yearly Income Growth | 6.7% | 5.6% | 4.8% |
| Six-Figure Earners | 15.0% | 17.6% | 13.9% |
| $200k+ Households | 16.2% | 20.5% | 13.2% |
The median household income in Oceanside is about 1% lower than in California. Income has been growing faster in Oceanside (6.7%/yr) than in California (5.6%/yr).
About 15% of adults in Oceanside earn six figures ($100,000 or more) a year, lower than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Oceanside, California grew by 59.9% from 2009 to 2024, reaching $98,361 in 2024. That's an average of about 6.7% per year.
Oceanside has stayed above the U.S. median household income in every year from 2009 to 2024 and has never fallen below it. It came closest in 2016, at 6.0% higher. The gap has held fairly steady over the period.
Income Distribution in Oceanside
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 30,016 households (49.2% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 15.1% of households in Oceanside had an income under $35,000 and 29.0% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., Oceanside has a larger share of households earning $150,000 to $199,999 (12.9% vs 9.5%) and a smaller share earning $35,000 to $49,999 (8.0% vs 10.1%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 2,074 | 3.4% | 5.1% |
| $10,000 to $14,999 | 1,415 | 2.3% | 3.5% |
| $15,000 to $24,999 | 2,711 | 4.4% | 6.4% |
| $25,000 to $34,999 | 3,011 | 4.9% | 6.7% |
| $35,000 to $49,999 | 4,879 | 8.0% | 10.1% |
| $50,000 to $74,999 | 9,361 | 15.3% | 15.5% |
| $75,000 to $99,999 | 7,556 | 12.4% | 12.6% |
| $100,000 to $149,999 | 12,308 | 20.2% | 17.4% |
| $150,000 to $199,999 | 7,846 | 12.9% | 9.5% |
| $200,000 or more | 9,862 | 16.2% | 13.2% |
Shares are of all 61,023 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 21,184 residents (15.0% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 17.0% of residents who have any income.
In 2024, 11.8% of Oceanside residents aged 15 and over reported no personal income, 26.4% had some income but less than $25,000, and 23.7% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., Oceanside has a larger share of residents earning $100,000 or more (15.0% vs 13.9%) and a smaller share earning $1 to $9,999 (9.9% vs 11.2%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 16,761 | 11.8% | 12.8% |
| $1 to $9,999 | 13,948 | 9.9% | 11.2% |
| $10,000 to $14,999 | 9,197 | 6.5% | 7.0% |
| $15,000 to $24,999 | 14,238 | 10.1% | 10.5% |
| $25,000 to $34,999 | 14,576 | 10.3% | 9.5% |
| $35,000 to $49,999 | 18,978 | 13.4% | 12.6% |
| $50,000 to $74,999 | 20,296 | 14.3% | 14.3% |
| $75,000 to $99,999 | 12,396 | 8.8% | 8.2% |
| $100,000 or more | 21,184 | 15.0% | 13.9% |
Shares are of the 141,573 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 11.8% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in Oceanside
| Metric | Oceanside | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.537 | 0.572 | 0.552 |
| Male Median Income | $71,091 | $75,172 | $69,667 |
| Female Median Income | $61,235 | $66,071 | $56,850 |
| Gender Pay Gap | 13.9% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Oceanside, it is 0.537, lower than California's 0.572, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 16% more than women's income in Oceanside, California. Over a 35-year career, a 16% wage gap accumulates to roughly $344,960 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Oceanside, California has narrowed from about 22% to 14% in 2024. Over that period the gap was narrowest at 13% in 2023. In dollar terms, the gap has narrowed by $254 since 2009.
Employment
| Metric | Oceanside | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.0% | 6.6% | 5.2% |
| Working from Home | 15.9% | 17.2% | 15.0% |
| Commute time (minutes) | 23 | 23 | 22 |
Approximately 4,677 people are unemployed in Oceanside, California.
The average commute time in Oceanside is 23 minutes, about the same as in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Oceanside, California has fallen from 9.4% to 5.0% in 2024. Over that period the rate peaked at 9.8% in 2013.
Oceanside has crossed the U.S. unemployment rate 3 times since 2011, most recently dropping below it in 2024, at 0.2 points lower.
Oceanside, CA Wealth Compared With Nearby Cities
How Oceanside, CA compares with the 2 cities closest to it.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Oceanside, CA | 169,882 | $98,361 #2/3 | 6.7%/yr #2/3 | 5.0% #1/3 | 0.537 #2/3 |
| Vista, CA | 92,368 | $93,080 | 6.8%/yr | 6.8% | 0.549 |
| Carlsbad, CA | 112,376 | $145,720 | 5.1%/yr | 5.4% | 0.523 |
Conclusion
Considering all these factors, Oceanside, California has an overall wealth index grade of B, making it somewhat better than California, and somewhat better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Oceanside, California.
How Wealthy Is Oceanside, California?
Oceanside has a wealth index grade of B. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; a B grade means residents are quite well off compared to the U.S. average. The median household income is $98,361, about 1% lower than the California average of $99,161.
Are incomes growing in Oceanside, California?
Between 2009 and 2024, the median household income in Oceanside, California rose 60%, from $61,531 to $98,361. Over the same years, income here lagged behind California as a whole: +60% against +64%.
What was the median household income in Oceanside in 2023?
In 2023, the median household income in Oceanside, California was $94,308, up 8% from $87,601 in 2022. The California median that year was $96,718.
What was the median household income in Oceanside in 2020?
In 2020, the median household income in Oceanside, California was $74,877. By 2024 it had risen 31% to $98,361.
How strong is the job market in Oceanside, California?
Unemployment in Oceanside, California is only 5.0%, well below the California rate of 6.6%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Oceanside, California?
The Gini coefficient in Oceanside is 0.537. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Oceanside, California?
Since 2009, the income gap between men and women in Oceanside, California has narrowed from about 22% to 14% in 2024. Over that period the gap was narrowest at 13% in 2023. In dollar terms, the gap has narrowed by $254 since 2009.
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