White Bear Lake, Minnesota Demographics
Population trends, housing costs, income, commuting, and health, all on one page.
White Bear Lake, MN Population Density Map and Area Scores
Area Score
Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.
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A
Health Above average
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B
Income Around average
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B
Education Around average
Source: Map AI Methodology
Population
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| Population | 22,155 | 5,724,000 | 337,468,954 |
| Population density (per sq mi) | 2566.1 | 65.8 | 86.4 |
| Population growth (%/yr) | -0.59% | 0.64% | 0.59% |
| Median age | 42.4 | 37.1 | 37.3 |
| Households | 9,625 | 2,299,361 | 130,235,071 |
Population in White Bear Lake declined by 0.6% from 2009 to 2024, reaching 22,155 in 2024.
Population Growth 2009–2024
Race & Ethnicity
Age & Sex
The largest generation in White Bear Lake is Gen X, aged 45–60, at 20.5% of residents. That is 0.8 points above Minnesota as a whole.
- Gen Z 13–28 4,092 18.5% -2.8 pts
- Millennials 29–44 4,346 19.6% -2.2 pts
- Gen X 45–60 4,550 20.5% +0.8 pts
- Boomers 61–79 4,474 20.2% +3.6 pts
Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Minnesota, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.
Male and female share
Women are 51.5% of the people living in White Bear Lake and men 48.5%.
- Women 51.5% Minnesota 50.0%
- Men 48.5% Minnesota 50.0%
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Economy
White Bear Lake has a the economy index of B, which means it is quite prosperous.
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| Median household income | $88,290 | $89,852 | $80,455 |
| Income growth (%/yr) | 3.47% | 4.43% | 4.80% |
| Unemployment rate | 4.5% | 4.1% | 5.2% |
The median household income in White Bear Lake is about 2% lower than in Minnesota.
Housing
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| Median home price | $6,335 | $236,718 | $248,835 |
| Median rent | $1,612 | $1,280 | $1,407 |
| Homeownership rate | 69.9% | 72.2% | 65.2% |
The median home price in White Bear Lake is about 0.3 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $1,612 per month for that long.
Commute Time & Mobility
Commuters in White Bear Lake spend about 42 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 177 hours, about 7.4 full days, spent commuting.
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| One-way commute (min) | 21.2 | 20.3 | 22.4 |
| Round-trip commute (min) | 42.4 | 40.6 | 44.8 |
| Yearly time spent (hours) | 177 | 169 | 187 |
| Estimated yearly cost | $5,476 | $5,249 | $5,790 |
| Work from home | 20.6% | 17.6% | 15.0% |
| Highway traffic (vehicles/day) | 15,435 | 7,066 | 8,813 |
| Local road traffic (vehicles/day) | 2,672 | 854 | 1,355 |
The average commute time in White Bear Lake is 21 minutes, longer than the 20 minutes in Minnesota.
Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.
Education & Households
White Bear Lake has a education index of B, which means it is quite educated.
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| Bachelor's degree or higher | 35.4% | 35.5% | 31.6% |
| Average household size | 2.25 | 2.43 | 2.53 |
Health
White Bear Lake has a health index of A, which means it is very healthy.
| Metric | White Bear Lake | Minnesota Avg | U.S. Average |
|---|---|---|---|
| Life expectancy (years) | 80.5 | 80.8 | 78.3 |
| Self-rated poor health | 9.7% | 13.0% | 16.3% |
| Smokers | 13.7% | 18.5% | 19.0% |
Frequently Asked Questions
Common questions about White Bear Lake, Minnesota.
How big is White Bear Lake, Minnesota by population?
About 22,155 people live in White Bear Lake, Minnesota, in 9,625 households of 2.3 people on average. The median age is 42.4, so residents are older than the U.S. median of 37.3 by about 5 years.
How densely populated is White Bear Lake, Minnesota?
Averaged over its land area, White Bear Lake, Minnesota has 2,566 people per square mile, a density typical of urban and suburban areas. That is about 30 times the U.S. average of 86.
Can a typical household afford a home in White Bear Lake, Minnesota?
The median home costs 0.1 times the median household income ($6,335 against $88,290), compared with 3.1 times nationally. That is within the traditional rule of thumb of about 3 times income. Median rent of $1,612 a month takes about 22% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.
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