Montgomery County, Kentucky Demographics
Population trends, housing costs, income, commuting, and health, all on one page.
Montgomery County, KY Population Density Map and Area Scores
Area Score
Health, income and education, each graded from F to A+. Explore interactive maps for deeper analysis.
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C
Health Below average
-
D
Income Well below average
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F
Education Well below average
Source: Map AI Methodology
Population: density and quick facts
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| Population | 28,394 | 4,533,530 | 337,468,954 |
| Population density (per sq mi) | 142.7 | 112.2 | 86.4 |
| Population growth (%/yr) | 0.45% | 0.33% | 0.59% |
| Median age | 40.6 | 37.5 | 37.3 |
| Households | 11,005 | 1,813,524 | 130,235,071 |
Population in Montgomery County grew by 13.2% from 2009 to 2024, reaching 28,394 in 2024.
Population Growth 2009–2024
Race & Ethnicity
Age & Sex
The largest generation in Montgomery County is Gen X, aged 45–60, at 22.8% of residents. That is 2.7 points above Kentucky as a whole.
- Gen Z 13–28 5,826 20.5% -0.8 pts
- Millennials 29–44 5,860 20.6% -0.3 pts
- Gen X 45–60 6,482 22.8% +2.7 pts
- Boomers 61–79 4,572 16.1% -1.7 pts
Residents by birth cohort, from the 2025 age distribution. The right-hand figure is how far each cohort's share sits above or below Kentucky, in percentage points. Children younger than Gen Z and the generations before the Boomers are counted in the population but not shown here, so these shares do not add up to 100%.
Male and female share
Women are 51.1% of the people living in Montgomery County and men 48.9%.
- Women 51.1% Kentucky 50.5%
- Men 48.9% Kentucky 49.5%
How many residents match a customer profile?
Residents matching this profile
100% of everyone living in Montgomery County
Pick an age range and a women/men split and the figure above answers with how many residents that profile reaches.
Economy
Montgomery County has a the economy index of D, which means it is barely prosperous.
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| Median household income | $56,855 | $64,312 | $80,455 |
| Income growth (%/yr) | 4.66% | 4.62% | 4.80% |
| Unemployment rate | 4.0% | 4.8% | 5.2% |
The median household income in Montgomery County is about 12% lower than in Kentucky.
Housing
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| Median home price | $137,665 | $118,017 | $248,835 |
| Median rent | $830 | $967 | $1,407 |
| Homeownership rate | 68.3% | 68.3% | 65.2% |
The median home price in Montgomery County is about 13.8 years' worth of rent — buying at the median price costs roughly as much as paying the median rent of $830 per month for that long.
Commute Time & Mobility
Commuters in Montgomery County spend about 41 minutes on the road round trip each working day. Over a typical 250-day work year, that adds up to roughly 169 hours, about 7.0 full days, spent commuting.
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| One-way commute (min) | 20.3 | 20.8 | 22.4 |
| Round-trip commute (min) | 40.5 | 41.6 | 44.8 |
| Yearly time spent (hours) | 169 | 173 | 187 |
| Estimated yearly cost | $5,236 | $5,369 | $5,790 |
| Work from home | 7.6% | 10.2% | 15.0% |
| Highway traffic (vehicles/day) | 4,781 | 6,995 | 8,813 |
| Local road traffic (vehicles/day) | 392 | 832 | 1,355 |
Fastest commutes among counties in
Kentucky:
Calloway County (13.9 min), Owsley County (15.0 min), Taylor County (15.3 min).
Slowest:
Owen County (37.7 min), Spencer County (33.3 min), Bracken County (33.2 min).
The average commute time in Montgomery County is 20 minutes, shorter than the 21 minutes in Kentucky.
Estimated yearly cost applies a single national wage rule of thumb (U.S. Bureau of Labor Statistics average hourly earnings), not a measurement of wages in this area. Traffic volume figures come from proprietary Ticon and TrafficZoom data.
Education & Households
Montgomery County has a education index of F, which means it scores poorly in education.
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| Bachelor's degree or higher | 16.7% | 24.5% | 31.6% |
| Average household size | 2.55 | 2.43 | 2.53 |
Highest education index among counties in
Kentucky:
Fayette County (0.4), Oldham County (0.4), Campbell County (0.3).
Lowest:
Leslie County (0.1), Lee County (0.1), Elliott County (0.1).
Health
Montgomery County has a health index of C, which means it is somewhat healthy.
| Metric | Montgomery County | Kentucky Avg | U.S. Average |
|---|---|---|---|
| Life expectancy (years) | 76.1 | 75.0 | 78.3 |
| Self-rated poor health | 21.4% | 23.2% | 16.3% |
| Smokers | 25.2% | 26.0% | 19.0% |
Highest health index among counties in
Kentucky:
Oldham County (0.8), Boone County (0.8), Scott County (0.8).
Lowest:
Clay County (0.7), Bell County (0.7), McCreary County (0.7).
Montgomery County, KY Compared With Nearby Counties
How Montgomery County, KY compares with the 1 counties closest to it.
| Area | Population | Median household income | Median home price | Commute |
|---|---|---|---|---|
| Montgomery County, KY | 28,394 | $56,855 #2/2 | $137,665 #2/2 | 20.3 min #1/2 |
| Clark County, KY | 37,190 | $66,114 | $217,279 | 21.8 min |
Frequently Asked Questions
Common questions about Montgomery County, Kentucky.
How big is Montgomery County, Kentucky by population?
About 28,394 people live in Montgomery County, Kentucky, in 11,005 households of 2.5 people on average. The median age is 40.6, so residents are older than the U.S. median of 37.3 by about 3 years.
How densely populated is Montgomery County, Kentucky?
Averaged over its land area, Montgomery County, Kentucky has 143 people per square mile, a density typical of a mix of suburbs, small towns and farmland. That is about 1.7 times the U.S. average of 86.
Is Montgomery County, Kentucky an affordable place to live?
The median home costs 2.4 times the median household income ($137,665 against $56,855), compared with 3.1 times nationally. That is within the traditional rule of thumb of about 3 times income. Median rent of $830 a month takes about 18% of the median household's income, below the 30% level at which HUD considers renters cost-burdened.
How strong is the job market in Montgomery County, Kentucky?
Unemployment in Montgomery County, Kentucky is only 4.0%, well below the U.S. rate of 5.2%, a sign of a tight labor market where employers compete for workers.
How common is a college degree in Montgomery County, Kentucky?
16.7% of adults in Montgomery County, Kentucky hold a bachelor's degree or higher (about 1 in 6), well below the U.S. share of 31.6%.
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