Clayton County, Iowa Housing Market Prices
Clayton County Home Prices and Rent at a Glance
The median home price (often called the average home price), rent costs, affordability metrics, and housing stock characteristics for this housing market.
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Median home price 35% below the Iowa median$98,997
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Median rent 19% below the Iowa median$789
Median Home Price Map: Nearby Counties
Housing Market Overview
| Metric | Clayton County | Iowa Avg | US Average |
|---|---|---|---|
| Median Home Price | $98,997 | $153,425 | $248,835 |
| Price Trend (Annual %) | 7.3% | 7.5% | 7.5% |
| Median Gross Rent | $789 | $971 | $1,407 |
| Rent Trend (Annual %) | 3.9% | 3.9% | 5.1% |
| Household Income Trend (Annual %) | — | — | — |
The median home price in Clayton County is about 35% lower than in Iowa. Rent is about 19% lower than the Iowa average.
Median Home and Rent Price Trends
Median Home Prices, 2015-2024
Median Rent Prices, 2015-2024
Both home prices and rent are rising in Clayton County, up about 7.3% and 3.9% a year respectively. Home prices are changing faster.
Median rent in Clayton County rose about 37.5% between 2015 and 2024, from $574 to $789. Over the same span, rent in Iowa rose about 39.6%.
Affordability
On average, housing unit costs 1.5 yearly household incomes in Clayton County.
Buying the median-priced home in Clayton County costs roughly 10.5 years of rent at the median monthly rate. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Clayton County. The price-to-rent ratio in Iowa is about 13.2.
| Metric | Clayton County | Iowa Avg | US Average |
|---|---|---|---|
| Median Home Price | $98,997 | $153,425 | $248,835 |
| Median Household Income | $67,353 | $75,133 | $80,455 |
| Price-to-Income Ratio | 1.5 | 2.0 | 3.1 |
Home Prices vs Income Over Time
Between 2015 and 2024, the median home price in Clayton County rose about 8.8%, while median household income rose about 36.1% between 2009 and 2025 — income grew faster than the home price.
Income Growth vs Housing Cost Growth (Year-over-Year %)
Compare income and housing cost trends.
Occupancy & Tenure
| Metric | Clayton County | Iowa Avg | US Average |
|---|---|---|---|
| Homeownership Rate | 66.6% | 65.6% | 58.5% |
| Rental Rate | 18.8% | 25.9% | 31.2% |
| Vacancy Rate | 14.6% | 8.5% | 10.2% |
| Median Tenure (years) | 18.0 | 15.0 | 15.0 |
| Median Year Moved In | 2008 | 2011 | 2011 |
Clayton County has a homeownership rate of 66.6%, higher than the Iowa average of 65.6%. Its housing vacancy rate is 14.6%, compared with 8.5% in Iowa.
Housing Stock
| Metric | Clayton County | Iowa Avg | US Average |
|---|---|---|---|
| Average Household Size | 2.23 people | 2.37 people | 2.53 people |
| Median Structure Built Year | 1958 | 1971 | 1978 |
| Median Number of Rooms | 6.1 | 5.9 | 5.5 |
The typical housing unit in Clayton County was built around 1958. On average, 2.2 people live in a home with about 6.1 rooms, staying for about 18.0 years on average.
Clayton County, IA Housing Compared With Nearby Counties
How Clayton County, IA compares with the 1 counties closest to it.
| Area | Population | Median home price | Median rent | Homeownership |
|---|---|---|---|---|
| Clayton County, IA | 17,012 | $98,997 #2/2 | $789 #2/2 | 78.0% #1/2 |
| Dubuque County, IA | 99,026 | $307,368 | $958 | 73.3% |
Frequently Asked Questions
Common questions about the housing market in Clayton County, Iowa.
What is the median home price in Clayton County, Iowa?
The median home price in Clayton County, Iowa is $98,997, lower than the Iowa average of $153,425.
What is the average home price in Clayton County, Iowa?
The typical home price in Clayton County, Iowa, reported as the median sale price, is $98,997. The median is used instead of a mathematical average because it is not skewed by a small number of very expensive or very cheap homes, so it better reflects what a typical buyer pays.
What is the median rent in Clayton County, Iowa?
The median gross rent in Clayton County, Iowa is $789 per month, lower than the Iowa average of $971.
What was the median gross rent in Clayton County in 2020?
In 2020, the median gross rent in Clayton County, Iowa was $656 per month.
What is the price-to-rent ratio in Clayton County, Iowa?
The price-to-rent ratio in Clayton County, Iowa is about 10.5, meaning it would take roughly 10.5 years of rent payments at the median rent to equal the median home price. That is a relatively low price-to-rent ratio, which tends to favor buying over renting in Clayton County.
Are home prices or rent rising faster in Clayton County, Iowa?
Both home prices and rent are rising in Clayton County, up about 7.3% and 3.9% a year respectively. Home prices are changing faster.
What is the homeownership rate in Clayton County, Iowa?
66.6% of households in Clayton County, Iowa own their home, higher than the Iowa average of 65.6%.
What is the vacancy rate in Clayton County, Iowa?
The housing vacancy rate in Clayton County, Iowa is 14.6%, higher than the Iowa average of 8.5%.
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