Granite Bay, California Income Statistics
Granite Bay Wealth Score
The wealth index reflects the overall economic prosperity and financial well-being of an area's residents based on income levels, employment rates, and income inequality metrics.
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A+
Granite Bay Top grade
Source: Map AI Methodology
Income Statistics Overview
| Metric | Granite Bay | California Avg | US Average |
|---|---|---|---|
| Median Household Income | $178,780 | $99,161 | $80,455 |
| Median Personal Income | $120,178 | $67,742 | $60,758 |
| Average Yearly Income Growth | 5.1% | 5.6% | 4.8% |
| Six-Figure Earners | 32.9% | 17.6% | 13.9% |
| $200k+ Households | 45.4% | 20.5% | 13.2% |
The median household income in Granite Bay is about 80% higher than in California. Income has been growing slower in Granite Bay (5.1%/yr) than in California (5.6%/yr).
About 33% of adults in Granite Bay earn six figures ($100,000 or more) a year, higher than the California average of 18%.
Median Household Income 2009–2024 Trend
Median Household Income Over Time
Median household income in Granite Bay, California grew by 45.8% from 2009 to 2024, reaching $178,780 in 2024. That's an average of about 5.1% per year.
Granite Bay has been far above the U.S. median household income in every year from 2009 to 2024. Even at its closest, in 2015, its income was 111% higher. The gap has narrowed from 140% in 2009 to 122% in 2024.
Income Distribution in Granite Bay
How incomes are spread across brackets, compared with the U.S. Pick a range to count who falls in it.
Households by income, 2024
Income range calculator
About 5,111 households (72.7% of all households) have an income of $100,000 or more.
Across the U.S.: 40.2% of all households.
In 2024, 8.8% of households in Granite Bay had an income under $35,000 and 56.2% had $150,000 or more. Across the U.S., those shares were 21.6% and 22.8%.
Compared with the U.S., Granite Bay has a larger share of households earning $200,000 or more (45.4% vs 13.2%) and a smaller share earning $50,000 to $74,999 (7.1% vs 15.5%).
| Household income | Households | Share | U.S. share |
|---|---|---|---|
| Under $10,000 | 191 | 2.7% | 5.1% |
| $10,000 to $14,999 | 84 | 1.2% | 3.5% |
| $15,000 to $24,999 | 250 | 3.6% | 6.4% |
| $25,000 to $34,999 | 95 | 1.3% | 6.7% |
| $35,000 to $49,999 | 200 | 2.8% | 10.1% |
| $50,000 to $74,999 | 500 | 7.1% | 15.5% |
| $75,000 to $99,999 | 599 | 8.5% | 12.6% |
| $100,000 to $149,999 | 1,158 | 16.5% | 17.4% |
| $150,000 to $199,999 | 762 | 10.8% | 9.5% |
| $200,000 or more | 3,191 | 45.4% | 13.2% |
Shares are of all 7,029 households, one per occupied home whatever its size. Households with zero or negative income are counted in the lowest bracket. Source: ACS 5-year estimates ending 2024 (table B19001).
Residents 15+ by personal income, 2024
Income range calculator
About 5,517 residents (32.9% of residents aged 15 and over) have a personal income of $100,000 or more.
Across the U.S.: 13.9% of residents aged 15 and over.
That is 39.2% of residents who have any income.
In 2024, 15.9% of Granite Bay residents aged 15 and over reported no personal income, 20.8% had some income but less than $25,000, and 40.9% had $75,000 or more. Across the U.S., those shares were 12.8%, 28.7% and 22.0%.
Compared with the U.S., Granite Bay has a larger share of residents earning $100,000 or more (32.9% vs 13.9%) and a smaller share earning $50,000 to $74,999 (9.5% vs 14.3%).
| Personal income | Residents | Share | U.S. share |
|---|---|---|---|
| No income | 2,665 | 15.9% | 12.8% |
| $1 to $9,999 | 1,739 | 10.4% | 11.2% |
| $10,000 to $14,999 | 620 | 3.7% | 7.0% |
| $15,000 to $24,999 | 1,125 | 6.7% | 10.5% |
| $25,000 to $34,999 | 870 | 5.2% | 9.5% |
| $35,000 to $49,999 | 1,295 | 7.7% | 12.6% |
| $50,000 to $74,999 | 1,590 | 9.5% | 14.3% |
| $75,000 to $99,999 | 1,330 | 7.9% | 8.2% |
| $100,000 or more | 5,517 | 32.9% | 13.9% |
Shares are of the 16,751 residents aged 15 and over, the only people the Census Bureau asks about income, and include those who reported none. A share of the whole population would count children as people without income, while a share of earners alone would hide the 15.9% with no income; the calculator adds that second share whenever your range leaves out people with no income. Source: ACS 5-year estimates ending 2024 (table B19325).
Income Inequality and the Gender Pay Gap in Granite Bay
| Metric | Granite Bay | California Avg | US Average |
|---|---|---|---|
| Gini Coefficient | 0.538 | 0.572 | 0.552 |
| Male Median Income | $133,835 | $75,172 | $69,667 |
| Female Median Income | $93,636 | $66,071 | $56,850 |
| Gender Pay Gap | 30.0% | 12.1% | 18.4% |
The Gini coefficient measures how evenly income is shared between richer and poorer households, from 0 (everyone earns the same) to 1 (one household earns nearly everything). The lower the number, the more equally income is distributed. In Granite Bay, it is 0.538, lower than California's 0.572, so income is more evenly distributed here than there, and lower than the US's 0.552, so income is more evenly distributed here than there.
