Chisago County, Minnesota Housing Market Prices
Chisago County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 1% below the Minnesota median More expensive than 70% of counties in Minnesota$234,677
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Median rent 7% below the Minnesota median More expensive than 88% of counties in Minnesota$1,185
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Chisago County | Minnesota Avg | US Average |
|---|---|---|---|
| Median Home Price | $234,677 | $236,718 | $248,835 |
| Price Trend (Annual %) | 9.1% | 6.6% | 7.5% |
| Median Gross Rent | $1,185 | $1,280 | $1,407 |
| Rent Trend (Annual %) | 5.2% | 4.9% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Chisago County is about 1% lower than in Minnesota. Rent is about 7% lower than the Minnesota average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Chisago County, up about 9.1% and 5.2% a year respectively. Home prices are changing faster.
Median rent in Chisago County rose about 51.1% between 2015 and 2024, from $785 to $1,185. Over the same span, rent in Minnesota rose about 51.1%.
Affordability
On average, housing unit costs 2.4 yearly household incomes in Chisago County.
Buying the median-priced home in Chisago County costs roughly 16.5 years of rent at the median monthly rate. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Chisago County. The price-to-rent ratio in Minnesota is about 15.4.
| Metric | Chisago County | Minnesota Avg | US Average |
|---|---|---|---|
| Median Home Price | $234,677 | $236,718 | $248,835 |
| Median Household Income | $99,358 | $89,852 | $80,455 |
| Price-to-Income Ratio | 2.4 | 2.6 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Chisago County rose about 30.7%, while median household income rose about 46.5% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Chisago County | Minnesota Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 79.8% | 65.5% | 58.5% |
| Rental Rate | 13.1% | 25.2% | 31.2% |
| Vacancy Rate | 7.1% | 9.3% | 10.2% |
| Median Tenure (years) | 17.0 | 15.0 | 15.0 |
| Median Year Moved In | 2009 | 2011 | 2011 |
Chisago County has a homeownership rate of 79.8%, higher than the Minnesota average of 65.5%. Its housing vacancy rate is 7.1%, compared with 9.3% in Minnesota.
Housing Stock
| Metric | Chisago County | Minnesota Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.63 people | 2.43 people | 2.53 people |
| Median Structure Built Year | 1988 | 1976 | 1978 |
| Median Number of Rooms | 6.4 | 6.1 | 5.5 |
The typical housing unit in Chisago County was built around 1988. On average, 2.6 people live in a home with about 6.4 rooms, staying for about 17.0 years on average.
Chisago County, MN Housing Compared With Nearby Counties
Chisago County, MN is the 4th largest of the 5 counties compared here, 57,989 residents against a local median of 323,248. Where Chisago County, MN breaks from the counties next to it is median home price, sitting 16% below the local median of $279,151 at $234,677.
Median rent tells the same story from another angle: $1,185 against a local median of $1,396, 15% below it. The counties themselves spread $114,907 on median home price, so Chisago County, MN sits at one end of an already wide local range rather than apart from it. Chisago County, MN has the 4th highest median home price of the 5 areas compared here.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Chisago County, MN | 57,989 | $234,677 #4/5 | $1,185 #5/5 | 85.9% #1/5 |
| Isanti County, MN | 42,596 | $237,318 | $1,273 | 83.7% |
| Anoka County, MN | 370,272 | $324,200 | $1,463 | 80.2% |
| Washington County, MN | 276,224 | $209,293 | $1,710 | 81.3% |
| Ramsey County, MN | 542,690 | $320,984 | $1,329 | 60.6% |
Frequently Asked Questions
Common questions about the housing market in Chisago County, Minnesota.
What is the median home price in Chisago County, Minnesota?
The median home price in Chisago County, Minnesota is $234,677, lower than the Minnesota average of $236,718.
What is the average home price in Chisago County, Minnesota?
The typical home price in Chisago County, Minnesota, reported as the median sale price, is $234,677. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Chisago County, Minnesota?
The median gross rent in Chisago County, Minnesota is $1,185 per month, lower than the Minnesota average of $1,280.
What was the median gross rent in Chisago County in 2020?
In 2020, the median gross rent in Chisago County, Minnesota was $912 per month.
What is the price-to-rent ratio in Chisago County, Minnesota?
The price-to-rent ratio in Chisago County, Minnesota is about 16.5, meaning it would take roughly 16.5 years of rent payments at the median rent to equal the median home price. That is a moderate price-to-rent ratio, where buying and renting are often similarly cost-effective in Chisago County.
Are home prices or rent rising faster in Chisago County, Minnesota?
Both home prices and rent are rising in Chisago County, up about 9.1% and 5.2% a year respectively. Home prices are changing faster.
What is the homeownership rate in Chisago County, Minnesota?
79.8% of households in Chisago County, Minnesota own their home, higher than the Minnesota average of 65.5%.
What is the vacancy rate in Chisago County, Minnesota?
The housing vacancy rate in Chisago County, Minnesota is 7.1%, lower than the Minnesota average of 9.3%.
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