Men's income is about 43% more than women's income in Granite Bay, California. Over a 35-year career, a 43% wage gap accumulates to roughly $1,406,965 in unearned income for female workers in the area.
Income by Sex Over Time
Since 2009, the income gap between men and women in Granite Bay, California has narrowed from about 34% to 30% in 2024. Over that period the gap was widest at 41% in 2012. In dollar terms, the gap has widened by $3,851 since 2009.
Employment
| Metric | Granite Bay | California Avg | US Average |
|---|---|---|---|
| Unemployment Rate | 5.2% | 6.6% | 5.2% |
| Working from Home | 25.6% | 17.2% | 15.0% |
| Commute time (minutes) | 22 | 23 | 22 |
Approximately 492 people are unemployed in Granite Bay, California.
The average commute time in Granite Bay is 22 minutes, shorter than the 23 minutes in California.
Unemployment Rate Over Time
Since 2011, the unemployment rate in Granite Bay, California has fallen from 7.7% to 5.2% in 2024. Over that period the rate peaked at 9.0% in 2014 and fell as low as 3.0% in 2020.
Granite Bay has been below the U.S. unemployment rate in most years since 2011, but briefly rose above it in 2015 (0.5 points higher). In 2024 its rate was 0.1 points lower.
Granite Bay, CA Wealth Compared With Nearby Cities
Granite Bay, CA is the smallest of the 4 cities compared here, 20,314 residents against a local median of 65,025. The measure that sets Granite Bay, CA apart most is median household income: $178,780, 48% above the local median of $121,140. That is the better end of the local range on this measure.
Income growth tells the same story from another angle: 5.1%/yr against a local median of 4.2%/yr, 22% above it. Every measure here with a clear better direction points the same way, so Granite Bay, CA is not trading one advantage for another, it reads stronger than its neighbours across the board. The cities themselves spread $39,470 on median household income, so Granite Bay, CA sits at one end of an already wide local range rather than apart from it. Granite Bay, CA has the highest median household income of the 4 areas compared here.
| Area | Population | Median household income | Income growthAverage yearly change in median household income since 2016. Each year is measured in its own dollars, so this is growth before inflation. | Unemployment | Income inequalityGini coefficient: 0 would mean every household earns the same, 1 that a single household earns everything. The lower the number, the more equally income is shared here. |
|---|---|---|---|---|---|
| Granite Bay, CA | 20,314 | $178,780 #1/4 | 5.1%/yr #1/4 | 5.2% #3/4 | 0.538 #2/4 |
| Orangevale, CA | 35,887 | $100,709 | 4.2%/yr | 5.1% | 0.534 |
| Rocklin, CA | 65,025 | $121,140 | 4.8%/yr | 4.5% | 0.549 |
| Folsom, CA | 83,916 | $140,179 | 3.8%/yr | 6.3% | 0.547 |
Conclusion
Considering all these factors, Granite Bay, California has an overall wealth index grade of A+, making it far better than California, and far better than the country as a whole.
Frequently Asked Questions
Common questions about income and wealth in Granite Bay, California.
How Rich Is Granite Bay, California?
Granite Bay has a wealth index grade of A+. The wealth index grades areas from A+ (best) to F- by combining income levels, employment rates, and income inequality; an A+ grade means it is one of the most prosperous areas in the country. The median household income is $178,780, about 80% higher than the California average of $99,161.
Are incomes growing in Granite Bay, California?
Between 2009 and 2024, the median household income in Granite Bay, California rose 46%, from $122,606 to $178,780. Over the same years, income here lagged behind California as a whole: +46% against +64%.
What was the median household income in Granite Bay in 2023?
In 2023, the median household income in Granite Bay, California was $186,427, up 7% from $173,908 in 2022. The California median that year was $96,718.
What was the median household income in Granite Bay in 2020?
In 2020, the median household income in Granite Bay, California was $160,037. By 2024 it had risen 12% to $178,780.
How many people earn six figures in Granite Bay, California?
Yes. 33% of adults in Granite Bay, California earn $100,000 or more a year (about 1 in 3), against 18% (about 1 in 6) in California. 45% of households have a combined income of $200,000 or more, compared with 20% in California.
Is unemployment high in Granite Bay, California?
Unemployment in Granite Bay, California is only 5.2%, well below the California rate of 6.6%, a sign of a tight labor market where employers compete for workers.
What is the Gini coefficient in Granite Bay, California?
The Gini coefficient in Granite Bay is 0.538. It measures income inequality on a scale from 0 (everyone earns the same) to 1 (one household earns everything). That is lower than the US average of 0.552, so income is distributed more equally than in the country overall.
How has the income gap between men and women changed in Granite Bay, California?
Since 2009, the income gap between men and women in Granite Bay, California has narrowed from about 34% to 30% in 2024. Over that period the gap was widest at 41% in 2012. In dollar terms, the gap has widened by $3,851 since 2009.
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